groceries, cable, wireless, landline, flex account expeneses, gas, and everything you might buy at a store do not exceed $666/mo?
Edit: I wish I could keep all those things under $1000/mo.
Covax
Senior Member
posted: Dec. 7, 2012 @ 3:17p
Send money to yourself via Amazon payments, they allow 1000$ credit charge per month
speedbird71
Member
posted: Dec. 7, 2012 @ 3:20p
Pay for the things you say want cash only.
ziffy
Broke Member
posted: Dec. 7, 2012 @ 3:26p
Good idea on WalMart Giftcards and we can get Costco Giftcards as well. Our credit card bills run between $300 to $400 at max per month. Looks like we are too trifty! LOL. Thanks for the idea.
Squeezer99
Addicted Member
posted: Dec. 7, 2012 @ 3:29p
Amazon payments, purchase visa gift cards, vanilla reload cards for bluebird, etc. this topic has been beaten to death 1000 times.
$300-$400 on credit card bills per month include EVERYTHING that will take credit cards (groceries, gas, wireless, etc). I'm sorry that you are spending more than we are.
jaytrader
Handsome Member
posted: Dec. 7, 2012 @ 3:56p
ziffy said: $300-$400 on credit card bills per month include EVERYTHING that will take credit cards (groceries, gas, wireless, etc). I'm sorry that you are spending more than we are.
Unsure who that is directed towards, but not a good way to get help in a thread you just started, to get help.
cestmoi123
Nerdy Member
posted: Dec. 7, 2012 @ 3:59p
ziffy said: $300-$400 on credit card bills per month include EVERYTHING that will take credit cards (groceries, gas, wireless, etc). I'm sorry that you are spending more than we are.
I'm not.
yOyOYoo
Senior Member
posted: Dec. 7, 2012 @ 4:04p
Don't play the game if you can't do the research first.
ziffy
Broke Member
posted: Dec. 7, 2012 @ 4:08p
Heck, I only life once. Will spend it on H&B and gamble tonight! Case close.
imbatman
Nerdy Member
posted: Dec. 7, 2012 @ 4:14p
It is very easy for a married couple to spend 3k+ a month without spending a dime. That's just including stuff that's already been mentioned here.
djtitati
Senior Member
posted: Dec. 7, 2012 @ 4:15p
do more of your everyday shopping online. Amazon subscribe and save. stock up on TP, paper towels, kleenex, soap, detergent, pasta, pasta sauce, etc etc etc. you could go through $500 with this easily.
RedCelicaGT
1/2 + 1/4 + 1/8 + 1/16 + 1/32 + 1/64
posted: Dec. 7, 2012 @ 4:32p
Tuition.
Alcibiades
Senior Member - 10K
posted: Dec. 7, 2012 @ 4:37p
ziffy said: I'm sorry that you are spending more than we are.sounds like you need more income
Glitch99
Senior Member - 10K
posted: Dec. 7, 2012 @ 4:42p
ziffy said: $300-$400 on credit card bills per month include EVERYTHING that will take credit cards (groceries, gas, wireless, etc). I'm sorry that you are spending more than we are. The problem is that you are limiting your thinking to the stuff you are already buying. The goal is to accelerate your spending (your insurance company isnt going to refuse a pre-payment, buy gift cards now to be used in future months), or create purchases that result in you not really spending anything. I cant remember the last time I used a regular credit card for a regular expense - I'm always either paid ahead, buying/using gift cards, etc.
vipercon
Senior Member
posted: Dec. 7, 2012 @ 6:00p
ziffy said: $300-$400 on credit card bills per month include EVERYTHING that will take credit cards (groceries, gas, wireless, etc). I'm sorry that you are spending more than we are.
You have used the term "we" several times, so I can only assume you are married. I would love to see how you get by on $300/mo for food, personal care, gas, phone, entertainment, clothes, household items, etc. You must live 1 mile from work(or work from home, not work, etc.), eat ramen noodles every night, never go out, have a cheap prepaid phone, and wear old rags from the trash. I can not see how else that would ever work for 2+ people.
t60
Addicted Member
posted: Dec. 7, 2012 @ 6:27p
Alcibiades said: ziffy said: I'm sorry that you are spending more than we are.sounds like you need more incomeOHHH! BURN.
E-Penis ++
jaytrader
Handsome Member
posted: Dec. 7, 2012 @ 11:24p
RedCelicaGT said: Tuition.
RIGHT?!?! Greened.
milkandcookies
Senior Member - 1K
posted: Dec. 8, 2012 @ 7:00a
Bucky Balls. They are giving them away!
parmenides
Ancient Member
posted: Dec. 8, 2012 @ 7:49a
Unicorn meat in a can...?
evanm
Ancient Member
posted: Dec. 8, 2012 @ 8:06a
jaytrader said: RedCelicaGT said: Tuition.
OT - Is there any way to pay tuition without that horrible 3% fee? My son's school uses quikpay and they charge for it..
TexasRob
Tired Member
posted: Dec. 8, 2012 @ 8:30a
Black ivory coffee beans at 500/lb.
JW
Senior Member - 1K
posted: Dec. 8, 2012 @ 8:32a
Our house and separately car insurance both accept annual payments by credit cards. Last spring, we paid about $1000 to each of our utility companies when Citi paid 5% rebate on that credit card. Our grocery sells gift cards valid at the local Kroger owned family of stores and also the Kroger owned convience store that sells gas (Bakers and KwikShop in my area).
king0fSpades
Senior Member - 3K
posted: Dec. 8, 2012 @ 8:44a
Couple of business trips do it for me and I get reimbursed.
LAwoodtiger
Ancient Member
posted: Dec. 8, 2012 @ 10:00a
You didn't think of adding a question mark to the subject. That's a good start.
ensignlee
Senior Member
posted: Dec. 8, 2012 @ 10:16a
Squeezer99 said: Amazon payments, purchase visa gift cards, vanilla reload cards for bluebird, etc. this topic has been beaten to death 1000 times.
Seriously, just do this if you don't' want to accelerate or increase your spending.. At this point, the rest of the comments are going to be trolling.
guardian44
Happy Member
posted: Dec. 8, 2012 @ 10:37a
Glitch99 said: The problem is that you are limiting your thinking to the stuff you are already buying. The goal is to accelerate your spending (your insurance company isnt going to refuse a pre-payment, but gift cards now to be used in future months), or create purchases that result in you not really spending anything. I cant remember the last time I used a regular credit card for a regular expense - I'm always either paid ahead, buying/using gift cards, etc.
Good post. Yeah, ditto. I just yesterday finished off $2K of spending for a nice reward. Was limited to gas, groceries, pharmacy. Still, no big deal with gift cards to achieve the spending goal.
What was especially sweet is that one grocery store where I live has a promo going where I got back, in effect, the activation cost of my Visa gift cards. You gotta love stuff like that!!
bullcity
Frivolous Member
posted: Dec. 8, 2012 @ 10:57a
vipercon said: ziffy said: $300-$400 on credit card bills per month include EVERYTHING that will take credit cards (groceries, gas, wireless, etc). I'm sorry that you are spending more than we are.
You have used the term "we" several times, so I can only assume you are married. I would love to see how you get by on $300/mo for food, personal care, gas, phone, entertainment, clothes, household items, etc. You must live 1 mile from work(or work from home, not work, etc.), eat ramen noodles every night, never go out, have a cheap prepaid phone, and wear old rags from the trash. I can not see how else that would ever work for 2+ people.
Agreed. Would love to see OP post their credit card bills. I spend at least $100 every time I walk in to the grocery store. If you don't have any money, kudos on being frugal, but using bad toilet paper and eating a bunch of junk from couponing is not really grounds to be condescending. Buy some damn fruits and vegetables with your rebate.
naas
Senior Member - 1K
posted: Dec. 8, 2012 @ 11:24a
bullcity said: Would love to see OP post their credit card bills. I spend at least $100 every time I walk in to the grocery store. If you don't have any money, kudos on being frugal, but using bad toilet paper and eating a bunch of junk from couponing is not really grounds to be condescending. Buy some damn fruits and vegetables with your rebate.
It's rare that I spend more than $30 in a single grocery trip, and I probably spend about $200/mo on groceries for 2 people. I cook at home about 28 days a month, all of it from scratch. Cooking from scratch can be 2-3x cheaper than prepared foods and junk food. I use a lot of fresh produce too, and you have to shop around but it can be had for nearly all around $1/pound, far cheaper than quality meat. The real budget busters at the grocery stores are the unhealthy "value" added stuff, like salty snacks, alcohol, candy, microwave food, fancy cereal, high end red meat, etc. plain old basic healthy food is cheap (in the US at least, thanks to farm subsidies etc). It's more expensive to live on junk food.
Of course, there are a ton of foodstuffs and toiletries that you could stock up on in advance just to meet a CC bonus, not to mention gift cards, which don't spoil
WesleyB
Cranky Member
posted: Dec. 8, 2012 @ 12:22p
Car repair. Is a major maintainence coming due? New tires Home repairs or updates. Elective medical procedures. TiVo with lifetime service.
buy concert tickets, flip them on stub hub get a square card reader, charge your card yourself @ 2.75% fee buy store gift cards
sharpie130
Senior Member - 1K
posted: Dec. 8, 2012 @ 3:37p
vegetarians can live off 200$ per month. we do everything from scratch too but we pick quality over quantity. we also do by meats so we spend 3-400 a month. naas said: bullcity said: Would love to see OP post their credit card bills. I spend at least $100 every time I walk in to the grocery store. If you don't have any money, kudos on being frugal, but using bad toilet paper and eating a bunch of junk from couponing is not really grounds to be condescending. Buy some damn fruits and vegetables with your rebate.
It's rare that I spend more than $30 in a single grocery trip, and I probably spend about $200/mo on groceries for 2 people. I cook at home about 28 days a month, all of it from scratch. Cooking from scratch can be 2-3x cheaper than prepared foods and junk food. I use a lot of fresh produce too, and you have to shop around but it can be had for nearly all around $1/pound, far cheaper than quality meat. The real budget busters at the grocery stores are the unhealthy "value" added stuff, like salty snacks, alcohol, candy, microwave food, fancy cereal, high end red meat, etc. plain old basic healthy food is cheap (in the US at least, thanks to farm subsidies etc). It's more expensive to live on junk food.
Of course, there are a ton of foodstuffs and toiletries that you could stock up on in advance just to meet a CC bonus, not to mention gift cards, which don't spoil
bullcity
Frivolous Member
posted: Dec. 8, 2012 @ 7:52p
kloakndaggers said: vegetarians can live off 200$ per month. we do everything from scratch too but we pick quality over quantity. we also do by meats so we spend 3-400 a month. naas said: bullcity said: Would love to see OP post their credit card bills. I spend at least $100 every time I walk in to the grocery store. If you don't have any money, kudos on being frugal, but using bad toilet paper and eating a bunch of junk from couponing is not really grounds to be condescending. Buy some damn fruits and vegetables with your rebate.
It's rare that I spend more than $30 in a single grocery trip, and I probably spend about $200/mo on groceries for 2 people. I cook at home about 28 days a month, all of it from scratch. Cooking from scratch can be 2-3x cheaper than prepared foods and junk food. I use a lot of fresh produce too, and you have to shop around but it can be had for nearly all around $1/pound, far cheaper than quality meat. The real budget busters at the grocery stores are the unhealthy "value" added stuff, like salty snacks, alcohol, candy, microwave food, fancy cereal, high end red meat, etc. plain old basic healthy food is cheap (in the US at least, thanks to farm subsidies etc). It's more expensive to live on junk food.
Of course, there are a ton of foodstuffs and toiletries that you could stock up on in advance just to meet a CC bonus, not to mention gift cards, which don't spoil
I'm vegetarian. I understand that you CAN live off of $200/month. But who the hell wants to? Again, if you don't have any money, kudos on being frugal. But if you have money, there's not any particular reason to eat rice and beans every day. I spend $500/mo at the grocery store which includes personal care items, a few convenience foods, dog/cat stuff, cleaning supplies, and booze. Life's too short to drink bad beer.
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