"Bank of the West products are offered to the residents of the states of Arizona, California, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin, and Wyoming."
$250 DD per month, for $100 10x 3 debit card purchase per month for $50
Does anyone know if they do a Hard or Soft pull on your Credit Report ?
posted: Jan. 28, 2013 @ 6:52p
Hard pull; has to be governmental or payroll after tax DD as California Boosters they hate capitalist deposits. Note Bear symbol--not a good one in the equity market. Must keep large balance to avoid service charges. Not available to those previously having checking account. T and C need to be read until you understand every word or else!
"When you complete an application we do a credit inquiry with Experian."
"Unfortunately I do not want to give you the wrong information all I know is that we do a credit inquiry with Experian."
posted: Jan. 29, 2013 @ 10:33a
Maybe this is obvious, but I would assume that a direct deposit of your tax refund would count as a, "payroll, Social Security, pension or other government benefits?" Seems like a pretty simple way to boost your tax return a little bit assuming that would qualify.
kevmo314 said: Darn, I guess Illinois isn't west enough. ... and yet Wisconsin is west enough.
And as the other poster said, a few years ago, Bank of the West had its offer open to more states. I'm in Illinois and was able to open an account and get a bonus.
posted: Jan. 31, 2013 @ 3:11p
CreakyWallet said: Maybe this is obvious, but I would assume that a direct deposit of your tax refund would count as a, "payroll, Social Security, pension or other government benefits?" Seems like a pretty simple way to boost your tax return a little bit assuming that would qualify.
Sovereign Bank claimed a tax refund does not count when I did it with them, because it was not recurring. I know it's a different bank, but just giving people a heads up.
Senior Member - 3K
posted: Feb. 1, 2013 @ 4:14p
A couple years back, this was my experience:
- No CC funding allowed. - No hard pull on opening. - ACH from Schwab counted as DD.
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