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Credit cards which allow you to move / shift / reallocate credit lines among various cards from that issuer in: Subjects › Deal

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mrBIGgmd said:I submitted a request to move the line on my 15K Hilton Card to a Diamond Preferred card. The CSR said it was OK to move between thos cards. I first tried to move the line to a Professional card but she said that cannot be done. Hopefully my reallocation will go through.

I think you might be waiting a long time. I got a CITI Hh Signature card as part of my AoR, Got a nice line of $50k but then found they don't report CL. I tried to reallocate to my CITI Diamond card and at first was told I could. Then I was told you cannot reallocate from any Hilton card. So in the end I had them downgrade the Hilton Signature card to a Platinum, which then reported the CL


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I just logged back into my online account and the reallocation is showing up. New line on my DP card and my Hilton card is now closed. That did not take long at all. Time to do another BT.

scott1961 said:mrBIGgmd said:I submitted a request to move the line on my 15K Hilton Card to a Diamond Preferred card. The CSR said it was OK to move between thos cards. I first tried to move the line to a Professional card but she said that cannot be done. Hopefully my reallocation will go through.

I think you might be waiting a long time. I got a CITI Hh Signature card as part of my AoR, Got a nice line of $50k but then found they don't report CL. I tried to reallocate to my CITI Diamond card and at first was told I could. Then I was told you cannot reallocate from any Hilton card. So in the end I had them downgrade the Hilton Signature card to a Platinum, which then reported the CL


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mrBIGgmd said:I just logged back into my online account and the reallocation is showing up. New line on my DP card and my Hilton card is now closed. That did not take long at all. Time to do another BT.


I tried along with others about 6 months ago and none of us could get it done. Was yours a Signature card? Maybe I should try again with my now regular Hilton card. Could you tell me what number you called to get this done? Thanks in advance


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I was able to reallocate Discover Get More (aka Platinum) to Discover Miles.

Call 1: No way, that is impossible.
Call 2: Sure, I just did it....(2 days later nothing had happened)
Call 3: Sure, I just did it (and I could tell online instantly)

CSR #2 claimed in order to remain "Platinum" I had to maintain at least $5,000. I didn't care if I lost my platinum status but I didn't want to argue.

CSR #3 did in fact knock my Platinum below $5K but without doing a hard pull determined that I shouldn't have more than $20K on my Miles card. My Miles card is my oldest of all cards so I didn't push, $20K will do for now.

The Discover Miles card is heavily used and the Platinum was never used. Not sure if that contributed to them letting me do it or not.

Message edited by: ScootyPuffSr on 2007-05-11 09:08:39 CDT
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mrBIGgmd said:I submitted a request to move the line on my 15K Hilton Card to a Diamond Preferred card. The CSR said it was OK to move between thos cards. I first tried to move the line to a Professional card but she said that cannot be done. Hopefully my reallocation will go through.


Sounds similar to my situation. Best of luck. It's interesting some reps say you can't do it and won't even try, some say you can but in the end it doesn't go through, and in some cases it seems like people have reported reallocations that shouldn't have gone through have.

In my case I would say that it just wasn't going to happen, given that my CSR submitted the request and I gave it a week. In the end it's no loss to me since I got my 15,000 bonus Hilton Honors points, a $15,000 new line of credit and was able to transfer that line to my existing Citi lines. I actually had no need for the Hilton Card itself.


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scott1961 said:mrBIGgmd said:I just logged back into my online account and the reallocation is showing up. New line on my DP card and my Hilton card is now closed. That did not take long at all. Time to do another BT.


I tried along with others about 6 months ago and none of us could get it done. Was yours a Signature card? Maybe I should try again with my now regular Hilton card. Could you tell me what number you called to get this done? Thanks in advance


I called 1-888-977-6687. Yes it was a signature card.


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New and even more interesting situation than the one with Citi I just posted...


I just applied and was accepted for a BofA Star Wars MC; this was the 30th card applied for in my AOR and I feel fortunate to have gotten it. I called last night and worked with a very nice, yet very inexperienced American CSR. She asked and I said I was going to do a BT so a commission on her side was probably a factor in the time she spent on me.

1. Starting out (all cards BofA):
Star Wars - $5,000
AMEX - $8,000
Platinum Plus (PP) Visa - $25,000
PP MC - $15,000
Total amount of credit - $53,000

2. After trying to reallocate most to Star Wars card:
AMEX - $500
PP MC - $1,000
PP Visa - $25,000
Star Wars - $26,500

Seemed to be a problem moving $24,500 from the PP Visa. Her computer was giving her major problems and she put me on hold 15 minutes. After coming back she apologizes and says it kept giving her an error (we discuss the fact that it might have been because the minimum limit on a PP Visa might be $1,000). She acts as if its all complete and is about ready to do the BT.

3. After second attempt to move $24,500 from PP Visa
Star Wars - $31,500
PP Visa - unknown...on my screen it still says $25,000, I can tell that on her end she thinks some of this line has been moved

I go on hold again. 10 minutes later she's back explaining that $50,000 is the max limit. I say ok, then can we just transfer enough to get it to around $50,000. On hold for 5 more minutes. After coming back I was pleasantly surprised.

4. Final State after all reallocation complete:
AMEX - $500
PP MC - $1,000
PP Visa - $5,500
Star Wars - $50,000
Total amount of credit - $57,000

Somehow, at the end of it I was given $4,000 in extra credit. No complaints from me. To top it off, a BT to my checking account in now en route.

Moral of the story (as I take it), if you want to try something with BofA, try it. Lately they've been very liberal with their credit line increases and seem to have no care about reallocating relatively large amounts of credit.

Message edited by: Dman081 on 2007-05-11 10:32:10 CDT
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mrBIGgmd said:

I called 1-888-977-6687. Yes it was a signature card.

Thank you. Called that number and 5 minutes later Hilton showed as closed and Diamond card CL increased by $50k. Not sure why they would not do this in the past. Now need to hit the CLI button and try and add another $100k card


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Anybody know the minimum credit line necessary to keep a citibank card open? I will be calling a couple of minutes to continue consolidating lines.

Also, my experience is that you cannot move the citi Hilton credit line.

Message edited by: retire35 on 2007-05-12 11:19:30 CDT
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retire35 said:.

Also, my experience is that you cannot move the citi Hilton credit line.

I just did it with one quick phone call. One other thing I noticed was in the past I could not get my Hilton account thru regular CITI logon page, now I can. So looks like they now have them connected


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Citi told me they could move the line, but never did it. Is your line changed?


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retire35 said:Citi told me they could move the line, but never did it. Is your line changed?
Yes, As soon as I got off the phone I logged into my account and the Hilton line was moved to my Diamond card. Just call this number 1-888-977-6687


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I just tried again to move the Citi Hilton account line. It worked per the CSR, but I still don't see it online.


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Piece of cake ... 20K moved from Citi Hilton to my Diamond AMEX in minutes and showed online immediately. I think it depends on how good a CSR you happen to connect to.

EDIT: Clarified as Hilton -> Diamond

Message edited by: greatpgmr on 2007-05-12 20:35:06 CDT
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I too got shot down on a HHonors reallocation a week or two ago. Will call and try again once this month's payment goes through.

Also tried to do Professional to Personal. Got told no way twice. Has anyone had any luck with this?

Tried both times to do professional to business, got told no the first time, yes the second time.

Also called Business and asked to reallocate to personal, got told sure give me the account number. After a week of it not going through I've been told they see no record of that request and you aren't allowed to do that, but offered to move it to my Professional card. I may move the CL back to help utilization and keep trying Professional to Personal reallocation. Kind of stinks because I have about $45k in CL between 2 business cards and professional, and no real ability to use them (no BT offers, I had one on professional but it just ended). I guess next AOR I'll be sure to apply for a professional or business with a BT offer.


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I tried Citi Home Rebate to Diamond.

I was first told that it would go through, but never saw it online. I waited and called back, and was told the two are "not compatible" according to the CSR.

Message edited by: retire35 on 2007-05-13 03:48:50 CDT
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I had success with Citi mastercard to AMEX Diamond. It showed up online instantly.

Message edited by: retire35 on 2007-05-13 13:55:52 CDT
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scott1961 said:
I tried along with others about 6 months ago and none of us could get it done. Was yours a Signature card? Maybe I should try again with my now regular Hilton card. Could you tell me what number you called to get this done? Thanks in advance


Mine was a Signature. It did not go through, although I got a CSR to make an attempt.

Message edited by: Dman081 on 2007-05-13 20:14:48 CDT
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I had a hard time moving credit lines around with Citi.

Success :

Citi Mastercard to AMEX Diamond

Failed :

Hilton to AMEX Diamond
Home Rebate to AMEX Diamond
Platinum Select Mastercard to AMEX Diamond

Maybe I made the requests too close together. I have perfect record with Citi for 13 years, and no current balance.


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The time during which you made the requests would not matter. I generally do all reallocations I need on the same call. Last time with Citi I did 3.


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