Certainly saw no problem with your post. Reminds me of tattletales at grade school who are jealous of individuals who are interested in hard work and succeeding in achieving their goals and saving -- even if it is slow and steady. When my husband's company down-sized in sept 01, he was unemployed for 1 1/2 years (59 years old.) I have never been wasteful, but I discovered how much can really be saved by closely watching your expenses and tracking your spending. I am not cheap, but very aware of the money I spend and take advantage of ways to save.

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If the mods want to exercise their jobs in a more meaningful manner they should check out the posts where the posters are discussing the recon braun electric razor at Amazon and discuss the returned razors have probably been used to shave their "pubs" ... now that is offensive.

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Gee, I made 1500 in the last year on ATT rewards alone and more than few thousand before that on other cards over the years . If you're only making a few $ a month you're not following the FW mantra.

MarkM - thanks for your efforts in cleaning up the thread. Let's try to stay on topic, thanks.

I didn't see an obvious download option, but I don't use those programs so I didn't look too hard. Overall, I'd say my only complaint with the new system is their annoying security system, which keeps making me change my password every 3-4 months or so. And it remembers the old ones and won't let you use those either. Oh well, if xxxxxxx is secure, I bet xxxxxxx01, xxxxxxx02, etc are just as secure .

The CostCo account is a Savings Money Market account, not a High Yield Savings account, so no checking accounts can be linked to it. The HYS account is currently offered online to everyone and pays 2.18% with a 2.20% yield. Are you early sign-ups still getting the 0.25% higher rate, almost 2.45% today ?

Ditto. I can confirm it's still 2.23% APR, 2.25% APY.

prozario said:can someone give some details about ease of use. How easy it is to link outside account, how many accoutns can i link? do i need to send check like ING, or is it simpler. The best is the etrade checking where you can just type in the info, and link in few mins - but they've lots of fee, and low interest rate.Easy to link. Up to four external account. Just give them the account number and type of account and then verify the amount of the transfers in and out of your account.

Just opened the Capital One HYS account, and I'm shocked at how primitive their website is compared to ING Direct. A company the size of Capital One with such an unprofessional interface, I'm almost afraid to transfer real money there. I opened the account with $1 to get the ball rolling, but I'm having second thoughts. They should be ashamed of themselves. I'll transfer a few more dollars in to see what happens.

mbaker4096 said:Easy to link. Up to four external account.Very easy, you dont have to send in a physical VOID check ala Virtual Bank or any amount check ala ING Direct. One bad thing is that during the first 30 days after opening a new account, online transfer deposits have a 10 business day hold. 6 days after that.