Looking to buy new Auto Insurance, I have some questions.

Hi guys, I am comparing my current insurance company (Geico) with Progressive, both insurance with same coverage are around the same pricing, except with Progressive if you pay in full for 6 months you save $30, plus there is a possibility to save even more if I were to enroll in the Snapshot program.
I've been extremely happy with Geico and their express service when i got into an accident few years back (rear ended by a lady), repairs and parts were delivered overnight and car was repaired within a week.

Anyways, should I take the leap of faith and jump ships?
I think Progressive is a good insurance company based on the reviews.

I am 24, and I am going to be turning 25 this march and my policy expires on the 29th of March.

Decision decision...I could use some advice from the pros (you guys).

if you join the national military family association, Geico gives you a 8% discount.

IcEWoLF said:   I am not in the military, and I don't know any of my relatives in the military either.
Anyone can join

You really should do a second or two of research before dismissing what someone tells you

After doing a bit more research basically I'd have to join the NMFA then have to sign up for an account at pen fed and then get the discount? It appears a bit more work, especially opening another bank account..

IcEWoLF said:   After doing a bit more research basically I'd have to join the NMFA then have to sign up for an account at pen fed and then get the discount? It appears a bit more work, especially opening another bank account..

The work to setup an account to get the discount can pay off in other unexpected ways. For example, PenFed has good interest rates for financing vehicles and houses. Its worth looking at the bigger picture.

No, USAA is not the cheapest insurance. That's what they want military people to think

Really mean response. It's a 24-year old asking for advice

I used to be a Progressive member for about ten years. I had to file a claim once when another Progressive member backed into me. He admitted fault, etc. Suffice it to say that after several months of arguing with their claims adjusters, I quit in disgust. They sent me a couple of questionnaires asking me why I'd left, and saying they'd love to have me back but never got back to me after I told them why I had left and how pissed I was at them.

I'd not recommend them.

elist said:   StevenColorado said:   I used to be a Progressive member for about ten years. I had to file a claim once when another Progressive member backed into me. He admitted fault, etc. Suffice it to say that after several months of arguing with their claims adjusters, I quit in disgust. They sent me a couple of questionnaires asking me why I'd left, and saying they'd love to have me back but never got back to me after I told them why I had left and how pissed I was at them.

I'd not recommend them.ue

It could be worse. You could have died in an accident and then have your own insurance company (Progressive) defend your accidental killer so Progressive wouldn't have to pay a death claim of only $75k to your surviving family.
Unfortunately, that's the way it works if you sue someone and you want to take advantage of your underinsured coverage. Liability and the financial remedy must be determined before insurance pays out.