American Express Gift Cards with No Purchase Fee

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American Express Gift Cards with No Purchase Fee
No purchase fees after Coupon
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Enter code: FPVALAF
Coupon Details:  $0 Purchase Fee
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Shop Now ►   American Express Gift Cards & Business Gift Cards
1.0% Cash Back
1.0% Cash Back for FatWallet members on this purchase!
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rated:
add shipping around $6.00

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woudln't buying this be good because you can use your credit card to purchase this and accumulate points?

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dfwrealtor said:   woudln't buying this be good because you can use your credit card to purchase this and accumulate points?
  Yes, if there were a free shipping  code out there and you had a way to completely utilize the dollars on the cards. 

AS for the shipping, there may still be an annual fee program for $99 that allows unlimited two day shipping of all gift card orders.  You are allowed to cancel within the first 90 days and get a refund.

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dfwrealtor said:   woudln't buying this be good because you can use your credit card to purchase this and accumulate points?
  Seems likely that the cc issuer would flag as a purchase of cash equivalent (at best) or cash advance (worse), and deny points.  Also, Amex gc's are difficult to convert to cash, if that's your ultimate objective.

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ljderm said:   
dfwrealtor said:   woudln't buying this be good because you can use your credit card to purchase this and accumulate points?
  Yes, if there were a free shipping  code out there and you had a way to completely utilize the dollars on the cards. 

AS for the shipping, there may still be an annual fee program for $99 that allows unlimited two day shipping of all gift card orders.  You are allowed to cancel within the first 90 days and get a refund.

Interestingly enough, last year, I had posted a free shipping code for Amex gift cards that was valid for several months and it barely got a lukewarm reception. For some reason, people perceive no purchase fee on a prepaid card as being a better deal than no shipping fee, even though the latter is the greater fee.

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Only 1% CB? Come on Fatwallet, share the wealth. Other sites are giving 3+%.

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Why buy this ame gift card without discount?

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Can these be used for online purchases (or can a zip code be added to the card)?

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Barclays Boost Rewards is offering 4% Cash Back on this. This is a great deal. Use your heads, do some research. =)

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Be very careful on this, you will be charged cash advance fee 3-5% if use a non ame cc.

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truelies said:   Be very careful on this, you will be charged cash advance fee 3-5% if use a non ame cc.
  
No you won't. Chase, Barclays, and BofA treat is as purchase. 

Citi will definitely treat as cash advance and so will some US Bank cards.

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How nice of them to take your money and give you a plastic IOU in return - and not charge you for it.

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Chase already started as cash advance

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I've been buying $5,000 every 14 days on Chase Ink, Chase Sapphire, and Chase British Avios. None of those transactions have ever posted as cash advance.

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Add Capital one is purchase as well.

So far the only documented cases were Citi treating this as a CA. which can be avoided by declining CA or lowering the allowed CA to $0 if allowed by your cc.

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