This thread is intended for the "me too" rotating 5% rebate game credit card companies now seem to be playing. for 4th quarter 2010, see the Quick Summary --> next box
Chase and many Citicards have joined DiscoverCard in the revolving 5% rebate game. The trick will be to be sure to use the right card during the correct rebate period aka time frame. REMEMBER TO SIGNUP WHEN ALLOWED TO DO SO. This may require you to log into your account multiple times per year. Watch out for upper limits. DiscoverCard is famous for them.
Chase signup page for each bonus period or telephone 1-888-865-4306 Chase Freedom 4th quarter 5% rewards signup Ends December 15th. Chase Freedom 1st Quarter 2011 rewards signup begins December 16th. According to one Chase CSR, you can still sign up almost anytime in the quarter and still collect the 5% rewards for the entire quarter. I think that is remarkable. January 1- March 31, 2011
Grocery Stores
Drugstores Up to $1500.00 in purchases in this time period--$$ amount awaiting verification
April 1 - June 30, 2011
Home Improvement
Home Furnishings
Lawn and Garden Up to $800.00 in purchases in this time period--$$ amount awaiting verification
July - September 2011
Gas
Airlines
Hotels Up to $1500.00 in purchases in this time period--$$ amount awaiting verification
October - December 2010
Restaurant
Department Stores
Movies
Charities Up to $1500.00 in purchases in this time period--$$ amount awaiting verification
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updated:
Apr. 2, 2012 @ 8:37a by centrifuge41
posted: May. 22, 2010 @ 4:43p
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castaline (Mar. 31, 2012 @ 2:23p)
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DiscoverCard added Groceries up to $300.00 month of MAY only. Signup required.
JW (Apr. 01, 2012 @ 11:00p)
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I have a Citi Thankyou card which is result of automatically conversion of my old Driver's Edge card. They email me saying... (more)
CornHusker (May. 15, 2012 @ 9:24a)
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Quick Summary is created and edited by users like you... Add FAQ's, Links and other Relevant Information by clicking the edit button in the lower right hand corner of this message.
CHASE FREEDOM REWARDS: Chase signup page for each bonus period or telephone 1-888-865-4306 Sign up on website for the quarter. If you can get that done before the quarter's end, you can collect rewards for the entire quarter.
Up to $1500.00 in purchases per quarter
Additional note:I learned the 5% is not credited each bill cycle. They credit 1% each billing cycle. The missing 4% is credited about 8 weeks after the end of the quarter.
Category January-March April-June July-Sept Oct-Dec
Gas Stations Chase,Disc Chase,Disc
Groceries Chase,Disc*
Restaurants Disc Chase
Airlines Chase
Hotels Chase
Movies Disc Chase,Disc Disc
Museums Disc
Theme Parks Disc
Home Furnish Citi
Garden Citi
Home Depot Citi
Amazon Chase
Best Buy Chase
Kohl's Chase
Department Disc
Electronics Disc
Toys Disc
Healthcare Citi
Fitness Citi
Utilities Citi
*May only. $300 limit.
Citi is in the process of converting certain accounts to either a World MasterCard or a World Elite MasterCard. I have not seen a link yet other than "Simply log onto www.CitiCards.com or telephone 1-800-231-0891 to enroll for each quarterly bonus." taken from the announcement letter.
vickh said: Is Sears a Department Store?No telling anymore. Although WalMart is one of the largest sellers of grocery items, according to Discover they are not a grocery store, it is a retail store.
PenFed Platinum Cash Rewards Card! Earn 3% Cash Back on electronic and home improvement purchases through August 31, 2010 This is in addition to: 5% Cash Back on gas paid at the pump, 2% Cash Back on groceries, and 1 % Cash Back on everything else.
Visit PenFed.org/Merchants for electronics and home improvement store listings
I'm not a fan of rotating 5% rebates. If you're a heavy charger, go with AMEX BLUE CASH for 5% (with no cap) on groceries, drugstores, and fuel year-round after you hit the $6500 tier.
indi3 said: Green for effort, but i think this is not for me. I'll keep my schwab 2% everywhere card, i would never remember which month to use which card, lol.ditto.
I'm not sure when Citi started to process 4th quarter registrations, but I registered the 3rd and 4 quarter when I finally got my cards. Effective October 1 to December 31 Department Clothing Electronics
Note: There are conflicting reports about Citi's 4th quarter 5% promotional categories.
Chase Freedom 4th quarter 5% rewards sign up began Sept 16th. According to one Chase CSR, you can still sign up this quarter and still collect the 5% for the entire 3rd quarter. I think that is remarkable. I suspect YMMV since you cannot sign up for the 3rd quarer on line.
JW said: Chase Freedom 4th quarter 5% rewards sign up begins Sept 15th. The 16th for sure.
According to one Chase CSR, you can still sign up this quarter and still collect the 5% for the entire 3rd quarter. I think that is remarkable.I wasn't sure what you were saying at first, but I think you mean sign up for the 3rd quarter (july-september) bonus today and get the 5% even on previous purchases that were made in july-september before you signed up? That does sound good, and better than most other credit card bonus deals. The terms and conditions seem to agree with that; they say "applies to net purchases made with your credit card during the promotional period"; they don't say anything about it only applying to purchases made after you sign up. Note though that the terms say "you must enroll by 9/14/10" (for the 3rd quarter ending in september), so it seems that you can't wait until the very last minute.
One thing in the terms that bothers me is "Credit card product changes during the promotional period will forfeit this bonus offer." Since Chase has been making many changes to the Freedom cards, there might be a risk of them changing your card near the end of the promo period and saying that you don't get any of the 5% bonus.
vickh said: marvelous35 said: On the old Chase Freedom program, Sears and Sears Hardware stores both were counted as Department Stores. Sears.com? Not sure about Chase but my Sears.com purchase(a freezer) was coded as "Merchandise" by Discover..
Can I convert an existing Chase card to one of these cards? If so, how do you go about it? Do I just call the number on my current Chase CC and tell them I want to change it to one of these cards and then call the number listed in the thread?
modestninja said: Can I convert an existing Chase card to one of these cards? If so, how do you go about it? Do I just call the number on my current Chase CC and tell them I want to change it to one of these cards and then call the number listed in the thread? Which existing Chase card do you have? A lot of us with the rotating 5% "ultimate" reward cards were forcefully downgraded from the former Chase Freedom (to which some are still grandfathered), which gave 3% on our top 3 out of 15 categories in each given month.
centrifuge41 said: modestninja said: Can I convert an existing Chase card to one of these cards? If so, how do you go about it? Do I just call the number on my current Chase CC and tell them I want to change it to one of these cards and then call the number listed in the thread? Which existing Chase card do you have? A lot of us with the rotating 5% "ultimate" reward cards were forcefully downgraded from the former Chase Freedom (to which some are still grandfathered), which gave 3% on our top 3 out of 15 categories in each given month.
It's the United Miles Plus (where I got 2 free RT tickets earlier this year). I want to convert it to a no-fee card before the year is out, but I've never converted a card before and this 5% Cash Back (especially the 4th quarter categories) look especially good on this card.
Pick up the telephone and ask. ..... OR apply for a new card. I've seen banners with up to $100.00 sign up bonus for the Freedom cards. Do what you will with United card as a separart matter if they decline to make the conversion. Doing the conversion will cause you to loose out on the signup bonus which could pay or at least contribute to the membership fee you are trying to avoid.
Probably targeted mailing - Fidelity Visa: Congratulations! You have successfully enrolled in the 3% Cash Back offer. Now simply use your credit card for these eligible purchases and earn 3% Cash Back (up to $25) through December 31, 2010:
Gas Stations • Grocery Stores • Drug Stores • RestaurantsCapped $25.00 reward. Payment will be a separate statement credit early in 2010.
I have a mnemonic to remember what to charge on my Discover and Citi Cards this quarter:
CD ER
The four letters are in alphabetical order. C&D are for Citi and Discover, and also for clothing and department stores. The E&R are for electronic and restaurants. That tells me both Citi and Discover are good for clothing and department, while Citi is good for electronic and Discover is good for restaurants.
Updated Citi, Chase and DiscoverCard for the new year 2011 in the OP post. Please retain Quick Summary for the current quarter until the very end of that quarter. Thanks
The quick summary is being kept to the current quarter. Thank you. scripta said: I added a table by quarter/category to the QS. Should be easier to read for those of us with all three cards. Moved table to a separate posting to keep Quick Summary to current quarter. scripta said: 2011 all three by category & quarter:
category January-March April-June July-Sept Oct-Dec
Gas Stations Chase,Disc
Groceries Citi,Chase,Disc*
Drug Stores Citi,Chase,Disc*
Restaurants Disc
Clothing Citi Disc
Department Citi Disc
Electronics
Home Improv. Chase,Disc
Health Care Citi
Charities
Airlines Disc Chase
Hotels Disc Chase,Disc
Car Rentals Disc
Cruises Disc
Theme Parks Disc
Movies Disc
* March only
It looks to me like the information for the Citibank World Mastercard categories in Jan. - March, 2011 are wrong. I've got one of those and inside my account, you go to "Tools & Services" -> "View Special Offers" and it says 5% on health care, drugstores, and fitness purchases. It doesn't say anything about clothing, department stores, or groceries.
Fitness purchases are like gyms, stores like REI or Dick's Sporting Goods don't count is my understanding.
offer said: Health care, drugstores, and fitness are defined as follows: Health care is defined as merchants that provide examination, diagnosis and treatment of health-related conditions and includes services by licensed physicians or dentists, facilities that aid in diagnosis or treatment, and devices or corrective equipment for such treatment. Drugstores are stand-alone merchants that primarily sell prescription and proprietary drugs and non-prescription medicines. Fitness is defined as merchants that operate sports and recreation facilities requiring membership.
Is there a way to tell if I am already registered for the 1Q2011 Citi categories ? I am not sure if I did so and I do not see the link under Special Offers.
I have a Citi Thankyou card which is result of automatically conversion of my old Driver's Edge card. They email me saying I can get 2X points on certain category every quarter. As first two quarters offering is really similar to what Dividend has, I guess next two quarters will be similar too.
January-March HEALTHCARE, FITNESS & BEAUTY Drugstores, Fitness Clubs, Doctor Visits, and more April-June HOME & GARDEN Home Improvement, Home Furnishings, Lawn & Garden July-September TRAVEL Airlines, Hotels, Car Rentals October-December SHOPPING & ENTERTAINMENT Department Stores, Clothing Stores, Electronics Stores, Movie Tickets
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