Juniper Bank (issuer of the Frontier Airlines FF mi cards) allows the reallocation of credit limits from card to card. The first CSR was fairly clueless but a "supervisor" was able to help her with the transaction.

As an interesting tidbit which caused me to find out about credit limit reallocation:
Even though Juniper offers two Frontier Airlines-branded credit cards (a fee-free one that gives you 1 mi per $2 spent and a $50/yr card that gives you 1 mi per $1), there is NO way to upgrade the free card to the annual fee card. They are in effect treated as two completely seperate programs unlike Citibank where you can just call and upgrade from a Gold to a Platinum AA card by paying the annual fee difference).

Once I received my $50/yr Frontier card, there was no need for a "fee-free" card that gave me half as much miles so the were willing to transfer a portion (like 40%) of the credit limit from the free card to the annual-fee card. I guess the upside to this inconvenience was that I was able to get the initial signup offers for both cards

Why Frontier Airlines, you may ask? Besides the capacity-controlled tickets for 15K/mi vs. 25K (most other airlines), my favorite feature of Frontier is that you can exchange 2,500 miles for lift tickets at all Vail Resorts... including Vail... with no blackout dates.
-g

Supervisor now told me that Bankone/Firstusa allows reallocation, but NOT consolidation. I'll try soon to see...

Is that possible to reallocate and consolidate between personal and business card? Thank you.

Does anyone have experience with consolidation/reallocation of Capital One cards?

I have finally confirmed this. I paid off two personal AMEX credit cards and transferred 36.9K in CLs from my personal Blue and personal Delta cards to a new Platinum Business Credit Card (this is their newest credit product, not the old standby Platinum Business charge card). The CLs transferred within a few days and I am able to use the new CL on the business card.

Just curious if anyone knows, what is difference between Platinum Business Card and Business Management account (which I have) - they seem exactly the same on the website descriptions.

Second suggestion then, call them up and ask your friendly CapitalOne CSR. They should be able to deal with hypothetical situations even if you don't have the second card.

Hint: if every CSR you talk to responds with "Reallo-what?" there's a good chance it's not going to work.

I just had the same convoluted conversation with a CapitalOne CSR and I can confirm, they allow consolidation, but not reallocation of credit lines.

The CSR *did* inform me I had a 0% BT til April 2005 on my account, though. Heh. Guess I'm up to $135K in 0% BTs now.

Nope, I'm like you with only one CapitalOne card in hand, so I just asked about it and didn't necessarily do anything.

The CSR sounded really confused and so I essentially led him through the options, describing what I meant by reallocation (which AMEX, MBNA, Citi, and BankOne allow) and consolidation (which is the best that Chase and Bank of America can do). His response was that "we're like Chase...we can do that one".

I have no ideas about the implications of one credit line being a business CL and another being a personal CL. You might want to call midday for that one in hopes of getting a supervisor that might be able to help out.

Re: other CC providers:

A friend asked me about reallocation with Household, Providian, and Fleet this weekend and I had to confess I didn't know. I have a GM Card issued by Household, but will have to go back through the thread and see if Providian and Fleet are mentioned elsewhere. Anyone know?

mbaker4096 said:Nope, I'm like you with only one CapitalOne card in hand, so I just asked about it and didn't necessarily do anything.

The CSR sounded really confused and so I essentially led him through the options, describing what I meant by reallocation (which AMEX, MBNA, Citi, and BankOne allow) and consolidation (which is the best that Chase and Bank of America can do). His response was that "we're like Chase...we can do that one".

I have no ideas about the implications of one credit line being a business CL and another being a personal CL. You might want to call midday for that one in hopes of getting a supervisor that might be able to help out.

Re: other CC providers:

A friend asked me about reallocation with Household, Providian, and Fleet this weekend and I had to confess I didn't know. I have a GM Card issued by Household, but will have to go back through the thread and see if Providian and Fleet are mentioned elsewhere. Anyone know?

If CapOne allows consolidation, thats great news ... though I guess it'd mean my FICO might suffer since the business card won't appear on my credit report.... so my 7k CL would just vanish!
I reread the whole thread and though I thought I had read somewhere that household bank won't allow reallocation b/w their GM Card and platinum cards, I couldn't find it anywhere. Maybe it was from another thread. I think this thread needs to be updated by the OP to make it an easy reference.

apop said:Could somebody tell me how long will it take to finish the transfer?

Yes. The CSRs have the best answer.