Auto-AMEX CLI online - they may be back!

I apologize if this is common knowledge and/or this topic has already been extensively discussed; I did a quick topic search for CLI and didn't see anything recent.

I remember the glory days when AMEX gave out CLIs online like candy. I had all my cards increased, and life was good. After the crash and crunch, AMEX rolled back my limits significantly. I remember frequently checking the account options online and the "Request CLI increase" button was not there (if I recall correctly).

Today, I logged back in to try to find the phone number to request a CLI manually. Lo and behold, harkening back to the glory days, the button was back. For fear of getting the "We'll mail you in 5 days with the results", I requested a modest increase (less than 2x my current limit). I was auto-approved. Is this new news or old news??

I hope this helps somebody..if not, mods feel free to delete.

Bump with an update:

The option to reallocate among 2 cards is now there too; it's just kind of buried. After logging in to your Summary of Accounts, click on "Recent Activity" for any card. At the bottom, there is an option for "Transfer Available Credit to Another Card".

dp

Thanks for the heads up!

Just got dreaded 7-10 day letter response requesting 4k more. Anyone want to clarify what likely outcome of something like this is?

HKnight said:   Doesn't appear to be back for me. Where are you looking?

I went to "Profile & Account Management" and "Account Management". Under Credit Management, one of the options is "Increase your Line of Credit."

Anybody else have any luck? I'm about to try with another one of my AMEX cards.

Just tried it and was approved for a 20% increase. Thanks for the heads up!

MFFNike said:   
I went to "Profile & Account Management" and "Account Management". Under Credit Management, one of the options is "Increase your Line of Credit."

Anybody else have any luck? I'm about to try with another one of my AMEX cards.
Hmm...for some reason it does not show me that option at all.

If you try it, can we post the limits as data points as well? It's just credit

I still have my 24k limit from a few years back

I already have ~$100K in available credit with AMEX so I think I'll refrain from poking the bear.

+2k

Thanks for the heads up.

mindbowels said:   On one card, raised it 7.5k instantly. On the other, tried to raise it 2.5k and got the dreaded 7-10 day.
My advice? Do it to only 1 for a while.

Ah, looks like not a real review. Just got an email then had to click through a bazillion links and got
"We regret to inform you that your request has been declined for the following reason(s):
Our bank policy does not permit us to increase the line of credit on your account within sixty days since opening this account."

Bobalude said:   Are you guys inputting income info with the CLI amount or leaving it blank? I would like to minimize the possibility of a hard inquiry on my credit by leaving it blank if possible.Why would you think entering your income woudl ahve any effect on if there's a hard inquiry?

Remember, it was abusing the CLI button that ultimately resulted in alot of grief via account reviews, extreme CLI chops, and closed accounts. So use it at your own risk - especially if you have one of the AMEX cash cards that only pay out rewards annually, with a large cache of CashBack pending.

I think the link's been available on the site since earlier this month. I requested a small CL increase from 2k to 3k last week and I was approved after a few minutes.

Glitch99 said:   Bobalude said:   Are you guys inputting income info with the CLI amount or leaving it blank? I would like to minimize the possibility of a hard inquiry on my credit by leaving it blank if possible.Why would you think entering your income woudl ahve any effect on if there's a hard inquiry?

Remember, it was abusing the CLI button that ultimately resulted in alot of grief via account reviews, extreme CLI chops, and closed accounts. So use it at your own risk - especially if you have one of the AMEX cash cards that only pay out rewards annually, with a large cache of CashBack pending.

During pre-financial crisis times, you only had to input the CLI amount requested and it would auto increase/not increase without any income info requested. This never resulted in a credit inquiry or financial review. My guess is that without income info, there's no point for AMEX to proceed that route. My concern now is that inputting income can result in a full financial review/credit inquiry.

Just wondering how others are proceeding now, inputting income info or not.

Nope, not there for me either. Only options I have are

• Check the status of a Balance Transfer
• Check Recent Declines

...

Same here, only 2 options, no credit increase option for me.

Option was there for me. Attempted to raise my Blue Cash from 1500 to 5000, and got instantly approved for 4500.

they just did mine automatically WITHOUT a request from me a couple months ago...from 9K to 12K

Option was there for Wife's Blue Cash. 5K -> 8K approved instantly. Option also there for Wife's Hilton HHonors card but did not attempt. Link was not there for any of my cards.

$12.5 to $15K instantly on my Blue Cash--I imagine they'd approve quite a bit higher, but I'm not going to push it with AMEX.

Not seeing this at all