Has anyone used Ribbon (†https://ribbon.co†) I recently got an invite, and it seems like a Venmo-ish product. From their FAQs:
What is Ribbon? Ribbon is a simple way for friends to send and receive money using debit and credit cards.
How much does Ribbon cost? Itís always free to receive money. Itís free to send money using Ribbon as long as youíre using a debit card. If youíre using a credit card, thereís a 3% fee per transaction.
I have successfully added my bank account there, and looks like you can easily move cash out from the account to the bank. Don't have a PIN activated gift card that I can use right now, but I will try it out ASAP when I can. In the meanwhile, I'll test it out with a CC as well, although the 3% fee is a deal killer. Obviously this will need an A -> B -> A transaction like AP. They don't mention any monthly/daily limits.
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