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"Your MeritRewards Shop & Earn bonuses will be paid as a direct deposit to your account within 30 days of the
MeritRewards Shop & Earn enrollment anniversary date"

How do they define the anniversary date?

Thanks OP. Will jump if we can get confirmation on a soft/hard pull.

I called them up & they said that they don't run your credit at all (I even asked them about a soft pull) if you are opening up a checking account. Not sure how much weight this should carry since the rep didn't seem that knowledgable. I also asked them what the maximum funding amount is for a credit card but she didn't know/ wasn't sure if there was a maximum.

Called them up and verified with a personal banker that it is indeed a soft pull. I was going to pull the trigger, but saw the reward payable within 30 days of your "anniversary date", which would be a year. Probably will pass on this one.

What types of credit cards do they let you fund the account with?

Does this have an exp. date?
I can't find one in any of the small print.
Thanks for your help!

Does it mention the account "inactivity" fee ? There was $25 fee if the account is not actively used... i.e., min of 5 or 7 transactions a month.... I closed my account last month after getting hit with this fee multiple times...



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