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cpaynter said:   
AugustFour said:   
cdancer20 said:   
AugustFour said:   i am considering to apply. any catches other than if i apply and spend $1K in 90 days there would be $400 credit?
  Yes.  The minimum spend is now $3k.

  thanks, does $400 travel "statement" credit mean cannot be converted to cash?


It can be converted to $400 cash, in the form of a statement credits totaling $400, if you have an equivalent amount of travel-related expenses against which to credit it.

What about a statement credit isn't cash?  

Chris.

  Yes.  It will be a statement credit rather than straight cash into your check account.  @Chris, I know that some people like to see the real dollars though in the end the money is of course the same.

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N/M

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tuphat said:   Having gone through the wringer with Barclays on point redemption for statement credit on the NFL card, I will pass on this. They're simply too difficult to deal with.
  I remember that NFL card too.  I'll pass.

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tuphat said:   Having gone through the wringer with Barclays on point redemption for statement credit on the NFL card, I will pass on this. They're simply too difficult to deal with.
  I remember that NFL card too.  I'll pass.

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Anyone double dipping on this card w/success?

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GTFan said:   Anyone double dipping on this card w/success?
  
Define double dipping.

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Standard cancel and reapply churn after X number of days to get the bonus.  The standard 'one-time bonus for new cardmembers' clause is in the T&C but didn't see too many reports of churning to get another 40k points.

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Hey folks ... this card has a real easy way to get some extra miles without having to deal with an inquiry. An additional card for family, friends, relatives etc comes with a different card number unlike just about every other CC company except for Amex. They didn't even ask for an address, DOB, SSN ... nothing. Just a name.

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Sorry I am dumb at this and would appreciate some guidance.

I have 35,834 points on my Barclays Arrival card. How can I best redeem them if I plan on buying airline gift cards.

Since I get 10% bonus miles upon redemption would buying a $365 and a $36 gift card be the best way to redeem the miles?

Thank you very much for your assistance!

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I currently have two sock-drawered NFL cards with Barclays ($8K CL and $6K CL).  I want to apply for the Arrival card in the next couple of weeks.  Should I cancel one or both NFL cards before applying?

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MsEmptyWallet said:   Sorry I am dumb at this and would appreciate some guidance.

I have 35,834 points on my Barclays Arrival card. How can I best redeem them if I plan on buying airline gift cards.

Since I get 10% bonus miles upon redemption would buying a $365 and a $36 gift card be the best way to redeem the miles?

Thank you very much for your assistance!

  Do not buy those gift cards!  Barclays makes it very easy to redeem those points.  Just buy the tickets like normal using your Barclays card.  Then after the transaction has posted log into Barclays website and go to the rewards section.  There you will find the different options for making a redemption, and select the one that says redeem for travel. 

All of the transactions that were used on travel will appear there.  All you have to do is click on the transaction you want to be reimbursed for, click confirm 5 or 6 times and then that transaction amount appears as a statement credit on your account.  After you have done it once you will be impressed how simple it is.

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NoMoneyInMyWallet said:   I currently have two sock-drawered NFL cards with Barclays ($8K CL and $6K CL).  I want to apply for the Arrival card in the next couple of weeks.  Should I cancel one or both NFL cards before applying?
  
I applied for the Arrival while I had two Barclay cards, an NFL with $7K CL and a SallieMae with $15k CL.  Got the Arrival with no issues.

Chris.

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cpaynter said:   NoMoneyInMyWallet said:   I currently have two sock-drawered NFL cards with Barclays ($8K CL and $6K CL).  I want to apply for the Arrival card in the next couple of weeks.  Should I cancel one or both NFL cards before applying?I applied for the Arrival while I had two Barclay cards, an NFL with $7K CL and a SallieMae with $15k CL.  Got the Arrival with no issues.Applied for Arrival+ on Friday PM, got 10 day review message. Called reconsideration line (866-408-4064) this morning. After a couple of verification questions (name, previous address), I was approved for $10K. No mention of me having 2 inactive NFL cards. Hopefully the card gets here in time to make the final payment on my TA cruise (due early next week).
  

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Hi, long-time lurker, first time poster.

Came on here to report that I called about getting my annual fee waived, and unsurprisingly, based on everyone's experiences here I've read, it was deeeee-nied. They did offer to either downgrade it to the regular, no-fee Arrival or the Barclays Rewards card, both of which would offer 1,000 sign-up points. The Rewards card is 2% for gas, groceries, and utilities, 1% for everything else, and no 10% redemption bonus.

Since I already have a Chase Freedom for my gas (quarterly) and B of A Cash Rewards for groceries at 2% and gas @ 3% (when it's not Chase's turn), I will probably stick with the regular Arrival card. Even though I don't anticipate as much travel as I did when I had the Arrival Plus, at least it'll come in handy for the restaurant category. Does anyone know if public transportation still qualifies as "travel" on the downgraded version?

I might try again to get the annual fee waived, but I'm not expecting anything differently. I'd rather not threaten to cancel and they call my bluff because I'm working on getting a mortgage, and this card has my largest credit limit, though it's the newest of my miniature collection.

Or, I may just pay the fee and keep it because I would have to re-apply to get it upgraded again. How did everyone else who has (or had) this card make this decision?

And now that I've just bored you all to tears with my long post, back to lurking I go!

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anyone able to get a 2nd arrival and bonus with a 1st still open?

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blankstare28 said:   Hi, long-time lurker, first time poster.

Came on here to report that I called about getting my annual fee waived, and unsurprisingly, based on everyone's experiences here I've read, it was deeeee-nied. They did offer to either downgrade it to the regular, no-fee Arrival or the Barclays Rewards card, both of which would offer 1,000 sign-up points. The Rewards card is 2% for gas, groceries, and utilities, 1% for everything else, and no 10% redemption bonus.

Since I already have a Chase Freedom for my gas (quarterly) and B of A Cash Rewards for groceries at 2% and gas @ 3% (when it's not Chase's turn), I will probably stick with the regular Arrival card. Even though I don't anticipate as much travel as I did when I had the Arrival Plus, at least it'll come in handy for the restaurant category. Does anyone know if public transportation still qualifies as "travel" on the downgraded version?

I might try again to get the annual fee waived, but I'm not expecting anything differently. I'd rather not threaten to cancel and they call my bluff because I'm working on getting a mortgage, and this card has my largest credit limit, though it's the newest of my miniature collection.

Or, I may just pay the fee and keep it because I would have to re-apply to get it upgraded again. How did everyone else who has (or had) this card make this decision?

And now that I've just bored you all to tears with my long post, back to lurking I go!

  
OK, I'll bore you with a longer story.

DW and I each have Arrival cards; her first year was up August 4; mine is up in January.  I had DW call before August 4 to ask about fee waiver, was denied.  CSR offered conversion to a non-named fee-free card, but suggested we wait until everything cleared so points on pending transactions would be posted before conversion (only posted points would transfer to the new account).  

All pending transactions posted within a couple of days, but I decided to procrastinate, in part because we had participated in a 5k bonus points offer and we were awaiting those bonus points.  As of August 28, the annual fee hadn't been charged yet, apparently because no transactions had been made in the new year.  Then on the 29th, an errant authorization hit the account (and has subsequently dropped off), and that was apparently enough to trigger the annual fee.  Called again and spoke to a CSR who agreed to reverse the annual fee and convert us to a fee-free card.  She offered the same two options as others have reported: the fee-free Arrival or the "Everyday" card: 2% off gas, grocery, utilities.  We opted for the everyday card.  She assured us that all points would transfer to the new card, and that I should also expect the 5k points from the promotion to appear on the new account (I have my doubts, but now that I've had a CSR tell me they should be awarded, I should be able to get another CSR to adjust my account if they don't show up).

We decided that it wasn't worth it to pay the A/F to keep the Arrival+ because:
1. We have the Fidelity AmEx for 2% off everything (where AmEx is accepted, which is most places)
2. At the few places where AmEx isn't accepted, we have Visa or M/C's that approach 2%, or we're meeting some opening bonus spending requirement or participating in a promo of some sort

We decided on the "Everyday" card because it includes utilities at 2%, and neither our gas nor electric utilities accept AmEx, only MC/Visa/Discover.  So it fills in that gap nicely.  I don't care about the gas/grocery; I always get 5.5% or better on those anyway.  The fee-free Arrival doesn't really do anything for me; I already get 5% or better on dining and 2% or better on travel.

When my Arrival+ is up for renewal in January, I plan to convert that one as well, probably to the fee-free Arrival, just for variety, unless something more interesting has popped up in the meantime.

Chris.

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should change the title from - Barclays Arrival Card $400 Credit After $1000 Spend in 90 days

to Barclays Arrival Card $400 Credit After $3000 Spend in 90 days

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Dumb question. I've read the thread and I'm not sure I understand.

To get the max points, do I need to spend $1k on travel, or $400 on travel and $600 on non-travel?

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Spending can be on anything. It's redemptions that are more efficient when they're related to travel.

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erinm said:   Dumb question. I've read the thread and I'm not sure I understand.

To get the max points, do I need to spend $1k on travel, or $400 on travel and $600 on non-travel?

Note ... to get the 40,000 point bonus, you need to spend $3,000 in 90 days.  

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wx1trw said:   Spending can be on anything. It's redemptions that are more efficient when they're related to travel.
  thank you!

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NoMoneyInMyWallet said:   
erinm said:   Dumb question. I've read the thread and I'm not sure I understand.

To get the max points, do I need to spend $1k on travel, or $400 on travel and $600 on non-travel?

Note ... to get the 40,000 point bonus, you need to spend $3,000 in 90 days.  

  I'm pretty sure the deal I got was $1k spend in 90 days.

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erinm said:   
NoMoneyInMyWallet said:   
erinm said:   Dumb question. I've read the thread and I'm not sure I understand.

To get the max points, do I need to spend $1k on travel, or $400 on travel and $600 on non-travel?

Note ... to get the 40,000 point bonus, you need to spend $3,000 in 90 days.  

  I'm pretty sure the deal I got was $1k spend in 90 days.

When did you apply?  Did you spend $1k?  Did you get 40k?

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erinm said:   
NoMoneyInMyWallet said:   
erinm said:   Dumb question. I've read the thread and I'm not sure I understand.

To get the max points, do I need to spend $1k on travel, or $400 on travel and $600 on non-travel?

Note ... to get the 40,000 point bonus, you need to spend $3,000 in 90 days.  

  I'm pretty sure the deal I got was $1k spend in 90 days.

  sure, if you did it a while ago. the current deal, $400 after $3000 spend, has been this way for months now.

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dealmaster00 said:   
erinm said:   
NoMoneyInMyWallet said:   
erinm said:   Dumb question. I've read the thread and I'm not sure I understand.

To get the max points, do I need to spend $1k on travel, or $400 on travel and $600 on non-travel?

Note ... to get the 40,000 point bonus, you need to spend $3,000 in 90 days.  

  I'm pretty sure the deal I got was $1k spend in 90 days.

  sure, if you did it a while ago. the current deal, $400 after $3000 spend, has been this way for months now.

If they are asking in Sept how to spend $1k to get the bonus, then they either missed the 90 day window or they have the $3K offer.

The $1K offer ended Feb/Mar (and the end range was only if you called in). This assume they didn't receive a targeted $1K offer after mid-June. 

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I got a notice they were upgrading me (see below). The benefits appear minor in my circumstances, except for a wide definition of travel. I have problems finding travel for optimal redemption and was wondering if anyone had any suggestions. One possibility would be the DC metro, where it might be possible to load enough money on the card to use the travel benefits (say $.25 plus), if it qualifies. Does anyone know if it does? I will probably cancel the card before the fee is charged (since I have other 2% or better cards where the points are easier to redeem, such as the BOA travel card (2.625%). I do have some points I would like to find a way to redeem for travel before then however.
"You'll soon receive your new card — the Barclaycard Arrival Plus™ World Elite MasterCard.® It comes with all the great benefits you get today, and then some.

  In addition to earning 2X miles for every dollar spent on purchases, and 10% miles back to use toward your next redemption every time you redeem for travel statement credits, you'll also enjoy:
 
 
   • Chip-card technology, for greater acceptance when you travel abroad
 
   • Exciting benefits as a result of your card upgrade to World Elite status
(see blue box below)
 
   • Expanded redemption options for travel statement credits including buses, timeshares and more
 
   • 120 days to redeem miles for travel statement credits - that's 30 more days than you previously had!

 
  Your account number won't change, but you will receive a new expiration date. Your new card will come at no additional cost to you."
 


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ProfessorEd said:   I got a notice they were upgrading me (see below). The benefits appear minor in my circumstances, except for a wide definition of travel. I have problems finding travel for optimal redemption and was wondering if anyone had any suggestions. One possibility would be the DC metro, where it might be possible to load enough money on the card to use the travel benefits (say $.25 plus), if it qualifies. Does anyone know if it does? I will probably cancel the card before the fee is charged (since I have other 2% or better cards where the points are easier to redeem, such as the BOA travel card (2.625%). I do have some points I would like to find a way to redeem for travel before then however.
 
"You'll soon receive your new card — the Barclaycard Arrival Plus™ World Elite MasterCard.® It comes with all the great benefits you get today, and then some.

  In addition to earning 2X miles for every dollar spent on purchases, and 10% miles back to use toward your next redemption every time you redeem for travel statement credits, you'll also enjoy:
 
 
   • Chip-card technology, for greater acceptance when you travel abroad
 
   • Exciting benefits as a result of your card upgrade to World Elite status
(see blue box below)
 
   • Expanded redemption options for travel statement credits including buses, timeshares and more
 
   • 120 days to redeem miles for travel statement credits - that's 30 more days than you previously had!

 
  Your account number won't change, but you will receive a new expiration date. Your new card will come at no additional cost to you."
 


Note that many aspects of your rewards structure has not changed due to this card.  1-All purchases still receive 2x points.  2-All redemptions still give 10% points back.  3-All travel redemptions must be for $25 or more (i.e. a 25 cent purchase will do nothing for you).  The only differences are 1 - that they added a few more categories such as named above and certain tourist attractions.  2 - You now have more days to redeem your rewards.  (I forgot the exact but I think it went from 90 days to 120 days?)

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I also got upgraded to the world elite card, and they also increased my CL from $12K to $16K. Not sure why I would use this card when there is the Citi 2% double CashBack Mastercard; just waiting for signup bonus before I apply for it. The 10% redemption bonus of the Arrival is nice but not worth the trouble nor the annual fee. Maybe they will be more receptive to waiving the fee due to the new Citi card.
My Fidelity Amex is also obsolete, only use it at Costco.

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Boiler said:   I also got upgraded to the world elite card, and they also increased my CL from $12K to $16K. Not sure why I would use this card when there is the Citi 2% double CashBack Mastercard; just waiting for signup bonus before I apply for it. The 10% redemption bonus of the Arrival is nice but not worth the trouble nor the annual fee. Maybe they will be more receptive to waiving the fee due to the new Citi card.
My Fidelity Amex is also obsolete, only use it at Costco.

The feature that limits the usefulness of this card is the need for travel for redemptions, and I don't don't do enough of that (at least travel not paid for with points, or in circumstances where I would not prefer to use a airline or hotel sponsored card.

I do find the 2.625% I get on my BOA Travel card (with Platinum Honors status) a higher return and more useful card, as is the Priceline one (which does not require travel spending for redemptions).

I do not view my Fidelity Amex as obsolete, since it can receive World Points transferred from my BOA travel ones, permitting easy automatic redemption into a 529 plan. It may also be useful when the Amex small business day comes up (and hopefully you will get a credit for using your card at a small business)..

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I redeemed my points to cover a deposit on a cruise. Now we are going to have to cancel that cruise (deposit is fully refundable). Does anyone know what happens when the refund comes back? Will I just get a credit or will the transaction be reversed and my points restored?
It is almost annual fee time. Should I close the card before canceling the trip or would that make it harder to get the refund? thanks for any help.

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radiation said:   I redeemed my points to cover a deposit on a cruise. Now we are going to have to cancel that cruise (deposit is fully refundable). Does anyone know what happens when the refund comes back? Will I just get a credit or will the transaction be reversed and my points restored?
It is almost annual fee time. Should I close the card before canceling the trip or would that make it harder to get the refund? thanks for any help.

  Two things will happen: 1 - You will still be able to redeem against that cruise.  2 - You will lose points for the cruise amount just like any other "returned" purchase.  3 - If you have redeemed the points already, they will not claw them back.  4 - I'm not sure what would happen if you cancel your card and then cancel the trip.

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