As Christmas looms in the not-so-distant future, you’re either biting your fingernails over your finances, or you’re trying not to think about it. It’s a mess—bills, interest rates, money coming in and going out all over the place. Little things like overspending or completely automating your payments may also be getting you into trouble.
Who has the time to sit down and watch every transaction like a hawk? How do you keep yourself on budget while you’re out and about?
The answer is probably in your pocket, your purse, or your hand right now. Managing your finances from your couch is much easier than you think. Tools like Mint (which also has a wonderful mobile app) and Pageonce can give you a real edge if you’re on a tight budget.
Of course, if you’re tired of fiddling with bank accounts, you could try going bankless. Prepaid debit cards, like Green Dot reloadable Visa® cards, are on the rise: more than $35.7 billion was loaded in 2011.