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this is not the diamond preferred card as earlier

citi dividend world master card
5% CashBack in some categories!

http://creditcards.citicards.com/usc/Dividend_World/Sep2011/200c...

200 back after spending 500 in 3 months

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I assume this $200 bonus doesnt count toward that $300 yearly max CashBack?

"NOTE: Unless you received an offer indicatin... (more)

nwill002 (May. 10, 2012 @ 6:00p) |

For those who applied for this card because they included utilities in the first quarter (nice, because equivalent rotat... (more)

ProfessorEd (Jul. 19, 2012 @ 6:04p) |

Is this link still good?

flowfaster (Sep. 07, 2012 @ 8:36a) |

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Not bad, may bite on it.....haven't seen many good signup bonuses in recent history :/

Not Bad?
$200 on 500 is 40% Cash Back. Thats a great offer!

Took this offer a couple months back... Bonus posted after the first $500 statement. Only cash out option is check (takes about 7-10 days) and the minimum cash out is $50.

That said, I detest Citi's website, their auto-pay system, and their customer service. They're easy to deal with on balance transfers though.

Still working through the last BOA $250 after $500. and the Previous months Chase $250 after $500. I wish there were more big banks... almost like a part time job.

I just cashed out my $200 from the last offer. Easy peasy.

just requested 2 x $200 checks, one for my acct and one for MrsNFO. Thanks for a very Merry Christmas Citibank!

ArmchairQB said:   Still working through the last BOA $250 after $500. and the Previous months Chase $250 after $500. I wish there were more big banks... almost like a part time job.

Doing the same thing here...

1. Received $200 from my bank in Chicago (PNC) just for opening a checking account with $25.00 and referring 2 customers. Just had to make 15 withdrawals ($1.00 or more) and went to McDonald's 15 times and purchased a large coffee for $1.10. This was a Halloween promotion.

2. Received $250 from Chase Freedom for spending $500 in 3 months.

3. Now also working on B of A and just need to spend $100 more to get $250 back.

4. Was now approved for Citi Mastercard and will start using it next.

BTW...just started doing all of this in November 2011...thank you everyone for the heads up on these cards.

I just applied and was accepted. FYI, it states that the card will arrive within 2 weeks. I already know what I'm going to buy...

TheWalL said:   Not Bad?
$200 on 500 is 40% Cash Back. Thats a great offer!


Great was my Chase/Southwest Rapid Rewards card from last summer. $99 fee, 50,000 miles after first purchase. Last week I bought $600 of store gift cards with 48,000 of my points.

Total purchase $10, net reward $501 (or $401 if I sell the gift cards at $100 discount).

thanks op

I applied for and got the card in November, and am now waiting for my 1st statement with more than $500 purchases. I do not think I will be using this card any more after I get the $200 bonus, so I am considering converting this card to Citi Forward which I will be using. My question is: Is this allowed? since this card is a Mastercard and the Forward is a Visa. If they do allow it, how will it show up on my credit report? as closing this account and then opening a new one?

Thanks a lot for your insights in advance.

Mom just took the Chase card with similar $200.00 bait for $500.00 spending CK link. Chase allows cardholder to collect rewards after $20.00 instead of $50.00. Chase allows odd amounts over $20.00 intead of $50.00 units.

Looks like a good deal...Thanks!

Has anyone gotten multiple bonuses with this card? Looks like I already got the card a month ago.

Got a targeted offer today in the mail, which was also ending today, for $300 Cash Back after $500...took about 45 minutes on the phone and talking to a manager and a "specialist" to convince them to upgrade the offer on my card. I did have to give them a personalized offer code before they would consider it though

still alive!

Looks like offer is now dead

Replaced with $1000 spending requirement: $200 Cash Back after $1,000 in purchases within the first 3 months of account opening3

https://creditcards.citi.com/credit-cards/citi-dividend-card/

This offer is for new account holders only, right? I already have a citi divident world mc.

I just applied for one and was told I would get the bonus. I've had a card dividend card for years.

monto888 said:   Looks like offer is now dead

Replaced with $1000 spending requirement: $200 Cash Back after $1,000 in purchases within the first 3 months of account opening3

https://creditcards.citi.com/credit-cards/citi-dividend-card/


I applied through the older link, was approved, and the $200 after $500 spending appears to be in effect as confirmed by CITI.

The spending will probably be at least partially met by prepaying Verizon bills to take advantage of the 5% back offer on utilities for the first quarter.

ProfessorEd said:   monto888 said:   Looks like offer is now dead

Replaced with $1000 spending requirement: $200 Cash Back after $1,000 in purchases within the first 3 months of account opening3

https://creditcards.citi.com/credit-cards/citi-dividend-card/


I applied through the older link, was approved, and the $200 after $500 spending appears to be in effect as confirmed by CITI.

The spending will probably be at least partially met by prepaying Verizon bills to take advantage of the 5% back offer on utilities for the first quarter.


Agreed, Ed. I am unable to confirm this deal being dead. Instead:

I applied and was approved very recently. I instantly spent $500 on a "one shot" basis on the day my card arrived, immediately after activation.

My first statement closed on March 12th and the $200 Cash Back was right there and showing as available.

My thanks to the OP and green. I have nothing but positive things to say about this deal, despite its age. This is a very, very good deal IMO.

anyone mind telling how fast has this card shipped after approval? $500 in 3 months deal is active again, I hope I can apply today and I get it in time to throw $500 on utilities before the 5% category expires end of March

nwill002 said:   anyone mind telling how fast has this card shipped after approval? $500 in 3 months deal is active again, I hope I can apply today and I get it in time to throw $500 on utilities before the 5% category expires end of March

I would tell you if I could remember. But I've been doing so darn many of these card deals recently it's difficult to recall individual details. Suffice it to say, most likely it was around ten days.

But don't take that "to the bank".

Is it still possible to get this card if you already have another Citi card?

briantek said:   Is it still possible to get this card if you already have another Citi card?

At the moment I applied (on line) for this Citi Dividend card, I already had a Citi Dividend card in my wallet. Uh, well, not exactly:

Really, my first Citi Dividend card was sock drawered . . . so not physically inside my wallet.

However, my first Citi Dividend card was still up, running, and good. It had (and has) not been cancelled by Citi due to inactivity.

I really had the same qualm as you when I applied . . the fact I already had a Citi Dividend card, I mean. But I figured worst thing could happen would be a denial. That did not happen.

I had a dividend card that had been dormant for about a year when I applied. Got the card and bonus without an issue.

briantek said:   Is it still possible to get this card if you already have another Citi card?

Interesting fact I learned after calling to request my 200 dollar rewards check. I tried online to request the full 207.50 I had, however, called when it wouldn't let me. They said you can only request in 50 dollar multiples hence the reason why I couldn't get the extra 7.50, and the kicker is they said even if you close the card, you lose any rewards less than 50 since you can't request a check for less than 50. No matter what, on closing you lose something since it's unlikely you have exactly 50 dollar increments of rewards. Although I did just open this for the bonus, seems very unfair for regular users of this credit card, especially compared to how chase and cap one allow redemption of rewards.

well actually most cards have similar minimum redemption increments

The redemption level isn't so out of range, however, most cards have such as chase and cap one have much lower redemption levels. Also, the increments of 50 is a recent citi change. Previously citi required the minimum of 50 dollars, but even if you had 60 dollars you would receive a check for 60. The mandatory increments of 50 is a bit much. Again, not a big issue to me as I just treat it as a 200 bonus for 500, but just trying to make a point that it's not terribly fair.(And I'm not surprised a credit card company isn't being fair, and yes I realize this is minor on the scale of what some credit card companies have done)

I assume this $200 bonus doesnt count toward that $300 yearly max CashBack?

"NOTE: Unless you received an offer indicating otherwise, you may accumulate a maximum of 300 Dividend Dollars in any calendar year payable in checks of $50 increments. Dividend Dollars earned on purchases through the Citi Bonus Cash Center® are not subject to the $300 calendar-year maximum accumulation.
Dividend Dollars earned since your last statement are not eligible for redemption until your next billing statement."

For those who applied for this card because they included utilities in the first quarter (nice, because equivalent rotating category cards by Chase and Discover seldom if ever included this), I wanted to draw attention to the US Bank Cash Plus card which lets you select two 5% categories each quarter (and has not announced they planned to change the categories every quarter) which includes Billpay as a category.

It has its own thread and I just posted there that it appears that the 5% can be earned even on utility payments which are not automatic and scheduled in advance. This makes it a better card for utilities in that the 5% should be available every quarter (no need to prepay to get 5% for quarters where utilities are not a category) and because it also includes insurance payments. It also has no annual limit on Cash Back.

Of course, if you have both you might use the US Bank one for utilities and reduce concern about running up against the CITI $300 per year limit.

Is this link still good?



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