UPDATE: A rep for HSBC has finally responded to our request for clarification on the fees.
"A recent communication to HSBC Online Savings Account customers was intended to advise of both an account name change and some account fee changes effective September 23, 2012.
"Feedback from our customers has indicated some confusion about our fee change relating to 'Funds Transfer-in.'
"This is an existing fee for this account. It relates only to outside 'wire transfers' into this account, and it is decreasing from $15 to $12. It does not apply to Bank to Bank transfers, check deposits, or direct deposits of payroll and tax refund checks.
"We apologize for any confusion to our customers and are always available to talk with our customers regarding any questions about their account."