BLACKLISTED: Who blacklisted you? How did it happen? How did you fix it?

ultraRiles said:   And this is why the most common response in the "looking back" thread is "I wish I never got married".

Thankfully, no young person is going to spend time reading a thread about adverse action. But I've never actually heard anyone say that, in fact, all of the divorced people I've talked to say they really just wish it would have worked out. I'm happily married, but I'll say this, don't get married unless you are ready to really and truly give yourself to another person.... <> we've been dating 3 years time to get married!

TecJunkie said:   ultraRiles said:   And this is why the most common response in the "looking back" thread is "I wish I never got married".

Thankfully, no young person is going to spend time reading a thread about adverse action.

Thank you. I'm 25 and your message has helped me admit to myself that I am now, in fact, an old person.

Out of curiosity, has anyone ever been UN-blacklisted by Chase CCs? It sounds like their blacklist is a permanent blacklist.

jameshasty said:   
Never got blacklisted but Chase has closed some of my cards and even cut limits to the bone only to love me again once my credit score went back up.

These days it happen quite often. I believe Citi and Chase did that to me either. I just moved on, opened new CCs at other banks.

Due to billing dispute, got banned by Enterprise rent-a-car. Huge inconvenience as they also own Alamo and National. Got unbanned by writing letter (certified) to Enterprise president. No reply but my license number got taken off NoRent list according to local office. Talking to billing department was a waste of time.

jameshasty said:   I am not sure about the actual stores but I have been blacklisted by WalMart.com.

They cancel my orders and won't tell me why.

I am not going to go into details but I deserved this one.

That has got to be the lowest point man....blacklisted by Wally World?

Kingofthenet said:   I and everyone I know is blacklisted by Net10 for reselling phones/cards

yep...those were some good times though...made about $22k in 6 months thanks to Net10

Seat tight and wait....make sure the chair is very comfortable though

miggitymike said:   Sounds like there should be some Net10 discussion in the Heavy Hitters forum... What was the deal?

Buy a refurbished phone (at the time it got $30 worth of service upon activation) for $22 and get a $30 airtime card thrown in free. That ended late last year IIRC.

I think my last Tracfone two-fers were from winter of 2008, so that deal's been dead over three years now.
(buy a $20 airtime card for $20, get a free refurbished phone and a free $20 airtime card, so the cards were about $11 each plus you had to find something to do with all the phones) And then there was Refer-A-Friend.

jameshasty said:   Cheapoking said:   jameshasty said:   I am not sure about the actual stores but I have been blacklisted by WalMart.com.

They cancel my orders and won't tell me why.

I am not going to go into details but I deserved this one.

That has got to be the lowest point man....blacklisted by Wally World?

It's OK though one of their specialists finally called me today. In 2-3 years the note will come off my record and I can order online again.

In the mean time I am allowed to shop in their stores only, no more online orders.

I'm going to take a shot in the dark here and guess BCB giftcards during the 20% period. Am I close????

Churned ~$175k through Chase with Mint. They didn't like that, went to use my "daily use" card one day at a bar and it was declined. Found out all my limits were closed. I laughed because I had it coming.
FYI "Previous unsatisfactory relationship with this bank." is code for the hard-line blacklist.

As a datapoint, I called in and asked to speak directly to an underwriter after applying and getting the denial letter with the blacklist wording three years later. I claimed ignorance along the lines of: I am simply taking advantage of the offers Chase sends me in the mail. I told her that I'd like a more concrete answer than "Unsatisfactory relationship," as I always paid my bills on time. She changed my status to "Too many active credit cards open." They sent me a second denial letter with that exact language on it. This may allow me to open a card down the line, given the next underwriter might not take a look at the evil notes from previous accounts. Worth a shot, YMMV.

I had all my AMEX cards closed in early 2008 and blacklisted from applying. Apparently I applied for too many cards (AOR + points) and they didn't like it. I probably had ~250k worth of credit with them. Their excuse AFTER giving me all the cards was that my salary was too low to support all those cards. I did not "embellish" my salary on any of the applications, so they were just doing post factum verification of my credit worthiness. Didn't receive any junk mail offers from them until 3 months ago, now I am getting one or two every week.

EvilCapitalist said:   Got blacklisted from Dell for trying to undo the "upgrade" they sold to a friend of mine in 2001 or so. The upgrade did not work and their support destroyed his business system. Friend is a surgeon that used the system for storage of critical images. I helped them to:

(a) get a refund and
(b) get Dell to pony-up for a replacement system in exchange for him not sending his attorneys on them

I'm just playing a role of a techie giving him a hand, however they have my contact information.

At the time it seemed Dell understood it was a Good Idea(tm) as it was their "support" staff that totally messed up.

In 2005 years later both of us find out that our names and addresses are banned when he tells me his order for a new monitor got canceled. Monitor was at a good price so I tried ordering it as well. Order accepted and eventually gets canceled.
Eventually i find out from CS that there's a block on my name and my address. He finds out the same thing.

P.S. The story becomes delicious when a couple of months ago I get to tell Dell that they are blacklisted as a vendor for EvilCapitalist Enterprises for attempting to screw me as SuperMicro gets the multimillion dollar order. Dell's VP has a WTF is this moment without muting a phone. Hilarity ensures.

I love a story with a happy ending

More than 100+ accounts suspended by eBay. Around 10 of these accounts owed $3500+ in fees that I didn't bother to pay because they suspended me and refused to reinstate? So why pay when its not under a real name/address?

Google Checkout suspended my buyer's accounts when I abused the Shop4tech $10 discount and Buy.com discount... so much that I must had several thousand orders.... reselling them for 20K+ pure profit

Google Checkout merchant account suspended me because I was running 150k in couple months w 0% fees to get reward points...

spade87 said:   More than 100+ accounts suspended by eBay. Around 10 of these accounts owed $3500+ in fees that I didn't bother to pay because they suspended me and refused to reinstate? So why pay when its not under a real name/address?

Pay your bills, deadbeat. You are part of the reason eBay's fees are so ridiculously high now.

spade87 said:   ColbyS said:   spade87 said:   More than 100+ accounts suspended by eBay. Around 10 of these accounts owed $3500+ in fees that I didn't bother to pay because they suspended me and refused to reinstate? So why pay when its not under a real name/address?

Pay your bills, deadbeat. You are part of the reason eBay's fees are so ridiculously high now.

I would have if they did not suspended my accounts for numerous BS reasons...
Doesn't matter if you were suspended or not. You sold the items via eBay and were accessed the fees. You owe eBay the money. You can justify it however you want.

I asked this question on the other thread, but I guess I should move it over here:

Could being black-listed by a bank (Chase) for credit cards also affect opening new bank accounts (checking, etc.) with the same bank?

spade87 said:   ColbyS said:   spade87 said:   More than 100+ accounts suspended by eBay. Around 10 of these accounts owed $3500+ in fees that I didn't bother to pay because they suspended me and refused to reinstate? So why pay when its not under a real name/address?

Pay your bills, deadbeat. You are part of the reason eBay's fees are so ridiculously high now.

I would have if they did not suspended my accounts for numerous BS reasons...

Using fake names, while not a violation of eBay's User Agreement per-say, leads me to believe that you may have been doing something else which gave them a legitimate reason to suspend your accounts.

Am I missing a thing or two after reading the thread up to this point? Does Amazon Payment or Serve blacklist at all?

spade87 said:   I would have if they did not suspended my accounts for numerous BS reasons...Were all 100 bans for "BS reasons" or only some of them?