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Link: http://www.aarpcreditcard.com/Default?CELL=66J9#
(Referred from Yahoo.)

"Earn Unlimited Cash Back [...] Rewards are earned as points, which can be redeemed for Cash Back. 1% Cash Back equals 1 point. If you choose to redeem for Cash Back, 1 point equals $0.01 Cash Back. For example, 2,500 points can be redeemed for a $25 check. [...] For the first 6 billing cycles from your enrollment date in the program, you will earn 4 bonus points in addition to your 1 base point (total 5 points) for each $1 of net purchases."

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Most Recent Posts
Nice to see some bad press gets results, $2400 in that case.

xerty (Nov. 18, 2013 @ 2:55p) |

The article doesn't say much...200k points in how many months or years, etc., etc? "Every single charge was legitimate, ... (more)

vagrants (Nov. 19, 2013 @ 7:55a) |

Thanks for posting that article regarding the gentlemen who received $2400 with the help of the press recently.

My accoun... (more)

ctrix65513 (Nov. 25, 2013 @ 9:41p) |

NOTE: THIS DEAL IS DEAD FOR NEW APPLICANTS. Recent posts generally relate to adverse action taken by Chase wanting to weasel its way out of its original promise.

To apply via phone call 866-216-7260, press 1. Afterwords call 888-868-8618 if you wish to opt-out of marketing calls.

"Try (888) 609-7805. When I was applying this was the number I used to push through a pending application"

You receive 5% on standard purchases and 5% on travel purchases (air, hotel, cruise, etc) for the first 6 months. Even though some of the materials state that you get 5% for the first six statement cycles, all reported experiences are that the 5% ends six months from approval, whether your six statement cycles end before or after the six months.

(NOTE: Used to offer 7% on travel purchases, but that is no longer the case)

AARP accepts persons under 50 as associate members. There is no need to lie about or omit your age.

Many people have gotten the card without an AARP membership, just by leaving that line on the application blank. (Confirmed as of 1/11/2012)

AARP membership is $16 per year. If you use the "Bill me later" option for the AARP membership fee, you will not get your AARP membership number right away. To get an immediate AARP membership number use another form of payment such as a credit card. Although the Chase AARP credit card is listed as an option, there is no way to charge the AARP membership to the credit card that you haven't been approved for yet. Effectively, you are putting $16 at risk if your only purpose for applying is the Chase CC. IMHO, I think it is worth it.

People are reporting that if you have used (abused?) another Chase CC incentive offer in the past, Chase is denying this CC application.

If you apply over the phone, you can join for $11/year with an auto-renewal option. They will notify you 90 days in advance before charging you for the annual fee. And the auto-renewal can be cancelled at any time.

If you get denied for the card, you can call AARP customer service and get the $16 membership refunded.

Link to list & fees of IRS-authorized tax payment providers.

Call the 800-283-1211 number on the back of the card. After confirming your account info, choose option 5 from the main menu, then option 3, then enter the first three digits of mother's maiden name or account password, then choose option 1, then choose option 2, then enter exact amount of purchase in dollars and cents and you are set. I have used this multiple times for large purchases and submitted the purchase less than 5 minutes after calling the automated system and have had no declines since, seems to work excellently...

CA$H Back:
==========
1) You can request a Ca$h Back check or
2) Request statement credit for the same
3) Statement credits and checks can be redeemed in $25, $50, $100 denominations. Each denomination has its own item number and quantity when redeeming rewards. One receives separate checks/statement credits for the total of each demonination.
4) Statement credits usually take around 2 business days to post. Note that, except for reducing the outstanding balance on the AARP card, they do not count towards one's minimum payment requirement.
5) Checks might take 10 or more business days to receive. If multiple checks are sent, higher value checks might get received later than the other checks.

It is entirely up to you as to which is the preferred choice

CA$H BACK POINTS:
=================
This will not be reflected till your statement closes. Making multiple payments mid-way through the cycle will also not have any adverse impact on your Ca$h Back.

So in essence you will get Ca$h Back for all your purchases in that statement period even if you don't pay it all off before the statement closes.

---------------------------------------------------------------------------------------

Screen grab of offer from 3/18/11: Link
Screen grab of offer details: Link

****************************************************************************
member Fightback posted this useful information on how to get your confiscated reward points reinstated by Chase after they closed your card account--

Here is what worked well for me;

Fax letters, email and call the following list, using the following arguments:

Chase closed my AARP credit card and took away my earned accumulated cash reward points with no notice nor opportunity to redeem them for cash.
And Chase refuses to tell me what I did to make Chase believe that my account was being misused.

I was induced to use this credit card because of Chase's own incentive offer to use this credit card for all my purchases to generate their promised cash reward points under the promotion program that Chase had developed. 'Coincidentally', Chase then closed my account just before its statement date when Chase was due to give me my monthly reward points.

Obviously, Chase's closing of my account after my legitimate spending is Chase's unfair and deceptive attempt to simply avoid paying their promised cash rewards. They advertised unlimited cash rewards and then closed my account to deny redemption of their promised cash rewards points that I had legitimately obtained. If not for that reason, then why did they not pay me these cash rewards that I earned?

I ask that Chase reinstate my accumulated cash rewards points to allow me to redeem them despite my account being closed.

Complaints on products bearing the AARP name-
1-888-OUR-AARP
CEO: A. Barry Rand
Phone: 202-434-7700
Fax: 202-434-7710
This credit card has the AARP 'endorsement', so their reputation is damaged by their credit card partner's treatment of their members.
I demanded this be escalated to AARP executive offices and that I receive a return phone call with their resolution.

Federal Consumer Financial Protection Bureau
https://help.consumerfinance.gov/app/creditcard/ask

Office of the Comptroller of the Currency
http://helpwithmybank.gov/contact-us/contact-the-occ.html

Federal Trade Commission
https://www.ftccomplaintassistant.gov/

Internet Fraud Complaints
http://www.ic3.gov/default.aspx

Better Business Bureau
http://www.bbb.org/us/

US Postal Inspectors mail fraud complaint
https://postalinspectors.uspis.gov/forms/MailFraudComplaint.aspx

List of State Attorney General Offices (choose your home state and also NY)
http://naag.org/current-attorneys-general.php

New York Attorney General Consumer Fraud Complaint
http://www.ag.ny.gov/bureau/consumer-frauds-bureau

Contact the NY AG office even if you don't live in NY since it was the Chase NY Executive office that you delt with after they closed your account. Also Chase main address is in NY.
The NY Attorney General will aggressively investigate and take action against businesses that engage in unfair or deceptive conduct, and prosecute a consumer protection case in the public interest.
Be sure to use Chase's New York address in your complaint to NY attorney general's office.

National Association of Consumer Advocate Attorneys
http://www.naca.net/
Find a class action attorney here!

Chase Executive Office for card services
888-622-7547 x 4350 (general)
888-622-7547 x 6833 (Jessica -she rocked!)

Chase Executive Office
800-242-7399
Heather Joyner, Executive Specialist
800.242.7399 ext. 51279
713-262-1279 Direct Line
FAX: 281-915-0984
heather.joyner@Chase.com

Gerald A. Smith
CEO Chase Credit Card Services
Phone: 302-282-3100
Fax: 302-282-3939
gordon.smith@Chase.com

Jamie Dimon
Chairman and Chief Executive Officer
JP Morgan Chase
270 Park Avenue, 39th Floor
New York, NY 10017
Phone: 212-270-1111
Fax: 212-270-1121
jamie.dimon@jpmchase.com
also try executive.office@Chase.com

Charlie Scharf
CEO Chase Retail Financial Services
Phone: 212-270-5447
Fax: 212-270-5448
charlie.scharf@Chase.com

Deb Walden
VP of Customer Service
PO BOX 15919
Wilmington, DE 19850
Phone: 302 594-4000
Fax: 888 643-9628

Often just filing a small claims suit will prompt them to settle, before ever needing to go to court. Just go to your state's Secretary of State website and find the registered agent for Chase in your state. Then mail a certified letter, return receipt, to that registered agent with a copy of your completed small claims form from your local county court's website. State you intend to file this form with your local small claims court in 10 days if you don't get a satisfactory response from Chase.
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New mint coins card./obvious

This can be momentous. Unlimited 5% CashBack from a big bank that can withstand a massive assault from the FWF barbarians will be an awesome sight to watch!!

From the TOC

"There is no maximum number of points that you can accumulate in the program. "

Let's add that there's a 0% promo APR on purchases for 12 months. So, if you have a way to monetize purchases (and who doesn't at 5% CB?) you can finish off the initial 6-month period by running the card up to the limit and having a nice interest-free loan for next 6 months.

From the application page (which asks for AARP membership number):

"You must be an AARP Member to apply for the AARP Platinum Visa card. If you are not an AARP Member, simply call 1-800-424-3410 or visit www.aarp.org to join today!"

This card requires a valid AARP membership. Which you can sign up for on AARP.org, cost is $16 for 1 year. Although they claim you have to be 50 to sign up, the website did not stop me from purchasing.

Edit: Applied and deferred. Maybe has something to do with applying for both AAdvantage cards last week to get 150K miles

Congratulations. Your application has been approved. You will receive your card and complete account information within 2 weeks by mail.

No indication of CL
FAKO ~750
5 EXP inq.
I have 3 other Chase cards with $21K lines in total.
HHI: 125K
Thanks OP!

This deal evokes pleasant memories of Cash Returns.

Applied and deferred as well.

With all the talk of Citi CashReturns in the heavy hitter thread, and the fact that this card offers the 5% promo for double the amount of time, the possibilities could be quite ridiculous...

180 days * ($1000 coins / 10 days) * 0.05 = $900

6 months * ($500 Amzn / month) * 0.05 = $150

Paypal and Google Checkout, 2.1% spread...

Pay income tax on credit card, 2.51% spread...

I wonder how closely they monitor things like mint purchases. Doesn't Citi now consider them to be cash advances or at least ineligible for rewards? I think they pretty much assume that AARP members would not be taking advantage of such avenues, thus the lack of a maximum Cash Back limit... Otherwise, it seems downright absurd. How many AARP members pay interest on their credit cards anyway? Perhaps I'm making some bad assumptions, but I would think they're the type of people to pay in full, by mail, with a check, each and every month. O_O

ajh5408 said:   I wonder how closely they monitor things like mint purchases. Doesn't Citi now consider them to be cash advances or at least ineligible for rewards? I think they pretty much assume that AARP members would not be taking advantage of such avenues, thus the lack of a maximum Cash Back limit... Otherwise, it seems downright absurd. How many AARP members pay interest on their credit cards anyway? Perhaps I'm making some bad assumptions, but I would think they're the type of people to pay in full, by mail, with a check, each and every month. O_OI've used another Chase CC to purchase coins on several occasions with no adverse consequences to date. The one thing I wouldn't do is to bring the coins to Chase, either for deposit or to pay the CC.

Unable to sign up on AARP website. Getting the following error when trying to complete the process (after billing information is entered)

We are currently experiencing system problems.
Please call an AARP Representative at 1-800-424-3410 (8:00 AM - 8:00 PM, (ET) Monday - Friday) to process your request, or try back later.

Thank you.

In reading the pricing and terms for the offer, it looks as if you already have a Chase card associated with a Rewards program, you "may not be eligible". Despite this, I applied, and will report back if denied due to current Freedom card with Ultimate Rewards.

If applicable, Chase cardmembers who currently have or have had a Chase credit card in any Rewards Program associated with this offer or have received a similar bonus offer, may not be eligible for a second Chase credit card in the same Rewards Program, or for any bonus offer. Chase cardmembers currently receiving promotional pricing, or Chase cardmembers with a history of only using their current or prior Chase card for promotional pricing offers, are not eligible for a second Chase credit card with promotional pricing.

tindlund said:   Unable to sign up on AARP website. Getting the following error when trying to complete the process (after billing information is entered)

We are currently experiencing system problems.
Please call an AARP Representative at 1-800-424-3410 (8:00 AM - 8:00 PM, (ET) Monday - Friday) to process your request, or try back later.

Thank you.
DW got the same error message when attempting to pay with a CC. When she switched to "bill me later," her membership was confirmed. No actual # yet though; perhaps she'll have to wait for snail mail.

kjgco said:   tindlund said:   Unable to sign up on AARP website. Getting the following error when trying to complete the process (after billing information is entered)

We are currently experiencing system problems.
Please call an AARP Representative at 1-800-424-3410 (8:00 AM - 8:00 PM, (ET) Monday - Friday) to process your request, or try back later.

Thank you.
DW got the same error message when attempting to pay with a CC. When she switched to "bill me later," her membership was confirmed. No actual # yet though; perhaps she'll have to wait for snail mail.


So it worked for you when you joined (you indicated you yourself applied already) and you got the number after paying by CC? Or you applied without the AARP number? Thanks.

johnf585 said:   kjgco said:   tindlund said:   Unable to sign up on AARP website. Getting the following error when trying to complete the process (after billing information is entered)

We are currently experiencing system problems.
Please call an AARP Representative at 1-800-424-3410 (8:00 AM - 8:00 PM, (ET) Monday - Friday) to process your request, or try back later.

Thank you.
DW got the same error message when attempting to pay with a CC. When she switched to "bill me later," her membership was confirmed. No actual # yet though; perhaps she'll have to wait for snail mail.


So it worked for you when you joined (you indicated you yourself applied already) and you got the number after paying by CC? Or you applied without the AARP number? Thanks.
In my case, it seems I had an old inactive membership that I was able to reactivate with a CC. In DW's case (no prior membership), she had to go the "bill me later" route.
Of course, now it occurs to me that I might have been able to use my AARP # on her CC app, since AARP allows for a free spousal membership.

do you have to be 55 to apply for this? or could i possible use my parents aarp number

thetobster said:   do you have to be 55 to apply for this? or could i possible use my parents aarp number

AARP memberships provide for 2 people. Since my parents are now my parent, I added myself as the 2nd person, and have an AARP card in my name.

OMG I'm getting woozy.

Need to contact a parent asap...

I'm still trying to spend on the AA card so I can earn my 75,000 miles. Now this is next!

Ilovesquash said:   In reading the pricing and terms for the offer, it looks as if you already have a Chase card associated with a Rewards program, you "may not be eligible". Despite this, I applied, and will report back if denied due to current Freedom card with Ultimate Rewards.

If applicable, Chase cardmembers who currently have or have had a Chase credit card in any Rewards Program associated with this offer or have received a similar bonus offer, may not be eligible for a second Chase credit card in the same Rewards Program, or for any bonus offer. Chase cardmembers currently receiving promotional pricing, or Chase cardmembers with a history of only using their current or prior Chase card for promotional pricing offers, are not eligible for a second Chase credit card with promotional pricing.

I'm closing all my Chase cards before applying for this golden egg...

Still woozy. Head racing. Help. Me.

Applied and approved instantly.
When i applied for Aarp membership I got errors like others when i tried to pay through creditcard. Noticed that the CC expiry date year field is 4 digits instead of the usual 2 digits and i had entered only 2 digits. Though the payment failed the system doesnt really point out that as the exact issue, once i correct that it went through.

dumma said:   Applied and approved instantly.
When i applied for Aarp membership I got errors like others when i tried to pay through creditcard. Noticed that the CC expiry date year field is 4 digits instead of the usual 2 digits and i had entered only 2 digits. Though the payment failed the system doesnt really point out that as the exact issue, once i correct that it went through.


And you got your member ID?

The recession is officially over.

Anyone know what Chase's CL reallocation rules are these days? Any problem moving CL's over from older cards?

If anyone that recently applied for the Continental 50k offer is also approved for this card please post!

If only I had waited one more week...


ColbyS said:   If anyone that recently applied for the Continental 50k offer is also approved for this card please post!

If only I had waited one more week...



If you haven't received the card yet and activated it you may be able to get Chase to approve this app by canceling the CO card app. I know someone who did something similar with two other Chase card applications (2nd application was denied but then approved on a reconsideration call after withdrawing first app for different card)...

ColbyS said:   I'm closing all my Chase cards before applying for this golden egg...

Do you really think this is necessary to maximize the credit line? Does Chase let you transfer a line to a "new" card if the close out the existing one when you call? Also, how long do you wait after closing the Chase cards? A full month for the credit bureaus to update?

centrifuge41 said:   With all the talk of Citi CashReturns in the heavy hitter thread, and the fact that this card offers the 5% promo for double the amount of time, the possibilities could be quite ridiculous...

180 days * ($1000 coins / 10 days) * 0.05 = $900

6 months * ($500 Amzn / month) * 0.05 = $150

Paypal and Google Checkout, 2.1% spread...

Pay income tax on credit card, 2.51% spread...

Will be interesting to see how long this link lasts with people under 50 applying for a basic AARP membership then applying for this card then slamming into the mint, considering AARP is likely to void the app on Monday anyway in that case.

BTW, if you are not familiar with how the Citi CR game ended, when Citi noticed what was happening, they closed all existing CR cards, forefiting all not yet redeemed rewards and effectively blacklisting those people from applying with Citi again (ask me how I know...). Just keep that in mind if you are paying fees on your spending.

Sorry to be a negative nancy, this is a great opportunity nonetheless, and OP, this is a GREAT find!

If you joined AARP, anyone under 50 put their real birth date? If not, did it take it anyway? How about I sign my Mom up and myself as a partner? Anyone try that? I only have two chase cards, I want this. One of my Chase cards has a very nice credit limit. How much can you pay yourself through paypal before the IRS knocks on your door?

The new reporting requirements are over 200 transactions and over $20,000 volume.

But that does not mean they CANT report lower amounts, just that they MUST report accounts with equal or higher amounts.

http://www.fatwallet.com/forums/finance/1029619/

Can't believe I just signed up for an AARP membership...

clearanceman said:    How much can you pay yourself through paypal before the IRS knocks on your door?You need to worry about paypal long before you need to worry about the IRS. The IRS is easy to deal with, since transfering money from one of your accounts to another is not taxable income.

Agreed. If PayPal senses any shenanigans whatsoever it will restrict your account and talk to you again in 180 days.

Several CR folks had their PayPal accounts permabanned for said shenanigans...

Paypal Sucks. I feel it's important to mention that fact every time the accursed word surfaces.

I tried to sign my mom up but it wouldn't take my CC and her address. So I put bill me later but then I'd have to wait. So I went around again and used my actual birthdate and it went right through. Signed up for the card and was approved. If this new card doesn't have a good credit limit, I'll transfer the CL from one of my other Chase cards. Thanks OP!

ScrawneyWallet said:   Paypal Sucks. I feel it's important to mention that fact every time the accursed word surfaces.

Well yes, because the idiots get paid their 3% in this plan. Fools. Why would Paypal even care? Between eBay and Paypal fees, it's so hard to make anything off an eBay sale anymore. You're over 12% on most items not even including any listing fees.

clutchcargo777 said:   dumma said:   Applied and approved instantly.
When i applied for Aarp membership I got errors like others when i tried to pay through creditcard. Noticed that the CC expiry date year field is 4 digits instead of the usual 2 digits and i had entered only 2 digits. Though the payment failed the system doesnt really point out that as the exact issue, once i correct that it went through.


And you got your member ID?

Yes, you get the member id immediately after the payment screen.

Skipping 4086 Messages...
Thanks for posting that article regarding the gentlemen who received $2400 with the help of the press recently.

My account was closed almost 2 years ago and as I mentioned above I didn't go to small claims court.

Fast forward to last week, I decide to try to apply for the Sapphire Preferred (yes the signup bonus attracted me). It was my first application with Chase since the shutdown. I was approved instantly much to my surprise. This week, I receive a letter from the Executive Office that they closed my Sapphire Preferred account for unsatisfactory prior relations with bank. I hadn't even received the card yet.

Looks like I'm still on their blacklist, won't be getting that nice signup bonus, and got a credit hit by them accessing my credit report.
 

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