Noticed this somewhere else but didn't see it here.
Chase has temporarily waived shipping fees for Visa Gift cards bought with Chase Credit Cards. They recently updated their TOS to include a PIN with these cards as per the recent change in regulation as well.
We apologize that we are temporarily unable to offer Chase Gift Cards through the branch. Due to the inconvenience, our standard shipping fee of $4.95 for online gift card orders is temporarily waived.
Interesting. I usually pickup a new card every week or two from Chase. Im very disappointed to hear they are no longer available in branch. Ill have to speak to my local branch about this and see whats the skinny.
Thanks (apart from the snarkiness of lmgtfy :/). I have been behind on my news feeds for the past week and didn't know that this was federal reserve related. Just googling for "gift card pin" doesn't bring up a whole lot of relevant info. I've since read a whole bunch on the new guidelines and will be actively seeing how it works in implementation!
Has anyone yet ordered a card from Chase and can verify either: 1) It is not counted as a cash advance 2) It is counted as a normal purchase for purposes of both spend requirements and points earnings
Got my Chase cards in the mail the other day and went to register them online. When you do this it wants you to setup some security questions so that it can verify your information next time. Note that this doesn't appear to be required - because you can either activate/check balance online or you can choose at least a one-time option to bypass this online.
However, take a look at the attachment that shows the questions they are asking.
It seems to me that these questions are much more interested in determining brand loyalty for marketing preferences than in actually trying to secure your account.
There are maybe one or two valid questions in the lot (of course almost all "security" questions, even when not tainted by this marketing crap are still piss-poor questions to be asking as most can be found out with public records or very minor social engineering).
I don't think they care about your brand loyalty, since owning one device doesn't show loyalty, especially if you don't own it (like you work computer). Someone just re-imagined what security questions should look like, and this is their version.
scripta said: I don't think they care about your brand loyalty, since owning one device doesn't show loyalty, especially if you don't own it (like you work computer). Someone just re-imagined what security questions should look like, and this is their version.
You could be right - but you don't think Chase can easily determine who your employer is? Data mining is what it is all about and it is not difficult for a company with the size and resources of Chase to link this information together.
If you're correct - it doesn't diminish the fact that these are absolutely horrible security questions - not just because they are insecure - but the temporal nature of them makes them bad for even the authorized user (hmmm...what laptop was I using when I registered this card....).
mattun said: Finally, I'm free from going to WalMart to deposit this things (if I'm lucky and the MoneyCenter machine is actually working). And my wife not longer will look at me funny while I'm spending half an hour activating them on the phone. Did enjoy the free miles though. Did you have a rotary phone or something?
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