HouseHold Bank Cash Back Rewards Card 2%

This card is for invitation only.

As many people received the second round of invitations recently. I update OP to reflect this

The original invitations in March gives phone # 1-800-458-5189 to apply, new invitation in Nov is 1-800-819-5965

In Oct. they changed the term, so that we do not need to call 1-800-799-2329 for redemption, the customer service phone # 1-800-477-6000 will handle this.

Update1:
And I just noticed the rebate information is available online and by call 1-800-477-6000, you can make redemption online and by phone too.


This card is falt 2% Cash Back on all purchase. My card doesn't mention the cap and I haven't received mails about changes yet, but new invitation is saying the annual cap is $400

The rebate check come back slow, you should expect to wait for about 4 weeks. But it will come, I have received 3 checks already.

Update2:
Waa, I received my rebate check, it is truly unexpected, great Xmas gift for myself. Used their online system to request check on 12/12, it is mailed on 12/17, and received on 12/23. Faster than before. And the Check under the title of "Union Plus Cash Rewards Program", I nearly throw the envelop away.

Requested another check on 1/1/05 for both Citi Dividend and Household, Citi arrived on 01/10, Household arrived on 01/12.


Fine print:

You earn 2% Cash Back on purchases you make with your household Bank Cash Back Rewards Card redeemable in $25 increments. There are no limits to the amount of Cash Back rewards you can acquire within an account year. Unless used or terminated, Cash Back rewards will expire on December 31st of the fifth year following the year in which the rewards were earned. Use of the household Bank Cash Back Rewards Card is subject to the household Bank Cash Back Rewards Program Rules and Conditions which will be supplied to all new cardmembers. household Bank reserves the right to change the Program Rules and Conditions.

IMHO, it is OK card and worth to apply for.

ewww...household!

have a phone # listed in the solicitation or website?

annual cap on rewards?

looks like you need the acceptance code from the letter. I didn't find any mention of a general 2% product from Household anywhere else.

CornHusker said:

<< Just received one pre-selected letter about this card.

2% Cash Back, Everything, Everytime.

0% APR Purchase and BT for 6 months

Reward is redeemablein $25 increments, expired after 5 years

Not seeing other requirement. Normal APR is little bit higher (14.74%), and BT or CA fee is 5%

Anyone has experience with Household Bank? any good? >>

When I called Household Bank about the 2% offer, the CSR laughed, saying that no such Mastercard exists, and that it never will.

Has anyone else received an offer for a Household Bank Mastercard with 2% cash back?

it is true, i have no scanner by hand, sooooo

i just received it yesterday...

Household MC and rewards? What an oxymoron. Just doesn't fit.

Can anyone confirm or deny the existence of a such a card.

UPDATE: I just spent 30 mins on the phone with Household Bank.

It turns out that the card DOES exist.

But it looks like the marketing campaign won't start for about another 2 weeks. (brand-new program).

Clocks said:

<< Is it open to everyone? It sounds too good to be true. There must be a hitch. >>

I bet it will be discontinued in about a year----another bait and switch.

Clocks said:

<< I think my GM Card is through Household. I wonder if they will let me switch. >>

I asked. The rep. said "no." But it might change to a "yes." Household is anything but consistent.

SUCKISSTAPLES said:

<< thepragmatist said:

<<
I bet it will be discontinued in about a year----another bait and switch. >>

Heres whats going to happen:

1. They roll out the card
2. Every FW member and lurker starts charging up the max every month to get rewards but never carrying a balance to pay interest.
3. They see the rewards program is costing them a LOT more than anticipated.
4. They kill the program within months. >>

I would think they should know better and anticipate that happening.

Thanks CornHusker!

SIS I absolutely agree with you. A non-tiered, uncapped, straight 2% reward that is open to everyone (as opposed to i.e. Advanta) will get so many high-spender from all Finance and FF boards that it erases the profits.

Advanta, old program, at least limited the applicants to business owners.

FYI: ATT 5% reward is back -- promotion good until Sept 2004. See
ATT Link

Citi Platinum 5% reward on supermarket, gas and drug purchase until March 2005

http://www.fatwallet.com/forums/messageview.php?start=0&catid=52&threadid=285763

Link

Edit: Thanks to mr bean for pointing out the wrong link.

How long did Farm Bureau and Principal Bank CC last?
FBB was pretty long, at least more than one year.
PB visa is extremely short, only 3 months.

2% everything, no cap is sweeeeeet.

yekim54 said:

<< 4. They kill the program within months.

I say the program will last at least a year, so get the card and load up while you can. >>

I assume he referred to the reward-earning BT.

Anyone else get this offer in the mail?

Update bump

Couple of weeks until what? Is that when you get the card, or is that when they officially start to offer it?

Clocks said:

<< Anyone else get this offer in the mail? >>

Just got it today.

hsbc 2% flat approved yesterday $5000 limit.