chuckster said:
Not that I'm defending PayPal, but that sounds like commercial rather than personal use. I agree. The OP is basically clueless. The OP neglected to keep up with pending PayPal policy changes. Exactly how is that PayPal's fault? While most here will agree PayPal's fees and policies are not exactly fair they are ALWAYS clearly posted on PayPal's site and any pending PayPal policy changes are ALWAYS posted with adequate notice before they go into effect. For example despite the OP's FALSE statments PayPal DID post this upcomming change along with a DETAILED fee structure of the new fees WAY back in March with a effective date of 6/3. Just becuase the OP neglected to familiarize with upcoming PayPal change does not make it scam.
Is the new policy change fair? Maybe not? Is it a scam Absolutely not! To my knowledge PayPal does not have a fairness policy. However, one thing I do know is that every PayPal account has a link to upcoming Paypal policy updates right on the My Account Overview page. In addition, PayPal offers a notification preference option in your profile settings that allows you to select if you want to receive emails concerning ALL Policy Change Notices. Beginning June 3, 2009 PayPal user agreement is being amended as follows: 1. Section 4.2 of the user agreement will read as follows: “4.2 Receiving Payments for Commercial Transactions and Personal Transactions.
a. Fees depend on whether you are making a commercial transaction or a personal transaction. A commercial transaction involves buying and selling goods or services, and payments received when you send a “request money” using PayPal. A personal transaction involves sending money to and receiving money from friends and family without making a purchase. b. If you are selling goods or services, you may not ask the buyer to send you a personal payment for the purchase. If you do so, PayPal may remove your ability to accept personal payments.” 2. Section 8 of the user agreement will read as follows: 8. Fees. All fees are in U.S. Dollars unless otherwise stated. Fees depend on whether you are making a commercial transaction or a personal transaction. A commercial transaction involves buying and selling goods or services, and payments received when you send a “request money” using PayPal. A personal transaction involves sending money to and receiving money from friends and family without making a purchase. Personal Transactions. Fees depend on the payment source that the sender selects. The amount of the fee will be shown at the time the payment is sent. The Fee is paid by either the sender or the recipient. The sender decides who pays Domestic Personal Transactions - U.S. sender and recipient. Payment Fully Funded by PayPal Balance or Bank Payment Fully or Partially Funded by PayPal Credit, Debit Card, or Credit Card
Sending / Receiving Free 2.9% + Fixed Fee (see below) International Personal Transactions - The sender or recipient is outside the U.S. Payment fully funded by PayPal Balance or Bank Payment fully or partially funded by PayPal Credit, Debit Card, or Credit Card
Sending / Receiving This fee is based on the country of the recipient. Recipient’s Country: Australia 1% Canada 1% China 0% Germany 2% Hong Kong 0% Singapore 0% Taiwan 0% U.S 1% Elsewhere 0.5%
This fee is based on the country of the recipient. Recipient’s Country: Australia 3.4% + Fixed Fee (see below) Canada 3.9% + Fixed Fee China 0.0% + Fixed Fee Germany 3.9% + Fixed Fee Hong Kong 3.4% + Fixed Fee Singapore 3.4% + Fixed Fee Taiwan 3.4% + Fixed Fee U.S. 3.9% + Fixed Fee Elsewhere 3.9% + Fixed Fee
Commercial Transactions Domestic - Commercial Transactions - U.S. sender and recipient Sending (Buying) Free
Receiving (Selling) Standard rate:
2.9% + Fixed Fee (see below) Merchant rate (requires one-time application, qualifying monthly sales volume, and account in good standing) Transaction Fees: Monthly Sales Volume:
2.9% + Fixed Fee $0.00 - $3,000.00
2.5% + Fixed Fee $3,000.01 - $10,000.00
2.2% + Fixed Fee $10,000.01 - $100,000.00
1.9% + Fixed Fee $100,000.01 and over
International - Commercial Transactions - The sender is outside the U.S. Sending (Buying) Free unless using the PayPal Plug-In
Cross Border Fee for Sending (Buying) using the PayPal Plug-In Applies only to payments made to a non-U.S. seller 1%
Receiving (Selling) Standard rate:
3.9% + Fixed Fee (see below) Merchant rate (requires one-time application, qualifying monthly sales volume, and account in good standing) Transaction Fees: Monthly Sales Volume:
3.9% + Fixed Fee $0.00 - $3,000.00
3.5% + Fixed Fee $3,000.01 - $10,000.00
3.2% + Fixed Fee $10,000.01 - $100,000.00
2.9% + Fixed Fee $100,000.01 and over
Fixed Fee - The Fixed Fee is based on the currency received as follows | 
