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The 18-month 0 percent with 2.5% (or 3%) fee capped at $250 ends on Sunday 31 March. Does anyone know what the next offer might be for April-June? I know in the past there have been fixed bt rates for the life of the balance, etc. I'm just trying to decide whether to BT during the current promotion, or hope for something even more advantageous next month.

Thanks!

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Traditionally, Navy has a 1st quarter 0% no BT transfer promotion, subsequently Penfed does something nice to quasi-match it. After that, it usually drops on both sides. Last year, I recall 5.99% for life and 2.9% for 18 months (with fee) for the rest of the year. Navy did 0% for Jan-Feb last year and very little the rest of the year. I'd pull the trigger.



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