Wanted to confirm that if you are only getting 4% Amazon.com gift card redemption on Citi Forward that when you also get the Citi ThankYou Preferred card and merge your ThankYou Rewards it will change the redemption rate to 5%.
Of course, you would be better off using your Thank You points to book travel which would make your Citi Forward effectively 6.67% Cash Back in its special categories.
You don't get the travel bonus unless you have a thank you card with an annual fee. The Preferred is not one.
Correct, but if you only have a Forward card (like I do), booking travel using thankyou points is a 1:1 exchange. It keeps it a 5% card. I have seen very few redemptions that are 1:1 when you have only a Forward card.