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For instance, at Staples, you can go in with a Staples gift card and buy a gift card to Kohls, Home Depot, etc. This can be useful if you can get 5% CashBack at Staples, but only 1% CashBack at HomeDepot.

Which other retailers offer this? Is there a list somewhere with which gift cards each retailer offers?

Of particular interest, does Barnes & Noble, Macys, Home Depot sell other gift cards?

Which retailers sell gift cards for gas? Which retailers sell visa/AMEX GCs?

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qwerty12345otron (Jul. 03, 2011 @ 12:15p) |

Does anybody knows who supplies Gift cards to Ralph's (Kroger company).

I want to buy $500 visa GC, but my Ralph's doesn... (more)

DreamR2I (Jul. 27, 2011 @ 1:40a) |

I have an update on this one.

I plan to file my extended taxes on August 15th so I decided to see if I could use my AMEX ... (more)

jameshasty (Jul. 28, 2011 @ 2:28p) |

Please update the QS with stores that offer gift cards. Next to it, please indicate which GCs they offer.

Categories of stores that offer gift cards

Office Supply Stores
Staples: Visa/MC/AMEX (fees apply), AMC, Barnes and Noble, Bass Pro Shops, Bed Bath Beyond, eBay, Express, Foot Locker, Gap/Banana Republic/Old Navy, Home Depot, iTunes, JC Penney, Jiffy Lube, Kohls, Lowe's, Macy's, Marriott, Marshall's/TJMaxx/Homegoods, Michaels, Nook, Nordstrom, Outdoor Adventure, PETsMART, Pottery Barn, Regal Cinemas, REI, Restaurants (Applebees, Chili's, Olive Garden, Outback Steakhouse, Pottery Barn, Red Lobster, Ruby Tuesdays, Subway etc), Shell, Southwest Airlines, SpaFinder, Starbucks, toys r us

??? OfficeMax, OfficeDepot

Department Stores
Kmart: AMEX (fees apply), AMC, Barnes and Noble, Bass Pro Shops, eBay, Hendrick, iTunes, Marriott, NFL, Regal Cinemas, Restaurants: (Brinker, Chili's, Cold Stone, iHop, Jack in the Box, Olive Garden, Red Lobster, Red Robin, Ruby Tuesdays, Subway), Southwest Airlines

Kohls: Barnes and Noble, Best Buy, BP, Facebook, iTunes, Home Depot, Regal Cinema, SpaFinder, Restaurants (Applebees, Chili's, Macaroni Grill, Olive Garden, Outback Steakhouse, PF Chang's, Red Lobster, Starbucks, Subway)

Target: Visa (fees apply), AMC, Apple, Facebook, Groupon, iTunes, Regal Cinemas, Restaurants (Applebees, Bahama Breeze/Longhorn/Olive Garden/Red Lobster/Season 52, Buffalo Wild Wings, Chick Fila, Chilis/Macaroni Grill/Maggianos/On The Border, Cracker Barrel, iHop, PF Chang's, Starbucks, Subway)

WalMart: AMEX/Visa (fees apply), AMC Theaters, iTunes, World of Warcraft, Xbox, Restaurants (Applebees, Bahama Breeze/Longhorn/Olive Garden/Red Lobster/Season 52, Chilis/Macaroni Grill/Maggianos/On The Border, IHOP, Outback Steakhouse, Quiznos, Starbucks, Subway)

Drug Stores
CVS: Visa, AMEX, BP, ExxonMobil, Shell, more

Rite-Aid: Visa, AMEX, more

Walgreens: Visa/MC/AMEX (fees apply), American Eagle, Barnes and Noble, Banana Republic/Gap/Old Navy, Bass Pro Shops, Bed Bath and Beyond, Best Buy, Blockbuster, Borders, Champs, DSW, Express, Foot Locker, FYE, GameStop, Hyatt, iTunes, LL Bean, Lowe's, Macy's, Pier 1, Restaurants (Applebees, Burger King, Chili's, Cracker Barrel, Olive Garden, Papa John's, Pizza Hut, Red Lobster, Ruby Tuesday, Subway, TGI Friday's, Wendy's), Sears/Kmart, Shell, Southwest Airlines, TJMaxx/Marshall's/Homegoods

Grocery Stores
Kroger: Aeropostale, Amazon, Applebee's, Banana Republic/Gap/Old Navy, Barnes & Noble, Bass Pro Shops, bath and body works, Bebe, Bed Bath and Beyond, Best Buy, Blockbuster, Build a Bear, Claire's, eBay, ESPN.com, Foot Locker, GameStop, golfsmith, Home Depot, iTunes, JC Penney, Jiffy Lube, Joann, Kohl's, Land's End/Sears/Kmart, Lord & Taylor, Macy's, Marriott, Marshall's/TJMaxx/Homegoods, Michael's, Nordstrom, OfficeMax, Overstock, REI, Restaurants (Applebees, Cabela's, Carraba's, Chili's, IHOP, McDonalds, Olive Garden, Outback, Panera Bread, PF Chang's, Pizza Hut, Red Lobster, Ruby Tuesday, Subway, TGI Friday's), Shell, Staples, Southwest Airlines, Staples, Target, toys r us

Giant Eagle:
Shoprite:Home Depot

Publix: Aeropostale, AMEX, Applebees, AT7T go card, Bahama Breeze, Banana Republic, Barnes and Noble, Bass pro shops, bath and body works, bed bath and beyond, belk, best buy, bonefish grill, boost mobile, bp, chilis, macaroni grill, maggianos, busch gardens, cabellas, carrabbas, chevron, Texaco, club penguin, cold stone, cracker barrel, crispers, Disney, eBay, Foot Locker, GameStop, gap, golfsmith, pennytalk, itunes, jcpenneys Kohls, lands end, longhorn, maycs, marshals, Net 10
, nexon, nike, nordstron, Old Navy, olive garden, outback, pfchangs, PacSun, publix, red lobster, ruby Tuesday, Sears, SeaWorld, shell, Sony, southwest, SpaFinder, starbucks, sti tgi Fridays, talbots, tj maxx, cheesecake factory, home despot, ticketmaster, tmoblile, toysrus, tracfone, universal, verizon, virgin, xbox

Lowe's Foods: Visa/MC/AMEX (fees apply), Aeropostale, Amazon, bath and body works, Bed Bath and Beyond, Belk, Best Buy, BP, Build a Bear, eBay, Kohl's, Marshall's, NFL, Restaurants (Bonefish Grill, Carraba's, Cheesecake Factory, Chili's, IHOP, Olive Garden, PF Chang's, Ruby Tuesdays, Starbucks, TGI Fridays)


Bookstores
B&N: Barnes and Noble, Nook (No 3rd party)
??? Amazon

Home Improvement Stores
Home Depot: No 3rd party
Lowe's: No 3rd party

Gas Stations
??? Shell, BP, Exxon-Mobil

Electronics Stores
Best Buy: Apple, Facebook, iTunes, Kindle, Napster, Playstation Network, Zune

Music Stores
??? FYE

Video Rental Stores
??? BlockBuster
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you can buy some cards at a larger discount at www.plasticjungle.com

SegaRob said: you can go in with a Staples gift card and buy a gift card to Kohls, Home Depot, etc. This can be useful if you can get 5% CashBack at Staples, but only 1% CashBack at HomeDepotYou wont earn 5% or any CashBack when using a Staples giftcard to pay for anything

Best bet is grocery stores, particularly the larger ones. They often have racks with dozens of choices.

Anyone found any circular way to buy gift cards? Say, Kroger sells gift cards to Target, it'd be circular if Target also sells gift cards to Kroger. Sadly, the latter is not true.

Reason I ask? If you can keep buying store A's gift cards at store B and vice versa, you could earn a whole lot of fuel bucks or whatever form of CashBack your grocery store offers.

Sam's Club sells some gift cards with a bonus, currently Disney for example, buy a $100 card, get a $10 bonus card for specific Disney stores.
Also drugstores and Kohl's sell them.

centrifuge41 said: Anyone found any circular way to buy gift cards? Say, Kroger sells gift cards to Target, it'd be circular if Target also sells gift cards to Kroger. Sadly, the latter is not true.

Reason I ask? If you can keep buying store A's gift cards at store B and vice versa, you could earn a whole lot of fuel bucks or whatever form of CashBack your grocery store offers.

I may be dense but I don't see how that works. After getting CashBack on the first transaction by buying with a cc, you are buying the reverse giftcards with the originally-purchased giftcards and don't get any CashBack from that transaction. What am I missing?

bigdaddycincinnati said: and don't get any CashBack from that transaction. What am I missing?But you could get unlimited points/etc by doing the 1st transaction over and over.

bigdaddycincinnati said: I may be dense but I don't see how that works. After getting CashBack on the first transaction by buying with a cc, you are buying the reverse giftcards with the originally-purchased giftcards and don't get any CashBack from that transaction. What am I missing?
Kroger, and many other grocery stores (Food City, Giant, etc), give you "fuel bucks". Depending on your geographical market, roughly, for every $50 in other stores' gift cards that you buy, you will get 10c off your next gas fill-up. If I could circularly buy gift cards, I could easily buy $1k in gift cards to get $2 off per gallon of gas on my next fill-up, while only having spent an original $50 on my credit card.

Small aside: additional to fuel bucks, Kroger gives 1% CashBack in the form of grocery coupons for buying other stores' gift cards in the Raleigh/Durham NC area. Sadly, I think this may be the only Kroger market that gives cash-value coupon rewards for groceries/gift cards.

xoneinax said: SegaRob said: you can go in with a Staples gift card and buy a gift card to Kohls, Home Depot, etc. This can be useful if you can get 5% CashBack at Staples, but only 1% CashBack at HomeDepotYou wont earn 5% or any CashBack when using a Staples giftcard to pay for anythingI was using it as an example. Some CCs give 5% back for office supplies. So you could buy a GC to Macys at Staples and get 5% back.

yelve said: you can buy some cards at a larger discount at www.plasticjungle.comthey have a very limited selection.

I'm trying to organize the information by CC category. Please update the QS with stores that offer gift cards. Next to it, please indicate which GCs they offer.

There are a few issues with this:
1) not all CCs categorize the merchants the same way
2) not all stores offer the same types of GCs

Even with those issues, I feel like this will be useful information to organize.

OP, you can't buy other GCs with St@ples GCs.

"Terms and Conditions: Valid only if purchased from a Staples U.S. retail store, at Staples.comŽ or from an authorized reseller or distributor, or received from an authorized distributor; Staples reserves the right to not honor cards obtained from unauthorized sellers, including Internet auction sites. Card has no value until activated. Lost, stolen or damaged cards replaced only with valid proof of purchase to extent of remaining card balance. May be used only in Staples U.S. retail stores. Cannot be used for credit card payments or to purchase other gift cards (including Staples Gift Cards) or wireless cards. Not redeemable for cash or credit except where required by law. No more than five cards may be used for any single purchase. Cards may not be consolidated.
"

linky

alpinewhite said: OP, you can't buy other GCs with St@ples GCsIt depends on store policy or cashier. Cash register will accept and process the transaction.

xoneinax said: alpinewhite said: OP, you can't buy other GCs with St@ples GCsIt depends on store policy or cashier. Cash register will accept and process the transaction.Yeah, I'm pretty sure I've done it before. It's up to store's discretion.

SegaRob said: xoneinax said: alpinewhite said: OP, you can't buy other GCs with St@ples GCsIt depends on store policy or cashier. Cash register will accept and process the transaction.Yeah, I'm pretty sure I've done it before. It's up to store's discretion.I've done it before as well but some stores don't allow it which was why I sent an email complaining that some stores don't allow me to do so. Then, St@ples responded with this verbiage.

I think this data will have multiple benefits. There are a lot of possible scenarios where you could benefit, other than CC CashBack.

One other example:
Buy Staples GC on eBay at or below face value. (Use click-thru site to get 3% CashBack)
Use GC to buy eBay GC at Staples.
Rinse and repeat.

Pretty quickly you could earn Staples premier status without paying a dime. Maybe even make a few bucks along the way.

yelve said: you can buy some cards at a larger discount at www.plasticjungle.com

You can also buy gift cards at a discount from http://www.cardpool.com/

safeway has a mess of gift cards, probably at least 25 varieties. I think I saw Amazon in there... I'm wondering if gift cards count as purchases, or cash over (no CashBack).

centrifuge41 said: Kroger, and many other grocery stores (Food City, Giant, etc), give you "fuel bucks". Depending on your geographical market, roughly, for every $50 in other stores' gift cards that you buy, you will get 10c off your next gas fill-up. If I could circularly buy gift cards, I could easily buy $1k in gift cards to get $2 off per gallon of gas on my next fill-up, while only having spent an original $50 on my credit card.
In my Kroger market area the gift cards just give 50 bonus points. For every 100 points I get a one-time use 10 cents off of gas. I cannot combine multiple 10 cents off into one transaction. Perhaps your market area is different, but I don't understand how you can stack the 10 cents off into one transaction to get $2 off.

JTFH said: safeway has a mess of gift cards, probably at least 25 varieties. I think I saw Amazon in there... I'm wondering if gift cards count as purchases, or cash over (no CashBack).

safeway (aka Von's in SOCAL) sells way too many gift cards to list. Outback, safeway, Visa, AMEX, etc, etc, etc. Best to buy with with a cc offering 5% back this quarter like the the Chase Freedom card. And yes these are considered as grocery purchases.

At CVS you CAN NOT use a CVS gift card to purchase another retailer's gift card. I have tried it at half a dozen CVS's and no go and it is not like the cashier won't take it. Even when they try the casg register won't take it. If anyone has had any other experience in this regard please post.

Also, at CVS's in the North East I have seen Amazon and eBay gift cards being carried also as well as Subway, Chilli's, Domino's, and few others.

Funny, I was just thinking about this last night. My AMEX Blue offer 5% back at grocery stores and my grocery store (Publix) sells gift cards for almost everywhere.

Thanks OP, great thread and very useful.

Captain Obvious says:
One thing to consider for those planning to invest a huge amount of $$$ in gift cards to any particular store: keep in mind that there's a risk (however small, but real) that gift cards might stop being accepted if/when a company goes into bankruptcy protection (in today's economy, anything is possible). My advice, hedge that risk by buying GC from competitor stores (e.g. buy 1/3 Mobil, 1/3 BP and 1/3 Shell, etc).

apparently this thread has been done, but it was posted in DD. i like it better in FWF.

it seems like B&N does have GCs at some locations, but i just went to one and no luck. where are these B&N that sell GCs?

does FYE sell GCs?

A topic like this on FW means no such deals like this will again be available for some time to come.

I used the Staples GC -> Other GC's to get 100 TYP -> $1 conversion rate for many GC's. Alas - no more of that for me.

A few points on any such deal(s):
1. They are very short lived. The most ephemeral I noticed was a deal like that (CC -> Visa GC -> Store GC -> Visa GC -> Cash advance netting me 5-6% on the whole transaction) dying after just one such cycle for me.
2. Because of their life-span, always ensure you have a good exit strategy and that you understand the risks. Being stuck with $2000 worth of Target GCs would be a bad deal for me if I did not shop regularly at Target for reasons independent of the GC exploitation stuff.
3. You have to find them for yourselves. Because of their fragile nature - nobody will tell you the specifics of any such deals.

Walgreens sells gift cards and you can use the Walgreens GC to buy the other cards, at least ours lets you. So does Genuardi's, they have a whole aisle of gift cards.

giftcards.com has same variety of gcs with 3.5% fw cash.... can any1 say whr i can get WalMart giftcard with cb???

Does anyone know if Sears sell gift cards of other merchants?

Kmart does, Not sure on Sears. Anyone remember the Kmart gift card thing from a couple years ago? Netted several thousand on that one.

Can anyone confirm that Chase counts Sears/Kmart as department stores?

Does toys r us let you buy other store GCs with its own GC?

carefreeninja said: Does toys r us let you buy other store GCs with its own GC?Yes, usually not a problem. Though you do not earn TRU Rewards and they dont have much other than restaurants and some fast food like Wendys

i have not found a way to rinse and repeat as most merchants do not allow purchase of GC using GC, period.
in addition, i like to buy items, particularly electronics with CC directly to get the warranty extension and purchase protection. i've used these on more than one occassion and find to be terrific to be able to get warranty service (or simply a check for the purchase price) of an item almost 2 years after purchase.
the best GC deal is , imho, getting arco cards as those stations do not accept CC, only debit and with a $.45 charge.

mathfaster said: safeway (aka Von's in SOCAL) sells way too many gift cards to list. Outback, safeway, Visa, AMEX, etc, etc, etc. Best to buy with with a cc offering 5% back this quarter like the the Chase Freedom card. And yes these are considered as grocery purchases.
This is exactly what I was thinking about yesterday. Wife is still contemplating if she wants an iPad or not and since you can get one almost anywhere, was thinking of getting GC's from ShopRite using 5% Chase Freedom card (since counts as grocery purchase). Would save $25 on the $500 purchase of the iPad. It's great to think about what options you have before the holiday shopping period.

Although miserly brings up a good point about extended warranties when buying electronics.

thanks for people updating the QS. anyone have info for B&N and FYE? in particular, where was the B&N with the GCs?

Fanta said: Thanks OP, great thread and very useful.

Captain Obvious says:
One thing to consider for those planning to invest a huge amount of $$$ in gift cards to any particular store: keep in mind that there's a risk (however small, but real) that gift cards might stop being accepted if/when a company goes into bankruptcy protection (in today's economy, anything is possible). My advice, hedge that risk by buying GC from competitor stores (e.g. buy 1/3 Mobil, 1/3 BP and 1/3 Shell, etc).


Yes good point for people to take note of.

Another advise, if you are making a big purchase, electronics or otherwise, in which the warranty may be an important factor, please note that using a gift card gets you no extended warranty like the one most of our CC's provide. So may be better to forego the CB for an year of extended warranty sometimes....

Navy Federal offers fee free cards

Link

If I use my Navy Federal issued credit card to purchase a Navy Federal Visa Gift card, will I be charged a cash-advance fee?
No, you will not be charged a cash-advance fee when purchasing a Navy Federal Visa Gift card.

Problem is online there is a limit. Branches have no limit, but the one branch I checked said there would be a cash advance fee...

Skipping 95 Messages...
jameshasty said:   More gift card fun - Let's talk taxes

After loading up on $500 Vanilla Visa gift cards I am trying to think of creative ways to dispose of them.

Since I owe Uncle Sam almost five grand, paying my taxes is as good a place to start as any other.

As each payment service seems willing to take two payments my plan is to use five gift cards to pay as much as $2,500 less fees will get and to pay the balance off with the AARP card.

Here are my initial results:

1. Success - Pay USA Tax let me use a gift card as a debit card to pay $496.11 of taxes and $3.89 of convenience fees for a total of $500.00. Since they have to lowest fees I will save my other payment for the balance and will be using my Chase AARP card for that payment.

2. Pay1040.com would not accept my gift card as a debit card online.

3. Official payments would not take my gift card at all. However, the same card had already failed at Pay1040 and online at official payments as a debit card before I called the phone number and tried to use the card first as a debit card and then as a credit card over the phone. I am guessing that there is an authorization hold on the card and that it may work as a credit card if I try again later.

I will continue to post my results here but any advice would be appreciated.


I have an update on this one.

I plan to file my extended taxes on August 15th so I decided to see if I could use my AMEX gift cards to overpay my 2010 taxes to use up the card and get paid out via direct deposit on my tax refund.

Since Pay USA tax was the best service to use with VISA gift cards I tried to make a payment with my AMEX gift card.

First I tried to make a debit card payment ($3.89 fee) and I received an error.

When I changed the payment method to credit card (2.29% fee) it worked with no problem.

I was going to make more payments before filing but there is a huge difference between a $3.89 fee and a $67.16 fee on a $3,000 payment.

Does anyone know how long it should take to get my return if I file within the week?

Thanks in advance.



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