Got a call from Chase Fraud prevention regarding my application today. After like 15 min on call they finally submitted application and I was approved for $10.6K.
I have LLC but they told me that if I put sole ownership instead they don't need anything else but if I want to keep LLC I need to send formation letter etc to prove that I own it. I went with ownership option and here you go! Now need to find lots of good deals to earn bonus
I applied on 6/13 and rec. on 6/20. I actually applied before the 60k offer and asked to get the extra points added. Also believe that I was approved a couple days after applying (not instant approval).
theeipi said: I applied on 6/20 and am still getting 2 weeks message. Anyone else in the same boat, and anyone else rejected?
I applied on 6-17-13 and am still getting the recording. I fully expect a rejection because I have high existing credit limits right now with CHASE. I hope to prevail on Reconsideration by re-allocating.
Has anyone experienced the automated system actually tells you application was not approved? At least from my experience, if I still received pending review message after few days since the application (usually less than a week), that always meant I was not approved and received the rejection letter few days later.
I never had the application status line telling me 'application was not approved'. It's been always either 'You're approved', or 'Pending further review'. Therefore, approved means approved, pending review means not approved. Since the application status line only covers the application from last 30 days, rejected application was 'pending further review' status until Day 30, then it was just gone next day.
@RhizzleBop - Some have reported success at Lowes and/or Home Depot in buying gift cards with the Home Improvement card. Home Improvement card can be bought @ Office Depot and is a lot more flexible than just 1 particular vendor's gift cards if so. 5X points bonanza.
GodelianKnot said: For whatever it's worth, I just spoke to a CSR (since my card still hasn't arrived) and was told the spending requirement is 103 days from app approval.I can confirm that a rep (David Helstrom) told me the same thing.
everydaeebay said: Has anyone experienced the automated system actually tells you application was not approved? At least from my experience, if I still received pending review message after few days since the application (usually less than a week), that always meant I was not approved and received the rejection letter few days later.
I never had the application status line telling me 'application was not approved'. It's been always either 'You're approved', or 'Pending further review'. Therefore, approved means approved, pending review means not approved. Since the application status line only covers the application from last 30 days, rejected application was 'pending further review' status until Day 30, then it was just gone next day. If it says "7-10 days" then you've been declined and will have to wait for the letter (and presumably call recon). If it says "approximate 2 weeks", then your app hasn't been reviewed yet and so there's actually no decision.
Applied. Received reject even though credit in the 780 to 800 range. Was told it was because I received a cHASE United visa card a few weeks earlier. No other cards applied to within the last year and I have no other chase cards. Called reconsideration line. Approved by cutting the united card credit limit in half. Seems chase has really tightened up on its approvals. I had hoped to apply for either another business or the sapphire plus card in a month. Seems I might have to wait a bit longer ???
I think my experience was a bit odd after reading all the responses here-
I finally worked up the courage to apply for this and a couple of other cards this evening. I am 22 with a somewhat limited credit history but a strong score, income, and a very strong banking relationship with Chase. Applied for the card, sole proprietorship $0 income. I did not receive instant approval online so I waited an hour or so and called customer service (not recon) to check on it. I was approved with a $5000 CL! Also applied and approved tonight: $10K AMEX BCP, $14k Penfed Cash Rewards.
Applied 6-17-13 but kept receiving the "14 day" recording when calling through yesterday.
I contacted the Recon line(800 453-9719) this morning and was told that I had just been approved with a 25K credit line; I wasn't asked to provide any information. I then called 888-269-8690 again and got a congratulations recording.
I thought that I'd receive an initial rejection because of high CLs on my other CHASE cards, but it appears that they're simply slow in processing an avalanche of applications.
Success, applied on 6-22, called recon. # moved 10k from SW biz card. No questions asked. 5-7 bus days for card via USPS. 3 personal cards and this is 2nd biz card. Thanks OP and all the FW posters for all the info.!
anyone signed up for the "business profile" on chase's website to manage your business card? i have a personal profile for my freedom card, but it isn't allowed to add a business card to a personal profile (the other direction is okay though). CSR told me when signing up for the business profile, i'll need to supply a TIM. since i signed up as sole proprietorship, what should i put for that number? thank you,
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