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HouseHold Bank Cash Back Rewards Card 2% Archived From: Finance

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alert mods    

This card is for invitation only.

As many people received the second round of invitations recently. I update OP to reflect this

The original invitations in March gives phone # 1-800-458-5189 to apply, new invitation in Nov is 1-800-819-5965

In Oct. they changed the term, so that we do not need to call 1-800-799-2329 for redemption, the customer service phone # 1-800-477-6000 will handle this.

Update1:
And I just noticed the rebate information is available online and by call 1-800-477-6000, you can make redemption online and by phone too.


This card is falt 2% Cash Back on all purchase. My card doesn't mention the cap and I haven't received mails about changes yet, but new invitation is saying the annual cap is $400

The rebate check come back slow, you should expect to wait for about 4 weeks. But it will come, I have received 3 checks already.

Update2:
Waa, I received my rebate check, it is truly unexpected, great Xmas gift for myself. Used their online system to request check on 12/12, it is mailed on 12/17, and received on 12/23. Faster than before. And the Check under the title of "Union Plus Cash Rewards Program", I nearly throw the envelop away.

Requested another check on 1/1/05 for both Citi Dividend and Household, Citi arrived on 01/10, Household arrived on 01/12.


Fine print:

You earn 2% Cash Back on purchases you make with your household Bank Cash Back Rewards Card redeemable in $25 increments. There are no limits to the amount of Cash Back rewards you can acquire within an account year. Unless used or terminated, Cash Back rewards will expire on December 31st of the fifth year following the year in which the rewards were earned. Use of the household Bank Cash Back Rewards Card is subject to the household Bank Cash Back Rewards Program Rules and Conditions which will be supplied to all new cardmembers. household Bank reserves the right to change the Program Rules and Conditions.

IMHO, it is OK card and worth to apply for.


Can I apply without first receiving an invitation?: Possibly!

As of late February '06, two users have received the 2% card in conjunction with approved applications for the Best_Buy store credit card. One of these cards was the Platinum version while the other was the Gold variety.

The BB store credit card application forms have an additional HSBC card that is not specifically identified so there is some chance the card issued will not be the 2% variety. Thus far, the only invitation free issuances reported have been the result of B&M applications.

03/17/2006 - A third member has reported that the B&M application did not cause issuance of the 2% card.

04/04/2006 - A fourth member tested the B&M application, but received a card without the 2% program.

----

There is also an online application which has yet to be proven to have any 2% card issuance potential. None of the online applicants have received a 2% card. As of 03/17/2006, four members are known to have tried.

----

All of the secondary cards issued seem to include a $25 BB gift card benefit that is issued after the first purchase.

Message edited by: itsausername on 2006-04-05 00:24:39 CDT
alert mods    

ewww...household!

have a phone # listed in the solicitation or website?

annual cap on rewards?


alert mods    

SUCKISSTAPLES said:

<< ewww...household!

have a phone # listed in the solicitation or website?

annual cap on rewards?
>>

it is 1-800-458-5189 householdbank.com/applynow

the letter has an acceptance code on it.

The letter says no caps/year


alert mods    

looks like you need the acceptance code from the letter. I didn't find any mention of a general 2% product from Household anywhere else.


alert mods    

sounds like a great card to me. best one in a long long long time, in fact. heck, better than FBB (and no one, not household or anyone else, can be worse than Farm Bureau Bank) hope they invite me!

maybe the > 1% cards are not dead after all ...


alert mods    

CornHusker said:

<< Just received one pre-selected letter about this card.

2% Cash Back, Everything, Everytime.

0% APR Purchase and BT for 6 months

Reward is redeemablein $25 increments, expired after 5 years

Not seeing other requirement. Normal APR is little bit higher (14.74%), and BT or CA fee is 5%

Anyone has experience with Household Bank? any good?
>>


When I called Household Bank about the 2% offer, the CSR laughed, saying that no such Mastercard exists, and that it never will.

Has anyone else received an offer for a Household Bank Mastercard with 2% cash back?


alert mods    

CornHusker,

Do you mind scanning the letter, blurring out personal information?


alert mods    

it is true, i have no scanner by hand, sooooo

i just received it yesterday...


alert mods    

CornHusker said:

<< it is true, i have no scanner by hand, sooooo

i just received it yesterday...
>>

Thanks for the info -- but could you give a little more? Could you please at least post the name of the card ("Household Cash Rewards" or whatever)? Fine print details (annual caps, etc) of course would alos be appreciated, if you have time. Thanks.


alert mods    

Household MC and rewards? What an oxymoron. Just doesn't fit.


alert mods    

As a wannabe bookie, I'm now taking in bets for how long this card will last, assuming it does exist.


alert mods    

Can anyone confirm or deny the existence of a such a card.


alert mods    

MarkM said:

<< CornHusker said:

<< it is true, i have no scanner by hand, sooooo

i just received it yesterday...
>>

Thanks for the info -- but could you give a little more? Could you please at least post the name of the card ("Household Cash Rewards" or whatever)? Fine print details (annual caps, etc) of course would alos be appreciated, if you have time. Thanks.
>>

I think I have stated the things you asked before

The card is named HouseHold Bank Cash Back Rewards Card
no annual caps.

Fine print:

You earn 2% cash back on purchases you make with your Household Bank Cash Back Rewards Card redeemable in $25 increments. There are no limits to the amount of cash back rewards you can acquire within an account year. Unless used or terminated, cash back rewards will expire on December 31st of the fifth year following the year in which the rewards were earned. Use of the Household Bank Cash Back Rewards Card is subject to the Household Bank Cash Back Rewards Program Rules and Conditions which will be supplied to all new cardmembers. Household Bank reserves the right to change the Program Rules and Conditions.

Automatic auto rental insurance, extended warranty protection, emergency travel assistance, automatic travel insurance and more

Certain restrictions, limitations and exclusions apply, and benefits may not be available in every state. Coverage is underwritten and adminstered by companies not affiliated with MasterCard or Household Bank. Full details about these programs will be provied when you cecome a cardmember.


alert mods    

UPDATE: I just spent 30 mins on the phone with Household Bank.

It turns out that the card DOES exist.

But it looks like the marketing campaign won't start for about another 2 weeks. (brand-new program).


alert mods    

Is it open to everyone? It sounds too good to be true. There must be a hitch.


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Clocks said:

<< Is it open to everyone? It sounds too good to be true. There must be a hitch. >>


I bet it will be discontinued in about a year----another bait and switch.


alert mods    

I think my GM Card is through Household. I wonder if they will let me switch.


alert mods    

Clocks said:

<< I think my GM Card is through Household. I wonder if they will let me switch. >>


I asked. The rep. said "no." But it might change to a "yes." Household is anything but consistent.


alert mods    

thepragmatist said:

<<
I bet it will be discontinued in about a year----another bait and switch.
>>

Heres whats going to happen:

1. They roll out the card
2. Every FW member and lurker starts charging up the max every month to get rewards but never carrying a balance to pay interest.
3. They see the rewards program is costing them a LOT more than anticipated.
4. They kill the program within months.


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