robertw477 said: bullcity said: JaxFL said: Everybody is so callus, esp toward your family. What and who were you at 23? (Ill add: of your own making, without help!)
OP, Just make sure he learns not to live beyond means. That is his only real fault.
At 16-18, I was working at Barnes & Noble as a cashier in the music section.
At 18-22, I got health insurance, car insurance, and a family plan cell phone from my parents. I had a full scholarship to school that covered living expenses, but I got some help on my rent in the summers since I was doing full-time professional (unpaid) internships.
At 22-23, I had a full-time job. I didn't make much, but it paid the bills, and I had my own apartment. The only thing I got from my parents was getting to stay on their health insurance.
At 23-26, I went to grad school. All the loans are in my own name, and I paid all my own bills. My parents helped out with my wedding, which was kind of them.
At 26, I gave my parents back the car I'd gotten in high school from them so they could use it for my little brother (who is still in college, and using it to drive drunk college kids around on the weekend for cash). Before my job started, my parents gave me a loan to purchase a new (used) car. I paid them monthly payments at a market interest rate, and then paid everything off within a year. I'd rather owe anyone else money than my parents.
You don't have to cut your kids off completely at 18, but they need to be progressively becoming financially independent, and they need to be interpreting any help from their parents as unexpected generosity, not a parental duty. I know my parents would always be there for me to help me out financially as long as they are able. But what you need is to get your kid to the maturity level where they have enough respect for either you or themselves that before they'd call on you for help, they'd have a reason a whole hell of a lot better than laziness, overspending, and inability to hold down a minimum wage job. Like, I'd mayyyybe move back in with my parents or ask them for money if I was literally dying.
Bullcity- You sir know what the word responsibility means. Too many people out there feel they are entitled. Its clear to see you are going places with that kind of attitude. I dont want to get political but I wish more people in america would have that sort of thinking.
Everyone that applies for a job at my small business tells me they are a hard worker. Usually the phrase hard worker is their own definition of hard worker.
Rob Yes indeed. Though... I do see almost full support till 22, including full scholarship, living expense. Its nice to have a detailed post. What is missing in the responses in this thread is empathy, as it is more than likely the debt accumulated by this 23 year old (OPs) was a result to cover expenses while being in school. Having multiple jobs during this time may also be anticipated. I understand we all have are own prejudices and perspectives; but be open, understanding, and be thankful if you've had it better.