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0% Balance Transfers FOR LIFE: Discover & Chase Archived From: Finance

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   posted: Jul. 1, 2003 @ 1:25p

The catches:

1. of course you have to stay current with payments
2. MINIMUM two credit purchases per month

LINK


   posted: Jul. 1, 2003 @ 1:25p

* Called Discover at 1-800-347-2683 and applied for Discover More Card.
0% for Life BT still exists. Phone only.

If you have one Discover card you still can apply for another. Please post once you have verified the offer.

Please post initial balance limit:

Message edited by: Hellas2004 on 2008-07-18 22:22:55 CDT
   posted: Jul. 1, 2003 @ 1:29p

This has been posted before (probably buried in some other thread). It might be worth it on a huge balance transfer and buy two packs of gum per month but sooner or later the new purchases intrest starts to add up.


   posted: Jul. 1, 2003 @ 1:52p

chase too huh?

thats new to me. anyone know the terms and condition?


   posted: Jul. 1, 2003 @ 2:00p

When I called Discover for another reason, they tried to push this, so if you want to call (1-800-DISCOVER) I am sure the reps will be happy to talk about the offer with you.


   posted: Jul. 1, 2003 @ 2:07p

Crazytree said:

<< The catches:

1. of course you have to stay current with payments
2. MINIMUM two credit purchases per month

LINK >>


re 2. this is where charging yourself $0.01 twice a month with Paypal is handy


   posted: Jul. 1, 2003 @ 2:14p

i believe there are minimums to the charges. (dont quote me).

they cant be THAT stupid.


   posted: Jul. 1, 2003 @ 2:15p

Hawaii said:

<< Crazytree said:

<< The catches:

1. of course you have to stay current with payments
2. MINIMUM two credit purchases per month

LINK >>


re 2. this is where charging yourself $0.01 twice a month with Paypal is handy >>

2 charges of .01.

Wouldn't that make .02 purchase balance accruing 16.99% (or whatever the APR is)? Which is next to nothing


   posted: Jul. 1, 2003 @ 2:15p

mshen11 said:

<< i believe there are minimums to the charges. (dont quote me).

they cant be THAT stupid. >>

mshen,

Maybe they are. The article even states that the two purchases with Discover has no minimum.


   posted: Jul. 1, 2003 @ 2:46p

Hawaii said:

<< this is where charging yourself $0.01 twice a month with Paypal is handy >>

You cannot fund your PayPal account from a credit card, so how to do it ?


   posted: Jul. 1, 2003 @ 2:53p

Alcibiades said:

<< Hawaii said:

<< this is where charging yourself $0.01 twice a month with Paypal is handy >>

You cannot fund your PayPal account from a credit card, so how to do it ? >>

]

Not fund your account, but pay your account. Or your friend's account for that matter. Or heck, someone random.


   posted: Jul. 1, 2003 @ 2:54p

<< You cannot fund your PayPal account from a credit card, so how to do it ? >>


Go put $1 worth of gasoline in your car twice.

Just called Discover. Details here (scroll to bottom).


   posted: Jul. 1, 2003 @ 3:12p

Azurik said:

<< Not fund your account, but pay your account. Or your friend's account for that matter. Or heck, someone random. >>

Just make sure I have a 0 balance and non-Premier account, put my own account email address as destination, and pay with a credit card ?

Pay a Premier account holder randomly and they get charged 0.30 for a 0.01 payment. Gonna piss someone off LOL


   posted: Jul. 1, 2003 @ 3:23p

Alcibiades said:

<< Pay a Premier account holder randomly and they get charged 0.30 for a 0.01 payment. Gonna piss someone off LOL >>

Any random account holder can deny or reject your payment. Better yet, buy one of those "Free electronics for $1" info scam books off eBay. The seller would be happy to collect fifty cents.


   posted: Jul. 1, 2003 @ 3:58p

Hmmm... so basically, with this deal, you could buy some ibonds with a different credit card, transfer the balance, and never pay interest on the card for the life of the balance?

As a result get 4.66% yield on the credit card companies money?

Heehee... This is a sweet deal!


   posted: Jul. 1, 2003 @ 4:03p

not going to buy savings bonds after this year with a CC.

unless you use this method:

1. get your CC1 to do a BT direcly into your checking account... Chase did this for me.
2. pay for the bonds out of your checking
3. do a BT from CC1 to CC2 with free lifetime BT.

there ya go. just don't forget to make your minimum payments.


   posted: Jul. 1, 2003 @ 4:16p

use the Amazon or paypal donate button on websites, i dont think theres a min.


   posted: Jul. 1, 2003 @ 4:29p

<<Go put $1 worth of gasoline in your car twice.>>

poor gas station. i tried putting like 10c 4x a month in one drive up at the local gas station for my cnbt card. i got chased away


   posted: Jul. 1, 2003 @ 4:42p

mshen11 said:

<< <<Go put $1 worth of gasoline in your car twice.>>

poor gas station. i tried putting like 10c 4x a month in one drive up at the local gas station for my cnbt card. i got chased away >>

you got way too much time. i hope you don't live in a state like NJ where self service is illegal and the attendant must pump the gas for you.


   posted: Jul. 1, 2003 @ 5:26p

I'm pretty sure minimum finance charge is $0.50


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