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Grocery Coupon Forum (Updated 6/25/08) Archived From: FatWallet

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Madmurphy said:Most coupons spell it out specifically that selling, purchasing, trading and reproducing the coupon is prohibited.

I randomly pulled three coupons from my clipped coupons:

"Void if altered, copied, sold, purchased, transferred, exchanged, or where prohibited or restricted by law."

"May not be reproduced, purchased, traded or sold."

"Void if altered, transferred, sold, reproduced or exchanged."


Even if FW ignored the legal reasons not to have a trade/sale forum, invariably, there are the "I didn't get my coupons/money/right coupons/coupons were expired/didn't get them on time/the person is a bad trader/yada yada" posts.

And there will be folks who set up shop using FW as a front to sell coupons -- FW will become their store front. Coupons can be very profitable and an open market such as FW will be very welcome to them. Matching up future store ad sales and coupons is a perfect match. Is FW really wanting to be the store front for someone's coupon selling business?

And what happens when others want in on the coupon selling but they start selling fake coupons? The distribution of fake coupons was rampant in the past and there's no doubt it will happen again. When there's the possibility of making $$$ on a sale, it will happen much more regularly.

If coupon selling is such a great idea, why hasn't it been allowed in the HD or One Time Use Forums? If you want to experiment, try it there first. There are fewer coupons and there should be less fraud than will happen in the GC Forum. And, at least the majority of those coupons don't specifically state that coupons can't be "altered, transferred, sold, reproduced or exchanged."

Noted, and will be taken into consideration. Thanks!


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I sure hope you bring it back. I was an avid user of this forum. Here 24/7 and got a lot of great info and contributed too. I made wonderful trades with users I still keep in contact with today. I know we could build this site back up to its wonder days again.


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YAAAAAAAAAAAAAAAY!

TYTBUDGET


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TYTBUDGET said:YAAAAAAAAAAAAAAAY!

TYTBUDGET

Any input on what you would like with the GC forum?


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jayK said:

3) Do you want Health & Beauty stuff under $10 in GC (like free stuff guidelines)?
IMHO Health & Beauty should stay in HD. Anything you can eat or drink should be in GC. Dollar limits would just be confusing.


I agree dollar amounts would be confusing. But I disagree with only food and drink. Take a look at the coupons in the sunday paper - diapers, paper items, shampoos, hair dyes, and so on. It would be said how to get these items for free or even make a buck or to in GC using mfg coupons, store coupons, and rebates. I realize you do not use coupons often, but there is a lot more to them than you think.


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TM1 said:tlaxson said:Perhaps buy/sell/trade deserves its own thread for discussion.


Doesn't selling coupons violate the terms printed right on every coupon? I am just asking because there are many ways to "spin the languange" and get around it.


They are not spinning the langauge on eBay though? I don't mean to argue, but I just don't understand if it's illegal then how are they getting away with it?


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Beboparoo said:jayK said:

q]


I agree dollar amounts would be confusing. But I disagree with only food and drink. Take a look at the coupons in the sunday paper - diapers, paper items, shampoos, hair dyes, and so on. It would be said how to get these items for free or even make a buck or to in GC using mfg coupons, store coupons, and rebates. I realize you do not use coupons often, but there is a lot more to them than you think.

Ditto, yea what she said.


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Beboparoo said:TM1 said:tlaxson said:Perhaps buy/sell/trade deserves its own thread for discussion.


Doesn't selling coupons violate the terms printed right on every coupon? I am just asking because there are many ways to "spin the languange" and get around it.



They are not spinning the langauge on eBay though? I don't mean to argue, but I just don't understand if it's illegal then how are they getting away with it?

They get away with it by referring to it as a delivery and handling fee for sending you the coupons when it is nothing more than selling you the coupons = spinning the language. That doesn make it legal, it just makes it difficult to enforce under the given terms.


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TM1 said:Beboparoo said:TM1 said:tlaxson said:Perhaps buy/sell/trade deserves its own thread for discussion.


Doesn't selling coupons violate the terms printed right on every coupon? I am just asking because there are many ways to "spin the languange" and get around it.



They are not spinning the langauge on eBay though? I don't mean to argue, but I just don't understand if it's illegal then how are they getting away with it?


They get away with it by referring to it as a delivery and handling fee for sending you the coupons when it is nothing more than selling you the coupons = spinning the language. That doesn make it legal, it just makes it difficult to enforce under the given terms.


Yes, I'm aware at how it is justified, but that langauge isn't being used on eBay from what I can see.


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I am not sure what we are discussing here, but I am pretty sure I could find someone operating a "coupon location and delivery service" on eBay if I wanted to take a look.


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Madmurphy said:"Void if altered, transferred, sold, reproduced or exchanged."I'm not sure that language will hold up - has it ever been tested in a court of law?

Does giving your newspaper (w/coupon inserts) to someone else automatically void all the coupons? What about when a retailer sells you the Sunday paper?

Anyone can print any terms and conditions they want for any product or service, but that doesn't mean those terms are legally enforceable. Just look at the DMCA for an example.


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cents-off.com: < look towards bottom >

AUTOMATES FRAUD
New Internet technologies have automated fraud, observed CIC Operations Manager Bud Miller, CPP. The spread of Get Rich Quick Schemes; No Risk Investments; Chain Letters and coupon scams make it almost impossible to use the Internet without someone trying to con you. The growth of the Internet has brought clever con artists, who pitch their snake oil for the cost of a few cents, into the homes of millions of potential victims. Unfortunately, the people who can afford it the least are often the victims of these criminals. This type of fraud threatens the creditability of this developing media.


We are pleased to continue our partnership with The Federal Trade Commission to help educate consumers and entrepreneurs about coupon related Internet scams.

Consumers and potential investors are urged to access our new web site at www.cents-off.com before getting involved with any "Business Opportunity" involving coupons.

 

Facts About Coupon Fraud

How much fraud is there?
No precise studies are available. However, industry sources estimate that losses due to coupon fraud exceed $500 million annually. The CIC has successfully worked with law enforcement officials on individual coupon fraud cases ranging from a few thousand dollars to more than $87 million.

 

When does a fraud occur?
A coupon is valid only when presented by a consumer to a retailer in conjunction with a purchase of the brand, size, and quantity of the product specified by the coupon. If submitted in any way other than that detailed by the issuing manufacturer, a misredemption occurs. Misredemptions can constitute a violation of Federal and/or State law.

 

How are coupons obtained for use in frauds?
They are stolen or otherwise obtained from newspapers that carry coupon inserts; from magazine wholesalers; from newspaper vending machines, and from recycling centers. They also are collected in other ways for example, from members of organizations such as church groups and other charities that are paid to collect and cut the coupons. There are even companies that advertise that they purchase pre-cut coupons. There also have been several cases of coupons being counterfeited.

 

I have been asked to buy or sell
Coupons as a business opportunity.

What should I do?
This is not a legitimate opportunity.
1. Do not confront the con artist! Your physical well being is more important than any money that may be stolen from you.

2. Save everything! Make sure that you retain any agreements, training materials, invoices, notes, and any other documents or correspondence that you have sent or received from the con artist. If possible, retain the envelopes that were used to send these materials.

Contact the CIC. Our phone number is (703) 684-5307. We can put you in touch with the appropriate law enforcement officials in your area.

Exercise Caution. Since con artists often exchange lists, someone else may obtain your mailing address and attempt to defraud you.

Just say "No." There are no legitimate business opportunities in selling coupons. You may inadvertently get involved in illegal criminal activities. Be polite and do not get confrontational. Your safety should be your number one concern.

Do not pay an advance fee. Some con artists are so brazen they charge their victims a fee supposedly for instructions on how to make money by selling coupons. This is just another way to get your money.

 

Consumer and Corporate Protection
A Corporate Responsibility

Manufacturers should recognize their corporate responsibility to fight coupon fraud. Many such manufacturers work through the CIC with Federal, State, and local law enforcement agencies to combat this problem. These proactive manufacturers understand the vital need to protect consumers, as well as their own corporations and shareholders, from the illegal activities of scam artists and criminal organizations.

Coupon fraud is an industry-wide challenge that is best addressed by proactive companies dedicated to protecting both their customers and their own bottom lines.

The Federal Trade Commission’s Bureau of Consumer Protection can provide consumers with valuable information about these scams. The FTC can be reached at (202) 326-3650 or at www.ftc.gov.

 

Facts About-
The Coupon Information Corporation
115 South St. Asaph Street, Suite D
Alexandria, Virginia 22314
(703) 684-5307

The Coupon Information Corporation (CIC), a not-for-profit association of consumer product manufacturers that issue coupons, was formed in 1985 to encourage integrity in the coupon redemption process and to advocate and support law enforcement investigations of suspected coupon misredemption.

According to estimates of industry analysts, manufacturers that issue coupons suffer losses in excess of $500 million annually due to coupon fraud.

The CIC operates the Coupon Information Center in Alexandria, Virginia.

The Center serves as a central point from which law enforcement officials can obtain information from manufacturers. Under guidelines established by the manufacturers, the Center's activities with regard to its law enforcement liaison functions are limited to the computerized processing of data and communications with public officials.

Since the Center began operations in late 1986, it has encouraged and/or supported coupon misredemption inquiries in scores of States and localities. More than 300 individuals and organizations have been successfully prosecuted for coupon fraud in actions in which the CIC has provided supporting information. These individuals were responsible for more than $250 million in fraudulent coupon submissions.

As of this date, every individual prosecuted for coupon fraud as a result of CIC efforts has pleaded guilty or been convicted; not one has been acquitted.

You can contact Bud Miller, CPP at (703) 684-5307 for more information.


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TM1 said:I am not sure what we are discussing here, but I am pretty sure I could find someone operating a "coupon location and delivery service" on eBay if I wanted to take a look.

I'm sure you could, however eBay has no policies against doing so, and you know if it was a TRUE issue Bud Miller would be all over eBay about it.


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TM1 said:
As of this date, every individual prosecuted for coupon fraud as a result of CIC efforts has pleaded guilty or been convicted; not one has been acquitted.

You can contact Bud Miller, CPP at (703) 684-5307 for more information.



I think that is why Fatwallet has lawyers, I have never seen any of Bud Miller's threats come true. It never looks like he really goes after housewives in Baltimore.

If people want it, I'm just saying I don't think it is that big of a deal. Bud Miller's site is cents-off.com, but centsoff.com is a group that sells coupons (they don't hide the fact). eBay seems to not have a policy against it, and those do not even bother trying to skirt the rules with their wording on their auctions.


I know the arguments for and against, but with a new GC then maybe the issue should be looked at again. Where does cents-off list off "WHAT is coupon fraud?". This is a pretty good article on a bigger issue then Suzy Q selling a couple of enfamil coupons to Margie...

http://promomagazine.com/mag/marketing_cleans_away_dirt/

The Breen sting revealed three primary forms of coupon fraud:


Owners of single-store locations were submitting coupons under multiple business names in an effort to confuse anyone trying to track misredemption.

Stores were submitting coupons under true names, but for more coupons than they had proof of purchase, or in the case of Breen, redeeming coupons for product not stocked.

Coupon rings were assembling inventories of coupons from fund-raising groups or dishonest printers, then selling these at 50% of face value to retailers. Store owners then redeemed the batches as coupons that had gone through their own tills.


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When does a fraud occur?
A coupon is valid only when presented by a consumer to a retailer in conjunction with a purchase of the brand, size, and quantity of the product specified by the coupon.
Notice that fraud does not occur if you obtain the coupon from someone else, compensated or not.
How are coupons obtained for use in frauds?
They are stolen or otherwise obtained from newspapers that carry coupon inserts; from magazine wholesalers; from newspaper vending machines, and from recycling centers. They also are collected in other ways for example, from members of organizations such as church groups and other charities that are paid to collect and cut the coupons. There are even companies that advertise that they purchase pre-cut coupons. There also have been several cases of coupons being counterfeited.
...
Since the Center began operations in late 1986, it has encouraged and/or supported coupon misredemption inquiries in scores of States and localities. More than 300 individuals and organizations have been successfully prosecuted for coupon fraud in actions in which the CIC has provided supporting information. These individuals were responsible for more than $250 million in fraudulent coupon submissions.

As of this date, every individual prosecuted for coupon fraud as a result of CIC efforts has pleaded guilty or been convicted; not one has been acquitted.
While that last statement sounds impressive, we don't know anything about the details of those cases. 300 cases over the past 22 years is not a huge number, and I get the feeling the vast majority of those cases involved creating fradulent coupons, stealing coupons, or putting together fradulent redemption schemes.

You can bet that if any of the cases were going after someone for selling a few bucks worth of coupons online, they would be shouting about it from the rooftops.

Here is an example of one of the cases the CIC was involved in:
http://www.state.nj.us/lps/dcj/releases/2004/aljuneid0309.htm

Aljuneidi contacted dozens of stores and retail outlets in New Jersey, New York, PA, and South Carolina soliciting participation in a coupon redemption promotion which would enable store owners to receive cash payments by redeeming manufacturer coupons. Upon agreeing to participate in the purported “promotion,” Aljuneidi would prepare a store participation application and send the form to a coupon clearing house which sorts coupons for reimbursement by manufacturers. It is alleged that the applications grossly inflated both the size of the store and the amount of coupon-related sales. Based on Aljuneidi’s submission of coupons from at least 17 separate stores, the clearing house issued and mailed checks totaling more than $800,000. It is charged that Aljuneidi demanded fifty percent or more of the monies received by store owners.


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Good. I think store listings would work better than category listings also. A meat deal at Jewel won't do me any good just like a pet food deal at Stop 'n Shop doesn't matter to me.

Ditto for me too. I think that is great you are hopefully bringing back the grocery forum. What about drugstores to be included also?


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Beboparoo said:PromoMagazine Link

sadly, that article is more than 2 years old. I don't care on a personal level, it is isn't my site, I am just showing reasons why FW might not want to go down the selling road.


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jenkoj said:Good. I think store listings would work better than category listings also. A meat deal at Jewel won't do me any good just like a pet food deal at Stop 'n Shop doesn't matter to me.

Ditto for me too. I think that is great you are hopefully bringing back the grocery forum. What about drugstores to be included also?


I am totally fine dropping the product categories if you all don't see a need for them. We can work out something like bebop suggested. Store break down would be a must (CVS and the like included), along with manufacturers.


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MarsdenFubar said:I am totally fine dropping the product categories if you all don't see a need for them. We can work out something like bebop suggested. Store break down would be a must (CVS and the like included), along with manufacturers. I would definitely use product categories. I don't see why we can't keep both product and store categories...if you find store categories more useful, you can just ignore the product categories.

For example, I buy Tropicana OJ and soy milk every week. Before I go shopping, I'd like to be able to check the Beverages -> Juice -> Orange Juice and Beverages -> Milk -> Soy Milk categories. The deals in those categories could determine whether I shop at Safeway, Lucky, Costco, or Target that week.


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