Ally looks good. I am also seriously considering Schwab and Fidelity as well.
J3anyus
Thrifty Member
posted: Dec. 3, 2012 @ 12:55a
Schwab is fantastic - I have nothing but good things to say about them. Basically there are no fees for anything and their customer service is excellent. The only downside I can think of is that their interest rates aren't very good, but honestly you shouldn't be keeping much money in your checking account anyway so that shouldn't matter
bbmak
Member
posted: Dec. 3, 2012 @ 4:05a
SueWF said: Ally looks good. I am also seriously considering Schwab and Fidelity as well.
There is no min requirement balance for Ally. So you can always open an account and put nothing in there. They also have free check printing service. In my opinion, Ally has great customer service too. There is one time, one of my checks has bounced due to insufficient fund. However, I immediately deposit the fund back in and call them, the CS waives my fee without further inquiry, not like other major banks. You have to keep talking and talking.
Con -They do hard inquiry when you open an account. They will ask you to fax in your driver license. -If you have a name difference in other banks, you will have a hard time to link other bank accounts with Ally. You will have to call them to manually link them.
noelandres
Member
posted: Dec. 8, 2012 @ 5:58a
bbmak said: SueWF said: Ally looks good. I am also seriously considering Schwab and Fidelity as well.
There is no min requirement balance for Ally. So you can always open an account and put nothing in there. They also have free check printing service. In my opinion, Ally has great customer service too. There is one time, one of my checks has bounced due to insufficient fund. However, I immediately deposit the fund back in and call them, the CS waives my fee without further inquiry, not like other major banks. You have to keep talking and talking.
Con -They do hard inquiry when you open an account. They will ask you to fax in your driver license. -If you have a name difference in other banks, you will have a hard time to link other bank accounts with Ally. You will have to call them to manually link them.
I second this. This is the best bank in the USA, period. Free checks. The customer service is there 24/7. Everytime I call I wait 1 minute before a person answers the phone. No stupid automatic system telling me to press this or that. They reiumburse ATMs fees. So basically, any ATM is your ATM! The new app lets you deposit checks remotely. It has everything you asked, except the bonus. Screw that dude. You want a good bank. Ally is the best.
noelandres
Member
posted: Dec. 8, 2012 @ 6:00a
bbmak said: SueWF said: Ally looks good. I am also seriously considering Schwab and Fidelity as well.
There is no min requirement balance for Ally. So you can always open an account and put nothing in there. They also have free check printing service. In my opinion, Ally has great customer service too. There is one time, one of my checks has bounced due to insufficient fund. However, I immediately deposit the fund back in and call them, the CS waives my fee without further inquiry, not like other major banks. You have to keep talking and talking.
Con -They do hard inquiry when you open an account. They will ask you to fax in your driver license. -If you have a name difference in other banks, you will have a hard time to link other bank accounts with Ally. You will have to call them to manually link them.
Hey bbmak,
Is the name difference issue with linking accounts new? I have linked accounts before that belong to my parents, no issue. But lately, the last 2 accounts I tried to link, which belong to me, have required me calling Ally. What's up with that?
BradisBrad
Enthusiastic Member
posted: Dec. 11, 2012 @ 1:40a
I thought anyone could open a USAA checking/savings account now. My understanding is that you can have access to their banking but not to their insurance and lending products..
If so, USAA is certainly one of the best choices. I've never had an account with Ally, but USAA has been fantastic towards me at every turn.
fedguy
Senior Member - 1K
posted: Dec. 11, 2012 @ 7:17p
BradisBrad said: I thought anyone could open a USAA checking/savings account now. My understanding is that you can have access to their banking but not to their insurance and lending products..
If so, USAA is certainly one of the best choices. I've never had an account with Ally, but USAA has been fantastic towards me at every turn.
It would appear that the bank products are open to non-military persons.
Our investment products, most checking and savings products, credit cards, life insurance, and shopping and discounts are available to other individuals.
Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.
Members of our community may attach files to a post in accordance with the User Agreement. FatWallet is not responsible for the content, accuracy, completeness or validity of any information contained in any attached file. Files have *not* been scanned for viruses. Be especially wary of Excel files which may contain malicious content.
Shopping
Earn Cash Back while you shop - just 3 simple steps.
1. Sign Up so we know who to pay! (It's FREE.)
2. Shop through FatWallet for deals from your favorite stores. Your online purchases earn Cash Back that builds in your FatWallet account.
3. Get Paid by requesting a payment via check or PayPal.
FatWallet coupons help you save more when shopping online. Use our Coupons Search to browse coupons and offers from thousands of stores, gathered into one convenient location.
Forums
As part of our FatWallet Community, you can share deals with almost a million shoppers in our forums. Forum content is generated by consumers for consumers. Share deals, money-saving tips, and more. It's FREE, fun, and addicting.
Support
Our customer experience team is here around the clock - real people ready to assist.
Click to copy code and go to .