New Year's Resolutions: New Year, New You?

January 2, 2014 | Posted By: Peter Siess | Categorized in: Finance, Home & Auto, Family


Happy 2014! It's the start of a new year which means that it's the perfect time for a fresh start for any changes you want to make for yourself.
There are three types of people when it comes to New Year's Resolutions: Radical Changers, Moderate Adjusters, and Resolution Skippers.

The Radical Changers might make a long list of resolutions and try to tackle all these things and make big changes in their lives. The Moderate Adjusters set fewer, smaller goals, and the Resolutions Skippers, as they are so aptly named, opt out of the resolution craze.

While the start of 2014 doesn't have to mean that you need to change yourself, it can be a good time to reflect on what things you wish to do differently. From there, you can make smart decisions without overwhelming yourself, meaning that you may be more successful with your resolutions. Although making a lot of resolutions may be beneficial, it is important to be realistic with your goals. Overwhelming yourself with changes might make it harder to follow through with them.

To help you out with your resolutions, here are just a few of the top resolutions with tips to help you to most effectively tackle them.


Lose Weight and Get Healthy

  • If you have a membership, use it. Gyms can be great and well worth the money, but only if you go. If you don’t go, ditch the membership and use that money on some other way to get healthy.
  • Workout with a friend or relative. Having a workout buddy can help give you a push on the days you’d rather be lazy, helping keep each other in check and accountable.
  • Sign up for a race well in advance. Training for that race will give you a goal other than just getting in shape, and give you a deadline.
  • Limit your snacking and eat healthier meals. Getting healthy doesn't mean you have to cut everything from your diet. Making conscious decisions is more important than eliminating. Be aware of what you are eating, and try to adjust snacks in a healthier way. If you have an unhealthy eating habit, try to limit it.
  • Use the internet. There are many workout ideas and regimens that are listed free online without the need of special equipment. If you can hold yourself accountable, that can save you some extra money. As well, the internet has many tips and recipes for eating healthier.

Related: Penny Wise & Pound Foolish: What Losing Weight Will Cost You

Manage My Time and Get Organized

  • Make a to-do list. Figuring out what needs to get done and when it needs to be done can help give you focus for your tasks.
  • Don't procrastinate. If there is something you keep putting off, get started on it. Getting started is the first step to crossing that off your list.
  • Get rid of clutter. Cleaning up the little messes will help make organization seem like less of a daunting task.
  • Tackle one room at a time. Narrowing your focus gives you a place to start and will give you a greater sense of accomplishment rather than running around trying to do everything at once.
  • Use a calendar or planner. Even if it's electronic, writing down dates of appointments and meetings can help you keep on top of your schedule.

Related: Three Secrets to Being Productive and Stress Free

Setting Effective Top New Year's Resolutions


Make the Most of My Money

  • Get money smart. There are many ways to cut your taxes down, but only if you know how to take advantage of them. Do your research online, or check out a book from the library about taxes.
  • Pay off credit card bills with the highest interest rates first. Interest can add up quick. Stay on top of it by paying off the higher ones first so that it doesn't keep accumulating.
  • Cut out unnecessary expenses. Keep track of where your money is being spent and see if there are any places that could amount to savings.
  • Lower your energy usage. The little things add up, and so simply switching out old electronics for energy efficient ones, or even just turning off the lights more can mean more money saved.
  • Use coupons and get cash-back on your purchases. Of course this one is essential here at FatWallet. Save some extra money by shopping smarter. Getting money off of your purchases can add up to significant savings.

Related: Unique Ideas to Start a Profitable Side Job & Make Money Quickly

Stop Wasting Money on Things You Aren't Using

How to Turn Your Finances Around


What kind of resolution-making type are you? Do you have other resolution tips? Let us know in the comments below! Happy New Year!

Good luck with your resolutions!
- Peter



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Comments
January 5, 2014 | Posted By: charlieeisaac
It is very important to motivate yourself when you make your new years resolutions. Write down them and try to give yourself a reward, not food, when you have managed to lose desired amount of pounds.
January 5, 2014 | Posted By: straybeatfarmer
I like the un-clutter advice. Thank you
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