<< I intend for this to be much more informative, but I will be away from my computer for a week, and I wanted to get this started before I left. This will be the FAQ for Credit Cards. It will include categories for:
heres some threads i found on specific credit card issuers, if you want to include these discussions for those who want to know about a specific card issuer:
im sure theres more too, if i find them ill post them....this post has been linked in the "building the FW Finance FAQ post" to eventually be part of the master FAQ
I nominate the excellent recent thread by rafaelg on credit montoring choices as FAQ material. I think it belongs here, I can't figure out where else? (maybe we actually need to break this up, this topic is so large, one for credit card product choices (rewards, BT, BVG, etc), the other for credit issues (which applies to other loans, scores, monitoring, identiry tehft, etc? Just an idea.)
<< ...maybe we actually need to break this up, this topic is so large, one for credit card product choices (rewards, BT, BVG, etc), the other for credit issues (which applies to other loans, scores, monitoring, identiry tehft, etc? Just an idea. >>
I think this is a good idea to break up this topic a bit. Credit cards are really just a subset of credit issues, albeit a huge subset. Credit issues, as MarkM points out, expand far beyond just credit cards.
Hope this will be a sticky thread, so we will remember to check here first. (There are other noteworthy FAQ's that should be sticky too.) I don't remember half of the threads linked, thanks Taylor for creating this FAQ.
I added the two threads related to Credit Scores. I believe DaveHanson was planning on writing a thread related to credit scores. When that is done, I think it would be best to move them from this thread into it, and put a link from here to the Credit Scores FAQ.
It terms of making this a sticky, I'd prefer to see SIS's FAQ that links to all of the sub-FAQs be a sticky, but not all of these sub-FAQs. Having too many stickies is a bad thing, IMO. For the time being, I have added links to all of the sub-FAQs in my original sticky thread, but since I can't edit the original post, the links appear in the next post that I made.
Tooshy, perhaps you'd like to put the links in your post (since you have the second post in the thread).
i agree with Taylor, too many stickies is a bad thing....Tooshy what Taylor is suggesting is good...you have the 2nd post in the EXISTING sticky thread (the FW Finance Guide)...
Thanks Tooshy for modifying your 2nd post in the sticky thread! When we get a lil more complete FAQ, Ill revise the list above and you can copy/paste the revised list...
Taylor, heres a few other credit card related threads I think will be a good part of a FAQ
The appropriate thread for my quesiton is: http://www.fatwallet.com/forums/arcmessageview.cfm?catid=52&threadid=100398
However, I can't reply to that thread. The label above post #1 on the thread says archieved message text. Does this mean that the thread is "dead" and I need to start a new one? It seems silly to start a new thread for my question.
Anways, my credit limit increase question is: Discover told me that a request to increase my credit limit would be reported to the bureaus. how long does such on inquiry affect one's credit score?
(Bonus points if you link to the help file/faq that answers the archieved message question that I missed when I searched)
This is a wonderfully complete FAQ thread. Please check here before posting common CC questions, and ask common CC questions here so this thread can be updated with current information.
<< The appropriate thread for my quesiton is: http://www.fatwallet.com/forums/arcmessageview.cfm?catid=52&threadid=100398
However, I can't reply to that thread. The label above post #1 on the thread says archieved message text. Does this mean that the thread is "dead" and I need to start a new one? It seems silly to start a new thread for my question. >>
This is a general problem with FW. For example, I only now discovered (thourgh this faq) that there is an "Amex balance transfer payoff" thread by DaveH, and in the first post he references a conversation he and I had long ago, but he can't remember where. Well, I do remember, it was via PM, and I was going to cut and paste it to the thread ... but then I noticed it was impossible to reply anymore, the thread is apparently archived. Oh well. (FYI the gist of what I was going to post is that thre seems to be no rhyme or reason to me what AMEX does, some periods they charge interest & some they don't, it's gone from no to yes to no on me at least twice over now (I tend to make use of those no-fee AMEX checks as a way to "consolidate" balances in one place before doing a transfer to a 0%-but-with-fee card, and AMEX has bombarded me with these checks almost non-stop for years now).
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