Dead: Citi ThankYou Preferred: 5% TYP on all purchases for 6 months

jcohen73 said:   BingBlangBlaow said:   jcohen73 said:   Please don't ask how I am churning my card unless you want to share methods as to how you are churning (ie. 50k+ in a month).

Just don't send him anything expecting even a reply.

I know there was a few day delay from when you emailed me and until I got a chance to reply... If you haven't checked your email, then do because I did respond with a very lucrative way to churn. Only ones I didn't respond to were those who told me the standard: tax payments and other non-churning methods (useless methods).

I will confirm that jcohen did reply around the same time as this post, since my last post obviously made it sound like he didn't (which was true at the time). To be fair, I waited until I saw you signed on a few times over a few days prior to making that post. I just didn't want anyone else to send a lot of good information if none would be returned.

As far as whether or not this type of fishing post or private sharing is a good thing to have happen in FWF, there are good arguments for both sides. In this instance, I think we both benefitted, and we all know the FW effect kills good deals. Neither of us shared any holy grail information, people just need to keep their eyes and ears open to everything out there and read between the lines in many FWF posts.

I think you're right ironfist. Citi's online dates, and the statements, are basically lying.

... You and I know the card was swiped on Friday, and it didn't post on Citibank until Monday. With normal companies, you'd see a "transaction date" of Friday, and a "posting date" of Monday. citibank will show both as Friday.

It's annoying, but it doesn't have any real effect on my life, I just tut-tut in disapproval and move on.

jlgrandam said:   Citi took 7 days to reinstate my credit limit AFTER the payment was posted. Completely ridiculous.

Was this your first payment? What method did you use?

jlgrandam said:   ironfist99 said:   jlgrandam said:   Citi took 7 days to reinstate my credit limit AFTER the payment was posted. Completely ridiculous.

Was this your first payment? What method did you use?

It was my first payment on this card. I used their online bill pay system. They said it was an "unusually large" payment. It was ~$5K lol.

Just for this I probably justify my citi checking account. The transfer reflects immediately and the limit is made available to me. With my low CL, this feature comes handy to churn.

jlgrandam said:   ironfist99 said:   jlgrandam said:   Citi took 7 days to reinstate my credit limit AFTER the payment was posted. Completely ridiculous.

Was this your first payment? What method did you use?

It was my first payment on this card. I used their online bill pay system. They said it was an "unusually large" payment. It was ~$5K lol.

general rule of thumb if you want your available limit cleared ASAP is to push the payment to them.

pisistratus said:   I've run into a problem. CITI does not agree that the card I applied for four months ago is eligible for this promo.

Four months ago would be one month before this thread.

See the screen capture posted by BingBlangBlaow on 4/16. It does not prove that you signed up for that promotion.

deleted

RagingBull said:   Anyone able to get an offer extended of 5% for another 6 months? Thanks

I think we'll start to hear more about this come October 2012.

I definitely would be happy to get the offer extended as well. In 3 months, I've already accumulated over 60,000 TYPs

Anyone called citibank to have this call cancelled? If so were you guys able to get the 5% extended?

got a special offers mailer - 5x points for purchases at toy, electronics, computer and apparel stores until 12/31 (max 5k bonus points).

choe said:   got a special offers mailer - 5x points for purchases at toy, electronics, computer and apparel stores until 12/31 (max 5k bonus points).

I got 5X on all purchases, but also only to 5K points.

choe said:   got a special offers mailer - 5x points for purchases at toy, electronics, computer and apparel stores until 12/31 (max 5k bonus points).My daughter got this as well.

When I activated my card I asked the Rep when the 5% promo gonna end, I was told 10/13, so it is 6 month from approve date. (I applied on 4/13, instant approved.)
my 6th statement ended 10/5. I'll do some purchase before 10/13, but won't be able to verify until 11/5.

It looks like citi is intentionally holding on posting my last big purchase. I made purchase ~$2500 on 10/4 and it has still not posted. It shows under authorized charges. Is it to save 10k thank you points? My promo should expire sometime this month.

glxpass said:   mespin said:   If you call, a CSR can verify your exact promo end date. Mine ended 6 months from application which was a few days after my October statement close date.
Generally, Citi uses approval date, not application date. That's because not everyone gets instant approval. For example, because Citi needed my tax forms through my completing a 4506T, my approval date was a month after my application date. I doubt Citi would cut my promotion period a month short due to factors beyond my control. Was your approval date close to or the same as your application date?

Due to bad or incomplete training, CSRs don't always have the correct information about topics like this.
Mine was approved instantly so they were the same date. The CSR I talked to first tried to determine the promo end date herself by working forward from the application/approval date. But upon pressing her a little further, she went into another system that displayed the actual promo end date for my account.

choe said:   got a special offers mailer - 5x points for purchases at toy, electronics, computer and apparel stores until 12/31 (max 5k bonus points).

I got this same offer, guess I'm going to keep using this card for a little while longer. Up to 100,000+TYPs so far... What about you guys?

mikecl said:   It looks like citi is intentionally holding on posting my last big purchase. I made purchase ~$2500 on 10/4 and it has still not posted. It shows under authorized charges. Is it to save 10k thank you points? My promo should expire sometime this month.

lol, they're not holding it to save points.

swintec said:   yOyOYoo said:   choe said:   got a special offers mailer - 5x points for purchases at toy, electronics, computer and apparel stores until 12/31 (max 5k bonus points).

I got this same offer, guess I'm going to keep using this card for a little while longer. Up to 100,000+TYPs so far... What about you guys?

Why in the heck are you leaving that money points on the table from month to month?

I do the same. Best redemption value is travel, so it takes me a while to use them down. What's the downside? Just possible devaluation? Do they usually give advanced notice?

dukerau said:   
I do the same. Best redemption value is travel, so it takes me a while to use them down. What's the downside? Just possible devaluation? Do they usually give advanced notice?

no, they don't usually give advance notice when devaluing their program. In fact, they rarely tend to announce such a move. It just happens.

I use my TY points as soon as I can (usually on mortgage or student loan payments).