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Here we go... a fresh list of AMEX cards w/ BVG:

American Express Financial Advisors Platinum Card
American Express Financial Advisors ONE Financial Account Gold Card
Business Gold
Business Centurion Card
Business Platinum Card
Centurion Card
Classic Optima linked to a Gold or Platinum Charge Card
Executive Business Card
Fidelity American Express Gold Card
Fidelity American Express Platinum Card
Gold Card
Optima Platinum Card
Platinum Card
Platinum Delta SkyMiles Card
Rewards Plus Gold Card
Starwood Starpoints Card

List of cars w/ BVG & *no* annual fee:

Optima Platinum Card
Any Small Business Card if you are a Costco member & apply w/ Costco's app (found in store) Link (thanks all168)
Or, any standard "Green" AMEX if you apply through Costco, ONLY the non-rewards card! And it's only free for the first year, $40 thereafter (thanks happytommy & notblake)
Starwood Starpoints Card free for one year, $30 thereafter

Platinum BVG reference.

[[ Optima Plantium - Amex's web site is confusing - in one place it does not say anything about BVG, then another link does. But everyone's TOS states this card does indeed have BVG, and CSRs have confirmed. ]] { EDIT: YES, confirmation, thanks spamkilla & ra7. }

--

If you are currently a Blue member, you may or may not have luck calling and asking them to simply switch you to the Optima Platinum. I was able to switch very easily but others have had no luck. I called the number on the back of the blue card: 888-BLUE-741

{ EDIT: AMEX Blue BVG is confirmed dead by an attemped PM by a fw member, thanks jghanisco } Has anyone actually *confirmed* that Blue no longer has BVG? Seems most of us in the other thread didn't actually try a BVG, we were just taking everyone's word for it here. By this I mean has anyone actually made a purchase w/ Blue then tried to submit a BVG for it? Seems the CSRs never get their story straight so it would be nice to get an actual confirmation from a FWer who has experience.

--

No more Internet BVG, confirmed via a recent statement (thanks Megatron): "For eligible Card Account Purchases made as of May 1, 2003, the Best Value Guarantee program will no longer honor lower price comparisons found on the internet. Please call 800-557-8317 to verify if your card product is eligible for this benefit."

How can you tell when the original post of the existing AMEX BVG thread was last updated ? The date doesnt change when I do it to my own threads --

-

what do you mean by ANY small business card?
i have the OPEN small business card and they specifically told me that BVG was not included with this card....it only comes with yearly fee cards

AE Link

It seems like Costco AE Business has BVG.

I have the American Express Business Purchase Account card and it has BVG.

It is free for the first year and $30 after that.

I think you may be confusing the "Platinum Card" with the Optima Platinum Card. The former is a premium card for big bucks a year. The latter is a free card. Your link to the Platinum reference page is NOT for Optima... so unless some folks are grandfather into the BVG benefit, Optima Platinum no longer has BVG as I understand it.

Edgar
MrConsumer
Consumer World

Alcibiades said:

<< How can you tell when the original post of the existing AMEX BVG thread was last updated ? The date doesnt change when I do it to my own threads >>

The original post is there, but there are no updates to it. If you update your msg, fw add a little "last edited" tagline to your msg. Come on now Alcibiades, you're a senior member 1k and I'm explaining this to you??? <img src="i/expressions/face-icon-small-wink.gif"border=0>

Blue does NOT have BVG. It used to, but they got rid of it (too many FW'ers milking the system)...

lemonhead said:

<< what do you mean by ANY small business card?
i have the OPEN small business card and they specifically told me that BVG was not included with this card....it only comes with yearly fee cards
>>

If you are a Costco member, I would call Amex and ask if you can be switched to the Costco-specific BVG card w/ no annual fee.

coolbreeze said:

<< Blue does NOT have BVG. It used to, but they got rid of it (too many FW'ers milking the system)... >>

Yes but w/ Blue have you actually tried to submit for a BVG and had it fail?

Does the American Express Platinum cash rebate card have BVG? thanks

You forgot Costco Business Cards. It's just regular Green card with no annual fees as long as you have Costco membership and you get BVG.

What about return protection...do all these card have this feature as well?

happytommy said:

<< You forgot Costco Business Cards. It's just regular Green card with no annual fees as long as you have Costco membership and you get BVG. >>



don't you need to have business name and address to apply for the Business Costco AE Card?

and what is "Classic Optima linked to a Gold or Platinum Charge Card"?

Since you have already have a massive base of knowledge about AMEX BVG card, could you go one step further to categorize those cards into "personal" and "Small Business" types? <img src="i/expressions/face-icon-small-tongue.gif"border=0> I know people like me would be more interested in Personal AMEX Card.
Thanks for the info, though.

No, you can use your name for business name for the Costco card.

If you link it, you also get BVG and reward points.

mist said:


<< don't you need to have business name and address to apply for the Business Costco AE Card?

and what is "Classic Optima linked to a Gold or Platinum Charge Card"?
>>


Does anyone know if the Costco card comes with Membership RewardsŪ points?

Just checked the Optimum Platinum card. It does not say that it has BVG. only these features under shopping.

Buyer's Assurance
The Buyer's Assurance Plan extends the terms of the original manufacturer's warranty on a covered product purchased entirely with the Card up to one additional year on U.S. warranties of five years or less.2

Online Fraud Protection Guarantee
Use the American Express Card online, and you won't be responsible for any unauthorized charges. Period. No fine print, no deductible - just pure protection, so you can shop with confidence anywhere on the Internet.

Purchase Protection Plan
The Purchase Protection Plan provides added protection-at no extra cost-for accidental damage to or theft of covered items purchased with the Card.3

Return Protection
Return Protection lets you return a covered item purchased with the Card [ even if you purchased it online ] when the merchant won't take it back. Just contact us within 90 days of the purchase, and you will be reimbursed for the full purchase price, up to $300 per covered item.4

digThisXL said:

<< This was previously discussed here but the original post has not been updated since last fall. So here we go... a fresh list of Amex cards w/ BVG.

List of Amex cards that have BVG:

American Express Financial Advisors Platinum Card
American Express Financial Advisors ONE Financial Account Gold Card
Business Gold
Business Centurion Card
Business Platinum Card
Centurion Card
Classic Optima linked to a Gold or Platinum Charge Card
Executive Business Card
Fidelity American Express Gold Card
Fidelity American Express Platinum Card
Gold Card
Optima Platinum Card
Platinum Card
Platinum Delta SkyMiles Card
Rewards Plus Gold Card
Starwood Starpoints Card

List of cars w/ BVG & *no* annual fee:

Optima Platinum Card
Any Small Business Card if you are a Costco member & apply w/ Costco's app (found in store) Link (thanks all168)
Or, any standard "Green" Amex if you apply through Costco (thanks happytommy)
Starwood Starpoints Card (for one year, $30 thereafter)

Platinum BVG reference.

--

If you are currently a Blue member, you may or may not have luck calling and asking them to simply switch you to the Optima Platinum. I was able to switch very easily but I have read that others had no luck. I called the number on the back of the blue card: 888-BLUE-741

Has anyone actually *confirmed* that Blue no longer has BVG? Seems most of us in the other thread didn't actually try a BVG, we were just taking everyone's word for it here. By this I mean has anyone actually made a purchase w/ Blue then tried to submit a BVG for it? Seems the CSRs never get their story straight so it would be nice to get an actual confirmation from a FWer who has experience.
>>


So much misinformation, so little time to correct it <img src="i/expressions/face-icon-small-shocked.gif"border=0>

This is a great info! I've never had to pay for a yearly fee until they got rid of BVG on the Blue card. I'm a member of the costco this should work out great.

aznmarvin said:

<< Just checked the Optimum Platinum card. It does not say that it has BVG. only these features under shopping. >>

I confirmed w/ a CSR that the Optima Platinum does indeed have BVG.

Justincase said:

<< So much misinformation, so little time to correct it <img src="i/expressions/face-icon-small-shocked.gif"border=0> >>

Ummm. Which misinformation are you referring to?

Justincase, I can appreicate your not wanting to correct everything. Is there a pointer to another thread you could give that would address the main errors?

I do know that the Costco business card is free and has BVG.

I'll update the original post w/ any new info... you can PM if you like.

digThisXL:

In the first posting of this thread, you may want to mention that for those who do not wish to get/cannot receive an Amex Credit card, they can purchase BVG insurance on its own. More info about this in this thread.

<img src="i/expressions/face-icon-small-smile.gif"border=0>

My Optima Platinum also has BVG - confirmed by CSR.

Do AMEX Cash Cards assure BVG acc. to the new specifications?

Thanks for the info digThisXL!

But, home come some people are saying that Optima Platinum has BVG? When I go to American Express Optima Platinum Card web page, I do not see any reference to BVG. Is it only for former card-holders? Not available for new members?

Need4Deal said:

<< But, home come some people are saying that Optima Platinum has BVG? Not available for new members? >>



Just got my Optima Platinum card yesterday and it has BVG.

-jjct

jjct1 said:

<< Need4Deal said:

<< But, home come some people are saying that Optima Platinum has BVG? Not available for new members? >>



Just got my Optima Platinum card yesterday and it has BVG.

-jjct
>>

Did you apply as a new member?

lemonhead said:

<< what do you mean by ANY small business card?
i have the OPEN small business card and they specifically told me that BVG was not included with this card....it only comes with yearly fee cards
>>


It's not true.
I have this AMEX OPEN SMALL BUSINESS PURCHASE CARD (the one look totally blue), it has BVG. I have submitted few claims and have gotten my checks.

I also have AMEX OPEN SMALL BUSINESS PURCHASE GOLD CARD (in gold color), and it also come with BVG, but I have not yet tried it on this one.

digThisXL said:



<< Alcibiades said:

<< How can you tell when the original post of the existing AMEX BVG thread was last updated ? The date doesnt change when I do it to my own threads >>

The original post is there, but there are no updates to it. If you update your msg, fw add a little "last edited" tagline to your msg. Come on now Alcibiades, you're a senior member 1k and I'm explaining this to you???
>>



Heh, being a senior member 1K or even 4K doesn't mean squat nowadays what with people posting 1K alone each month <img src="i/expressions/face-icon-small-shocked.gif"border=0>.

I tend to go by date registered to determine if the poster is a n00b or not now (with a slant toward posting style, i.e., spelling, grammar, whether he asks knowledgable questions, etc.).

F

jjct1 said:

<< Just got my Optima Platinum card yesterday and it has BVG.

-jjct
>>


Sorry to ask you this: but, are you sure it has BVG? Because some people get confused between BVG and other similar features of the card (Buyer's Assurance, Purchase Protection Plan and Return Protection). These other features do not mean it has BVG.

I would like to apply for Optima Platinum if it has BVG. That's why I would like to confirm whether it has BVG or not.

Sorry to disappoint you Optima Platinum users, but this card does NOT have BVG. Check out info here:

OPTIMA PLATINUM INFO

boogoo said:

<< Sorry to disappoint you Optima Platinum users, but this card does NOT have BVG. Check out info here:

OPTIMA PLATINUM INFO
>>



WRONG WRONG WRONG! I got my Optima Platinum card a few weeks ago, and it SPECIFICALLY mentions BVG in the agreement that came with it. Pay no attention to what it says on their website, the Optima Platinum card DOES have BVG!!!

Thank You for the post. Applied for the Optima Platinum card & was accepted. Now I can get rid of my Starwood that has an annual fee were the OP has none. Save $30.00!! YES!!<img src="i/expressions/face-icon-small-smile.gif"border=0>

Optima Platinum has BVG. Talked to CSR today and yes it has BVG.

I called twice today to Amex BVG customer service. Both CSRs I spoke with have confirmed that Optima Platinum does have BVG.

Does anyone know what is the "any standard "Green" Amex if you apply through Costco", full name please?
Also, if I apply the Costco Buss. card, so that means i have to pay the costco buss. membership, it that right?

>>>Justincase, I can appreicate your not wanting to correct everything. Is there a pointer to another thread you could give that would address the main errors?<<<

The long 315-post Amex thread, towards the end. The Optima Platinum info specifically, as well as other errors. I spent a fair amount of time speaking to the BVG folks recently...if you want a definitive answer, a CLAIMS EXAMINER is the definitive source for the information.

I am not being critical of the original intent of the poster, but the way the thread is going, it just adds to the confustion, with one person contradicting another.

Skipping 243 Messages...
what is the company? if you don't mind telling us.



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