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unnamedone
Senior Member
posted: Aug. 29, 2012 @ 8:51p
Are you planning to apply for sign up bonuses or you are doing something like JH?
imbatman
Nerdy Member
posted: Aug. 29, 2012 @ 8:55p
Yea. This AOR seems a little convoluted. I dont think you'll be able to take advantage of the 0% if you hit the spending requirement for the signup bonuses on the freedom and boa cards?
naas
Senior Member - 1K
posted: Aug. 30, 2012 @ 10:03a
Why not? Doesn't the new law force them to apply excess payments to the highest APR first?
motsuka
Senior Member - 1K
posted: Aug. 30, 2012 @ 11:46a
naas said: Why not? Doesn't the new law force them to apply excess payments to the highest APR first? Yes, amount over minimum but you will still get stuck with 1-2 months of interest. Best to do first pay off then do bt. Personally I would go for a few $500+ bonuses (sapphire, ink bold, etc)
hotpep
Member
posted: Aug. 30, 2012 @ 6:27p
My aim is to get 0% BT Offers so that i can pay off my margin account which is being charged at 6.5% and also few Sign Up Bonuses. Both BOA and Freedom Cards has 0% on Purchases and BT, so even though i take BT Offer, i'll still be able to make purchases on those cards and receive the bonus. Saphire doesn;t have the BT Offer. Isn't Bold for Business? Any idea if the Business Cards application require any income or Business verification currently? I have Citi Business but that was 4 years back. Also any luck if i apply for 2 chase cards?
fleetwoodmac
Senior Member - 1K
posted: Sep. 8, 2012 @ 7:10p
Just curious, how often can we do AOR? I read in FW repeatedly that 90 days intervals is optimum, what do you guys think?
hotpep
Member
posted: Sep. 9, 2012 @ 6:30p
I was pretty successful in getting the applications approved this time around. Here are my results: BOA - Deferred, Approved; Called in got approved for 15K Chase - Deferred, Approved for 10K Citi - Instantly Approved for 11.7K Alliant - Instantly approved over the Phone for 15K, asked Pay Statements Penfed - Deferred, Instantly approved over the Phone for 12K, asked Pay Statements Priceline - Instant Approval for 5k, Called in and increased to 15K
Anyone know if Alliant provides the option for BT Check?
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