• Go to page :
  • 1 2
  • Text Only
Voting History
rated:
I could go to casino and do other unresponsible spendings.
But it's time to go back to reality.

No go because they want cash only: mortgage, house insurance, utilities, car payment, student loans.

No go because they're paid for more than 3 months: car insurances (6 months paid), alarm company (1 year paid)

I can use it to pay for Groceries, Cable Bills, wireless bills, landline bills, flex account expenses, gas.

From looking at the expenses, it looks like most of our creditors want cash only... no credit card.

What other things that I don't think of?

Member Summary
Most Recent Posts
I just had an idea: Vegas...

1) Flight
2) Hotel (maybe, depending on schedule)
3) High end "escort"

$2k spent.

jaytrader (Dec. 09, 2012 @ 11:15p) |

You go to the grocery store 7 times a month?

scubasteve (Dec. 10, 2012 @ 12:07a) |

Is that too many or too few?

naas (Dec. 10, 2012 @ 7:08a) |

Thanks for visiting FatWallet.com. Join for free to remove this ad.

start buying things you don't need. what's so difficult?

or give me your card, i can use it for you.

buy WalMart giftcards?

groceries, cable, wireless, landline, flex account expeneses, gas, and everything you might buy at a store do not exceed $666/mo?

Edit: I wish I could keep all those things under $1000/mo.

Send money to yourself via Amazon payments, they allow 1000$ credit charge per month

Pay for the things you say want cash only.

Good idea on WalMart Giftcards and we can get Costco Giftcards as well. Our credit card bills run between $300 to $400 at max per month. Looks like we are too trifty! LOL. Thanks for the idea.

Amazon payments, purchase visa gift cards, vanilla reload cards for bluebird, etc. this topic has been beaten to death 1000 times.

Your grocery store only allows cash?

This thread makes me sad.

Forever Stamps

Amazon payments.

$300-$400 on credit card bills per month include EVERYTHING that will take credit cards (groceries, gas, wireless, etc).
I'm sorry that you are spending more than we are.

ziffy said:   $300-$400 on credit card bills per month include EVERYTHING that will take credit cards (groceries, gas, wireless, etc).
I'm sorry that you are spending more than we are.


Unsure who that is directed towards, but not a good way to get help in a thread you just started, to get help.

ziffy said:   $300-$400 on credit card bills per month include EVERYTHING that will take credit cards (groceries, gas, wireless, etc).
I'm sorry that you are spending more than we are.


I'm not.

Don't play the game if you can't do the research first.

Heck, I only life once. Will spend it on H&B and gamble tonight! Case close.

It is very easy for a married couple to spend 3k+ a month without spending a dime.
That's just including stuff that's already been mentioned here.

do more of your everyday shopping online. Amazon subscribe and save. stock up on TP, paper towels, kleenex, soap, detergent, pasta, pasta sauce, etc etc etc. you could go through $500 with this easily.

Tuition.

ziffy said:   I'm sorry that you are spending more than we are.sounds like you need more income

ziffy said:   $300-$400 on credit card bills per month include EVERYTHING that will take credit cards (groceries, gas, wireless, etc).
I'm sorry that you are spending more than we are.

The problem is that you are limiting your thinking to the stuff you are already buying. The goal is to accelerate your spending (your insurance company isnt going to refuse a pre-payment, buy gift cards now to be used in future months), or create purchases that result in you not really spending anything. I cant remember the last time I used a regular credit card for a regular expense - I'm always either paid ahead, buying/using gift cards, etc.

ziffy said:   $300-$400 on credit card bills per month include EVERYTHING that will take credit cards (groceries, gas, wireless, etc).
I'm sorry that you are spending more than we are.


You have used the term "we" several times, so I can only assume you are married. I would love to see how you get by on $300/mo for food, personal care, gas, phone, entertainment, clothes, household items, etc. You must live 1 mile from work(or work from home, not work, etc.), eat ramen noodles every night, never go out, have a cheap prepaid phone, and wear old rags from the trash. I can not see how else that would ever work for 2+ people.

Alcibiades said:   ziffy said:   I'm sorry that you are spending more than we are.sounds like you need more incomeOHHH! BURN.

E-Penis ++

RedCelicaGT said:   Tuition.

RIGHT?!?! Greened.

Bucky Balls. They are giving them away!

Unicorn meat in a can...?

jaytrader said:   RedCelicaGT said:   Tuition.


OT - Is there any way to pay tuition without that horrible 3% fee? My son's school uses quikpay and they charge for it..

Black ivory coffee beans at 500/lb.

Our house and separately car insurance both accept annual payments by credit cards.
Last spring, we paid about $1000 to each of our utility companies when Citi paid 5% rebate on that credit card.
Our grocery sells gift cards valid at the local Kroger owned family of stores and also the Kroger owned convience store that sells gas (Bakers and KwikShop in my area).

Couple of business trips do it for me and I get reimbursed.

You didn't think of adding a question mark to the subject. That's a good start.

Squeezer99 said:   Amazon payments, purchase visa gift cards, vanilla reload cards for bluebird, etc. this topic has been beaten to death 1000 times.

Seriously, just do this if you don't' want to accelerate or increase your spending.. At this point, the rest of the comments are going to be trolling.

Glitch99 said:   
The problem is that you are limiting your thinking to the stuff you are already buying. The goal is to accelerate your spending (your insurance company isnt going to refuse a pre-payment, but gift cards now to be used in future months), or create purchases that result in you not really spending anything. I cant remember the last time I used a regular credit card for a regular expense - I'm always either paid ahead, buying/using gift cards, etc.


Good post. Yeah, ditto. I just yesterday finished off $2K of spending for a nice reward. Was limited to gas, groceries, pharmacy. Still, no big deal with gift cards to achieve the spending goal.

What was especially sweet is that one grocery store where I live has a promo going where I got back, in effect, the activation cost of my Visa gift cards. You gotta love stuff like that!!

vipercon said:   ziffy said:   $300-$400 on credit card bills per month include EVERYTHING that will take credit cards (groceries, gas, wireless, etc).
I'm sorry that you are spending more than we are.


You have used the term "we" several times, so I can only assume you are married. I would love to see how you get by on $300/mo for food, personal care, gas, phone, entertainment, clothes, household items, etc. You must live 1 mile from work(or work from home, not work, etc.), eat ramen noodles every night, never go out, have a cheap prepaid phone, and wear old rags from the trash. I can not see how else that would ever work for 2+ people.


Agreed. Would love to see OP post their credit card bills. I spend at least $100 every time I walk in to the grocery store. If you don't have any money, kudos on being frugal, but using bad toilet paper and eating a bunch of junk from couponing is not really grounds to be condescending. Buy some damn fruits and vegetables with your rebate.

bullcity said:   Would love to see OP post their credit card bills. I spend at least $100 every time I walk in to the grocery store. If you don't have any money, kudos on being frugal, but using bad toilet paper and eating a bunch of junk from couponing is not really grounds to be condescending. Buy some damn fruits and vegetables with your rebate.

It's rare that I spend more than $30 in a single grocery trip, and I probably spend about $200/mo on groceries for 2 people. I cook at home about 28 days a month, all of it from scratch. Cooking from scratch can be 2-3x cheaper than prepared foods and junk food. I use a lot of fresh produce too, and you have to shop around but it can be had for nearly all around $1/pound, far cheaper than quality meat. The real budget busters at the grocery stores are the unhealthy "value" added stuff, like salty snacks, alcohol, candy, microwave food, fancy cereal, high end red meat, etc. plain old basic healthy food is cheap (in the US at least, thanks to farm subsidies etc). It's more expensive to live on junk food.

Of course, there are a ton of foodstuffs and toiletries that you could stock up on in advance just to meet a CC bonus, not to mention gift cards, which don't spoil

Car repair. Is a major maintainence coming due? New tires
Home repairs or updates.
Elective medical procedures.
TiVo with lifetime service.

buy concert tickets, flip them on stub hub
get a square card reader, charge your card yourself @ 2.75% fee
buy store gift cards

vegetarians can live off 200$ per month. we do everything from scratch too but we pick quality over quantity. we also do by meats so we spend 3-400 a month. naas said:   bullcity said:   Would love to see OP post their credit card bills. I spend at least $100 every time I walk in to the grocery store. If you don't have any money, kudos on being frugal, but using bad toilet paper and eating a bunch of junk from couponing is not really grounds to be condescending. Buy some damn fruits and vegetables with your rebate.

It's rare that I spend more than $30 in a single grocery trip, and I probably spend about $200/mo on groceries for 2 people. I cook at home about 28 days a month, all of it from scratch. Cooking from scratch can be 2-3x cheaper than prepared foods and junk food. I use a lot of fresh produce too, and you have to shop around but it can be had for nearly all around $1/pound, far cheaper than quality meat. The real budget busters at the grocery stores are the unhealthy "value" added stuff, like salty snacks, alcohol, candy, microwave food, fancy cereal, high end red meat, etc. plain old basic healthy food is cheap (in the US at least, thanks to farm subsidies etc). It's more expensive to live on junk food.

Of course, there are a ton of foodstuffs and toiletries that you could stock up on in advance just to meet a CC bonus, not to mention gift cards, which don't spoil

kloakndaggers said:   vegetarians can live off 200$ per month. we do everything from scratch too but we pick quality over quantity. we also do by meats so we spend 3-400 a month. naas said:   bullcity said:   Would love to see OP post their credit card bills. I spend at least $100 every time I walk in to the grocery store. If you don't have any money, kudos on being frugal, but using bad toilet paper and eating a bunch of junk from couponing is not really grounds to be condescending. Buy some damn fruits and vegetables with your rebate.

It's rare that I spend more than $30 in a single grocery trip, and I probably spend about $200/mo on groceries for 2 people. I cook at home about 28 days a month, all of it from scratch. Cooking from scratch can be 2-3x cheaper than prepared foods and junk food. I use a lot of fresh produce too, and you have to shop around but it can be had for nearly all around $1/pound, far cheaper than quality meat. The real budget busters at the grocery stores are the unhealthy "value" added stuff, like salty snacks, alcohol, candy, microwave food, fancy cereal, high end red meat, etc. plain old basic healthy food is cheap (in the US at least, thanks to farm subsidies etc). It's more expensive to live on junk food.

Of course, there are a ton of foodstuffs and toiletries that you could stock up on in advance just to meet a CC bonus, not to mention gift cards, which don't spoil


I'm vegetarian. I understand that you CAN live off of $200/month. But who the hell wants to? Again, if you don't have any money, kudos on being frugal. But if you have money, there's not any particular reason to eat rice and beans every day. I spend $500/mo at the grocery store which includes personal care items, a few convenience foods, dog/cat stuff, cleaning supplies, and booze. Life's too short to drink bad beer.

Skipping 26 Messages...
Is that too many or too few?



Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.

Thanks for visiting FatWallet.com. Join for free to remove this ad.

TRUSTe online privacy certification

While FatWallet makes every effort to post correct information, offers are subject to change without notice.
Some exclusions may apply based upon merchant policies.
© 1999-2014