NOTE: THIS DEAL IS DEAD FOR NEW APPLICANTS. Recent posts generally relate to adverse action taken by Chase wanting to weasel its way out of its original promise.
To apply via phone call 866-216-7260, press 1. Afterwords call 888-868-8618 if you wish to opt-out of marketing calls.
"Try (888) 609-7805. When I was applying this was the number I used to push through a pending application"
You receive 5% on standard purchases and 5% on travel purchases (air, hotel, cruise, etc) for the first 6 months. Even though some of the materials state that you get 5% for the first six statement cycles, all reported experiences are that the 5% ends six months from approval, whether your six statement cycles end before or after the six months.
(NOTE: Used to offer 7% on travel purchases, but that is no longer the case)
AARP accepts persons under 50 as associate members. There is no need to lie about or omit your age.
Many people have gotten the card without an AARP membership, just by leaving that line on the application blank. (Confirmed as of 1/11/2012)
AARP membership is $16 per year. If you use the "Bill me later" option for the AARP membership fee, you will not get your AARP membership number right away. To get an immediate AARP membership number use another form of payment such as a credit card. Although the Chase AARP credit card is listed as an option, there is no way to charge the AARP membership to the credit card that you haven't been approved for yet. Effectively, you are putting $16 at risk if your only purpose for applying is the Chase CC. IMHO, I think it is worth it.
People are reporting that if you have used (abused?) another Chase CC incentive offer in the past, Chase is denying this CC application.
If you apply over the phone, you can join for $11/year with an auto-renewal option. They will notify you 90 days in advance before charging you for the annual fee. And the auto-renewal can be cancelled at any time.
If you get denied for the card, you can call AARP customer service and get the $16 membership refunded.
Link to list & fees of IRS-authorized tax payment providers.
Call the 800-283-1211 number on the back of the card. After confirming your account info, choose option 5 from the main menu, then option 3, then enter the first three digits of mother's maiden name or account password, then choose option 1, then choose option 2, then enter exact amount of purchase in dollars and cents and you are set. I have used this multiple times for large purchases and submitted the purchase less than 5 minutes after calling the automated system and have had no declines since, seems to work excellently...
1) You can request a Ca$h Back check or
2) Request statement credit for the same
3) Statement credits and checks can be redeemed in $25, $50, $100 denominations. Each denomination has its own item number and quantity when redeeming rewards. One receives separate checks/statement credits for the total of each demonination.
4) Statement credits usually take around 2 business days to post. Note that, except for reducing the outstanding balance on the AARP card, they do not count towards one's minimum payment requirement.
5) Checks might take 10 or more business days to receive. If multiple checks are sent, higher value checks might get received later than the other checks.
It is entirely up to you as to which is the preferred choice
CA$H BACK POINTS:
This will not be reflected till your statement closes. Making multiple payments mid-way through the cycle will also not have any adverse impact on your Ca$h Back.
So in essence you will get Ca$h Back for all your purchases in that statement period even if you don't pay it all off before the statement closes.
Screen grab of offer from 3/18/11: Link
Screen grab of offer details: Link
member Fightback posted this useful information on how to get your confiscated reward points reinstated by Chase after they closed your card account--
Here is what worked well for me;
Fax letters, email and call the following list, using the following arguments:
Chase closed my AARP credit card and took away my earned accumulated cash reward points with no notice nor opportunity to redeem them for cash.
And Chase refuses to tell me what I did to make Chase believe that my account was being misused.
I was induced to use this credit card because of Chase's own incentive offer to use this credit card for all my purchases to generate their promised cash reward points under the promotion program that Chase had developed. 'Coincidentally', Chase then closed my account just before its statement date when Chase was due to give me my monthly reward points.
Obviously, Chase's closing of my account after my legitimate spending is Chase's unfair and deceptive attempt to simply avoid paying their promised cash rewards. They advertised unlimited cash rewards and then closed my account to deny redemption of their promised cash rewards points that I had legitimately obtained. If not for that reason, then why did they not pay me these cash rewards that I earned?
I ask that Chase reinstate my accumulated cash rewards points to allow me to redeem them despite my account being closed.
Complaints on products bearing the AARP name-
CEO: A. Barry Rand
This credit card has the AARP 'endorsement', so their reputation is damaged by their credit card partner's treatment of their members.
I demanded this be escalated to AARP executive offices and that I receive a return phone call with their resolution.
Federal Consumer Financial Protection Bureau
Office of the Comptroller of the Currency
Federal Trade Commission
Internet Fraud Complaints
Better Business Bureau
US Postal Inspectors mail fraud complaint
List of State Attorney General Offices (choose your home state and also NY)
New York Attorney General Consumer Fraud Complaint
Contact the NY AG office even if you don't live in NY since it was the Chase NY Executive office that you delt with after they closed your account. Also Chase main address is in NY.
The NY Attorney General will aggressively investigate and take action against businesses that engage in unfair or deceptive conduct, and prosecute a consumer protection case in the public interest.
Be sure to use Chase's New York address in your complaint to NY attorney general's office.
National Association of Consumer Advocate Attorneys
Find a class action attorney here!
Chase Executive Office for card services
888-622-7547 x 4350 (general)
888-622-7547 x 6833 (Jessica -she rocked!)
Chase Executive Office
Heather Joyner, Executive Specialist
800.242.7399 ext. 51279
713-262-1279 Direct Line
Gerald A. Smith
CEO Chase Credit Card Services
Chairman and Chief Executive Officer
JP Morgan Chase
270 Park Avenue, 39th Floor
New York, NY 10017
also try executive.office@Chase.com
CEO Chase Retail Financial Services
VP of Customer Service
PO BOX 15919
Wilmington, DE 19850
Phone: 302 594-4000
Fax: 888 643-9628
Often just filing a small claims suit will prompt them to settle, before ever needing to go to court. Just go to your state's Secretary of State website and find the registered agent for Chase in your state. Then mail a certified letter, return receipt, to that registered agent with a copy of your completed small claims form from your local county court's website. State you intend to file this form with your local small claims court in 10 days if you don't get a satisfactory response from Chase.