Union Federal BankHigh Yield Money Market Savings
2.33% =2.36% apy
$0 required to open account.
$0 minimum balance. (no min balance fees)
$0 minimum balance required to earn interest.
ACH in or out FREE
ATM Reimburse up to $4.50/monthly statement
$30 Closing fee within 120 days
Phone: 1-800-284-5260
E-mail: customercare@ufbbankingcenter.com

...

I called Presidential about the Ing ACh and the CSR said no. I called again and spoke to a different CSR to confirm. She also said NO. So, ACH is not enough.

Nice post!!!

CharterOne non-special checking rate drops to 1.3%APR.
I suggest removing CharterOne from the list.

BofI MM was added in 5/12 but it may be hidden in several BofI accounts.

How about re-organize all accounts with their rates?
If a bank has several accounts, ranking it with its highest rate (usually MM).

The ING Orange Savings account seems to have dropped to a 2.00% APY

prozario said:

<< Not a positive trend from ING. I expected more from ING. I haven't seen much improvement in their web interfaces/services for a while either. And whatever happened to checking account from ING rumor I saw discussed in msn forum. >>



Since I've had the account these are the improvements I've noticed:

- added third, random security identifier for logon
- list out the linked accounts with account numbers. Before that it just listed the accounts.
- give date when deposited funds are available for withdrawal
- send confirmation of scheduled transfers
- allow you to cancel scheduled transfers, before that you had to call in
- list of scheduled payments on the same page as account activity
- description of how to link an account and types of accounts that can be linked
- Quicken account download updated to work correctly with Quicken 2003

As for the interest issue, they'd have to be pretty dumb to keep the rate high when the Fed rates keep going down.

<< I'm impressed with presidential bank though - they have been at 3% for a while . You get 3% only upto $25K, but still it is impressive rate. >>

I wonder if they're going to do a CNBT soon and drop the rate.

I am sticking with ING for now even though they are not coolest at the moment, historicaly they were always among the top, so will see.

PCBanker is now 1.50%.. but it seems it's across the board.. no more tiers..

First American Bank in the Chicagoland area is running the 3.00% checking promotion again. 4 months guaranteed and then YMMV. Need direct deposit or auto payments established with in 60 days. Last year I had a 4.5% deal with them for 9 months then it gradually dropped to under 1%.

List of branches.

My CharterOne Checking account is still earning 2.5% not the 1% being quoted here; maybe I am grandfathered.

Just checked CharterOnes web site, there are quoting 1.98% now.

Update

My money is no good at First American bank since I already had a promo account with them last year they said. There was no stipulation of this on the flyer. Is this worth a class action law suit?