I'll bite: $9/mo=$108/yr. The average dental visit isn't even that much. It has been my experience that Dental insurance of any kind is a giant game. They mark up the services, then cover half, up to a limit. If you call the same dentist and say "how much if I pay cash" you'll end up right around the same spot, and not pay any premiums.
posted: Jun. 13, 2012 @ 8:20a
My experience is you can use the Brighter.com listed discounted fees to negotiate a cash discount with the dentist directly. All without having to pay Brighter.com any money.
In addition Brighter.com doesnt negotiate any discounts for very useful procedures like Laser gum sealing.
posted: Jun. 13, 2012 @ 3:55p
Plus, would you trust a business than can't do math with prices:
Exclusive Member Savings Pricing Details Procedure Retail Your Price You Save X-Rays $69 $20 64% (Should be either $25 your price or 71% off) Cleaning $98 $29 64% (Should be either $35 your price or 70% off) Crown $1178 $473 51% (Should be either $577 your price or 60% off) Extraction $186 $51 64% (Should be either $67 your price or 73% off)
LordB said: Begun the shill posts have. We must be appearing on google for discount dental plan or something.I think these companies are just in the current news cycle. I saw a story on lifehacker about discount plans a few days ago. The opinion there was they don't do much, about the same discount as asking for the cash payment rate.
Brighter is def. spending money to advertize. Because of this thread I noticed today my NPR station had a commercial for them. You know they're spending money when the ads filter all the way down to NPR!
posted: Jun. 15, 2012 @ 9:38a
Stubtify said: I'll bite: $9/mo=$108/yr. The average dental visit isn't even that much. It has been my experience that Dental insurance of any kind is a giant game. They mark up the services, then cover half, up to a limit. If you call the same dentist and say "how much if I pay cash" you'll end up right around the same spot, and not pay any premiums.
But how will you know what the negotiated insurance price for the service is if you don't have the insurance to begin with? I'd go without insurance if there was enough transparency to judge.
Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.
Members of our community may attach files to a post in accordance with the User Agreement. FatWallet is not responsible for the content, accuracy, completeness or validity of any information contained in any attached file. Files have *not* been scanned for viruses. Be especially wary of Excel files which may contain malicious content.
Earn Cash Back while you shop - just 3 simple steps.
1. Sign Up so we know who to pay! (It's FREE.)
2. Shop through FatWallet for deals from your favorite stores. Your online purchases earn Cash Back that builds in your FatWallet account.
3. Get Paid by requesting a payment via check or PayPal.
FatWallet coupons help you save more when shopping online. Use our Coupons Search to browse coupons and offers from thousands of stores, gathered into one convenient location.
As part of our FatWallet Community, you can share deals with almost a million shoppers in our forums. Forum content is generated by consumers for consumers. Share deals, money-saving tips, and more. It's FREE, fun, and addicting.
Our customer experience team is here around the clock - real people ready to assist.