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Update on 6/21/08

Old info:

This post summarizes current bank sign-up bonuses I am aware of. I do not have time at the moment to reformat the links from BB format to Fuse Talk format.

After discussing this issue with FW admins, we reached a temporary solution that allows me to post a link to an external page with deal links while FatWallet tech wizards are taking care about a script to convert BB code to FuseTalk format. To make it possible, I removed information about Virtual Bank,PCBanker, and FirstIB referral programs as well as US Bank bonus from MoneyBB. I would like to thank everybody who supported this thread in the discussion on "FatWallet forum" (see the first update) and FatWallet admins for willingness to find a compromise solution.

The total amount of free cash that the bonus list allows to obtain is ~$5400.
This number does not take in account referral programs (that are excluded from the list), miles, gifts and the fact that many bonuses are state-specific. Also please keep in mind that you most likely will not be able to open more than four bank accounts per three months due to ChexSystems.

Bonuses from CUs, local offers, in-branch deals, etc), too old unconfirmed bonuses, expired bonuses were excluded from this list. However, the list still likely contains some restricted bonuses that I am not aware of (I do not have enough spare time to contact every bank to find out bonus/account eligibility terms). If you find a local (= not available nationwide) deal on the list, please let me know. I will clean and post a list of restricted bonuses later.


Each list is divided into two categories: (1) cash bonuses and (2) gift bonuses, bonus miles and misc.


Bank bonuses sorted by amount.


Nationwide bonuses for personal accounts


Nationwide bonuses for personal accounts

Cash bonuses.


Total amount of cash bonuses is $1620.00.
$200 bonus - Citibank : checking account, $1000 initial deposit, have direct deposit or use bill pay for 6 months; Exp. - 6/30/08
$200 bonus - Metropolitan National Bank : free checking account, direct deposit; Exp. - unknown
$175 bonus - NASA CU : Direct Deposit Checking, NASA Federal Visa Platinum with CURewards, eStatements; Exp. - 6/30/08
$150 bonus (16000 bonus ThankYou Points) - Citibank : open checking account, do direct deposit or use bill pay or check card; Exp. - 7/31/08
$125 bonus - Chase : Free Checking; Exp. - 7/31/08
$125 bonus - Chase : Free Checking, direct deposit; Exp. - 7/31/08
$100 Best Buy gift card (17K AA miles) - UFB Direct : checking, savings, etc; Exp. - unknown
$75 bonus - Bank of America : Checking Account; Exp. - 7/31/08
$75 or $42 bonus - America’s Credit Union : Checking Direct or Choice Checking account with Direct Deposit, can join through AUSA; Exp. - unknown
$50 bonus - HSBC bank : Premium Money Market Plus Savings account, $3000 initial deposit; Exp. - 07/31/08
$50 bonus - Franklin Templeton Bank & Trust : Classic Checking; Exp. - unknown
$50 bonus - Everbank : for closing a 4.51% checking account; Exp. - unknown
$50 bonus - Christian Community Credit Union : checking account, direct deposit; Exp. - unknown
$45 bonus - Principal Bank : direct deposit of $200 or more, use bill pay; Exp. - unknown
$25 bonus - ETrade : Complete Savings Account; Exp. - 6/25/08
$25 bonus - HSBC bank : Regular Savings Account, $500 initial deposit,automatic transfers of $10 or more from checking to savings account; Exp. - 07/31/08
$25 bonus and 6.01% APY - Salem Direct : eOne account with direct deposit; Exp. - unknown
$25 bonus - Principal Bank : direct deposit; Exp. - unknown
$25 bonus - GE : GE Interest Plus; Exp. - unknown
$25 bonus - MB Financial : checking account, automatic debit; Eligibility - local deal; Exp. - unknown



Miles, gifts and miscellaneous bonuses.


Free museum ticket - Bank of America : buy ticket with Bank of America credit card; Exp. - 4/5/09
3000 miles - Guaranty bank : account with direct deposit ; Exp. - unknown
Free hotel night - Everbank : checking account, Money Market Account, Certificate of Deposit; Exp. - unknown
2500 miles - Capital One : Rewards Money Market Account; Exp. - unknown
9000 AA miles or more - BankDirect : for Money Market, Checking, Bill Pay, Direct Deposit; Exp. - unknown



Local bonuses for personal accounts

Cash bonuses.

Total amount of cash bonuses is $7718.00.

$250 bonus - Consumers Credit Union : interest checking account with $5500 initial deposit; Exp. - unknown
$200 bonus - First Tennessee : Relationship First Checking and Relationship First Savings accounts $10,000 init deposit; Exp. - 7/31/08
$200 bonus - Mountain National Bank : Interest Bearing Checking Account with a recurring Direct Deposit; Exp. - unknown
$150 bonus - The Columbia Bank : open account, sign up for estatements, direct deposit; Exp. - unknown
$150 free gas card - Arlington bank : Premium Checking Account, direct deposit; Exp. - unknown
$135 bonus - First Dakota National Bank : First Dakota checking account, sign-up for account services; Exp. - unknown
$125 bonus - Tower Federal Credit Union : checking account with direct deposit; Exp. - 12/31/08
$125 bonus - WesBanco : open a checking account, direct deposit, sign up for e-statements, use your debit card; Exp. - unknown
$110 bonus - Liberty Bank : FREEdom checking with direct deposit; Exp. - 6/30/08
$101 bonus - Signal Financial FCU :checking account, direct deposit; Exp. - 6/30/08
$100 bonus (50,000 Visa Extras points) - Webster Bank : open checking account, 3 purchases with a check card, 3 bill payments; Eligibility - residents of CT, MA, NY and RI; Exp. - 6/30/08
$100 bonus - First Tennessee Bank : checking account; Exp. - 6/30/08
$100 bonus - Bank Mutual : direct deposit checking account, regular savings account; Exp. - 6/30/08
$100 free US savings bond - Trustco Bank : checking account with direct deposit; Exp. - 7/5/08
$100 bonus - American Eagle Credit Union : new checking account with a Visa Check Card, direct deposit, $25 for enrolling in bill pay & paying 3 bills, $25 for doing all three; Exp. - 12/31/08
$100 bonus - State Investors Bank : new checking account, direct deposits; Exp. - unknown
$100 bonus - Somerset Federal Credit Union : enroll in online banking and use bill payment for three months; Exp. - unknown
$100 bonus - Signature Bank : direct deposit, bill pay; Exp. - unknown
$100 bonus - Pacific Community CU : checking, direct deposit, bill payments; Exp, - unknown
$100 bonus - Midwest bank : a personal checking account and a Relationship Savings account; Exp. - unknown
$100 bonus - Mid Hudson Valley Federal Credit Union : checking, direct deposit, Visa debit card, eStatements; Exp. - unknown
$100 bonus - Meriwest Credit Union : new checking account, monthly Direct Deposit of $500.00 or more; Exp. - unknown
$100 bonus - Meriwest CU : sign-up for direct deposit, online bill pay; Exp. - unknown
$100 bonus - Marquette Bank : checking account, direct deposit, bill payment; Eligibility - in-branch deal; Exp. - unknown
$100 bonus - M&T bank : Direct Checking, Classic Checking With Interest, Select or Select With Interest, direct deposit; Exp. - unknown
$100 bonus - Lakeland bank : checking account with direct deposit; Eligibility - in branch; Exp. - unknown
$100 bonus - Holyoke Credit Union : checking account with direct deposit; Exp. - unknown
$100 bonus - Hagerstown Trust Company : use Simply Switch to open an account; Exp. - unknown
$100 bonus - Guaranty Bank : Checking account; Exp. - unknown
$100 Visa gift card - FirstBank & Trust : checking account; Exp. - unknown
$100 bonus - FNB Bank : use switch kit to open an account, direct deposit, apply for credit card; Exp. - unknown
$100 bonus - Delaware National Bank : use Simply Switch to open an account; Exp. - unknown
$100 bonus - Community 1 FCU : checking account, Convenience Services; Exp. - unknown
$100 bonus - Citizens State Bank : Citizens Elite checking accounts with direct deposit; Exp. - unknown
$100 bonus - California Coast credit union : checking account with direct deposit; Exp. - unknown
$100 bonus - BrightStar Credit Union : checking account; Exp. - unknown
$100 bonus - BestBank : checking account; Exp. - unknown
$95 bonus - Commerce Bank : checking, try banking services; Exp. - unknown
$77 bonus - Century Bank : checking account; Exp. - unknown
$77 bonus - MIDFLORIDA Federal Credit Union : new checking account, keep min $100 balance for 77 days; Exp. - unknown
$75 bonus - Credit Union of Johnson County : open checking account, set-up direct deposit, bill payer and eStatements; Exp. - 6/30/08
$75 bonus - Guaranty bank : Free & Easy Checking, deposit Economic Stimulus check, one deposit per month until December 31st 2008; Exp. - 7/31/08
$75 bonus - CommunityAmerica Credit Union : checking, direct deposit; Exp. - 8/31/08
$75 bonus - Community Bank of Dupage : Free Checking Account with direct deposit; Exp. - 12/31/08
$75 bonus - New York Community Bank : All-In-One accounts; Eligibility - in branch; Exp. - unknown
$75 bonus - MidSouth Bank : open checking and savings account with EasyMove service; Eligibility - TN residents, in branch; Exp. - unknown
$75 Bonus - First Savings Bank Hegewisch : $250 Deposit (Extra $25 Bonus with DD Sign-Up); Exp. - unknown
$75 bonus - BELCO CU : checking account with direct deposit; Exp. - unknown
$55 bonus - Prosper Bank : Money Market account; Exp. - unknown
$53 Dollar Instant Bonus - Fifth Third Bank : Must Open Checking and Savings; Eligibility - Richmond, Kentucky Branch on the Bypass; Exp. - unknown
$50 Visa Gift Card - SunTrust : checking account, make a purchase with SunTrust Visa Check Card; Exp. - 6/30/08
$50 bonus - One United bank : direct deposit or debit card transactions; Exp. - 6/30/08
$50 rebate - Dollar bank : open FreeMONEY checking account, make purchases with a debit card; Exp. - 6/30/08
$50 bonus - Fidelity Bank : Free Checking Account; Exp. - 7/6/08
$50 Lowe's gift card - National Bank Of Kansas City : open a checking account; Exp. - 7/19/08
$50 bonus - Texans Credit Union : checking account, direct deposit; Exp. - 12/31/08
$50 bonus - Western Springs National Bank and Trust : for direct deposit; Eligibility - in branch; Exp. - unknown
$50 Bonus - Wave Federal Credit Union : Checking Account; Exp. - unknown
$50 bonus - Village Bank : direct deposit; State : Minnesota; Expiration - unknown
$50 bonus - Toledo Area Community CU : new checking with direct deposit; Exp. - unknown
$50 for unused checks from your current bank - THE National Bank : Totally Free Business Checking; Exp. - unknown
$50 free gas card - TCF bank : new checking account, direct deposit; Exp. - unknown
$50 bonus - Somerset Savings NJ : checking account; Eligibility - in branch; Exp. - unknown
$50 bonus - SECNY CU : checking + check card; Exp. - unknown
$50 bonus - OmniAmerican Bank : checking account, direct deposit, a VISA Check card and Omni E-Banking; Exp. - unknown
$50 bonus - Old Second bank : sign up for Money Connection; Exp. - unknown
$50 bonus - NewAlliance Bank : Checking accounts; Exp. - unknown
$50 bonus - New Alliance bank : savings and checking; Exp. - unknown
$50 bonus - NVE bank : checking with direct deposit; Eligibility - NJ residents; in branch; Exp. - unknown
$50 bonus - NJM bank : Free Access checkig, Advantage checking; Eligibility - NJ residents only; Exp. - unknown
$50 bonus - Mt. Washington Bank : using bill payment; Exp. - unknown
$50 bonus - MidFirst Credit Union : checking account with direct deposit and MidFirst Visa Platinum; Exp. - unknown
$50 bonus - Meriwest Credit Union : first checking account with direct deposit; Exp. - unknown
$50 gas card - MIDFLORIDA Federal Credit Union : new free checking with $500 init deposit; Exp. - unknown
$50 bonus - M&T bank : M&T Select or M&T Select With Interest checking; Exp. - unknown
$50 bonus - Liberty Bank : new checking account, initial deposit, direct deposit; Exp. - unknown
$50 bonus - Inland Bank and Trust : FREE Checking Account with Direct Deposit; Exp. - unknown
$50 bonus - First Security National Bank : checking account with online banking, bill pay or direct deposit; Exp. - unknown
$50 bonus - First Federal Bank : checking account with direct deposit; Eligibility - local deal; Exp. - unknown
$50 bonus - First County Bank : 50 bill payments; Eligibility - CT residents; Exp. - unknown
$50 bonus - First Charter bank : free checking account; Eligibility - NC residents; Exp. - unknown
$50 bonus - Empire Affiliates Credit Union : checking account with direct deposit; Eligibility - Ashland, Richland, Wayne, and Tuscarawas counties of Ohio; Exp. - unknown
$50 Pizza gift certificate - Edens bank : Free Checking Account; Exp. - unknown
$50 bonus - City National Bank of W. Virginia : free checking account with direct deposit; States : WV, KY, OH; Exp. - unknown
$50 gift card - Citadel Federal Credit Union : FREE Checking or STAR Checking or Premiere Checking; Exp. - unknown
$50 bonus - Cardinal Community Credit Union : Premier or Classic Checking Account; Exp. - unknown
$50 free gift card - Ballston Spa National Bank : open checking and savings account; Exp. - unknown
$50 bonus - Astoria Federal bank : direct deposit; Exp. - unknown
$50 bonus - American Eagle : checking; Exp. - unknown
$50 bonus - AmeriCU : checking, direct deposit; Eligibility - limited; Exp. - unknown
$50 bonus - AmTrust Bank : checking account, direct deposit, debit card, online bill pay; Exp. - unknown
$50 bonus - 1st United Services Credit Union : 1st Interest Checking Account and 1st Interest Money Market Account; Exp. - unknown
$50 bonus - First Security Bank : Simply Free Checking account with direct deposit; Exp. - unknown
$50 bonus - First Federal Savings Bank : Heritage Money Market Checking Account, $10K init. deposit; Exp. - unknown
$40 bonus - BB&T : free checking, submit your receipts for everyday purchases; Exp. - unknown
$30 bonus - Atlantic Stewardship Bank : MasterMoney Debit Card, Direct Deposit; Exp. - unknown
$25 bonus - Atlantic Stewardship Bank : enroll as a new Bill Pay user and make 10 bill payments; Exp. - 6/30/08
$25 free Exxon Mobil gas card - Provident Bank : Totally Free, Regular, Interest or Platinum Checking accounts; Exp. - 7/17/08
$25 for old checks - Integra Bank : checking account; Exp - unknown
$25 bonus - Embassy Bank : Personal Checking Account; Exp. - unknown
$25 bonus - Compass Bank : Checking account; Exp. - unknown
$25 bonus - Cascade bank : new checking account, unused checks from another bank; Exp. - unknown
$25 bonus - Butler bank : direct deposit; Exp. - unknown
$25 bonus - BankAtlantic : bring unused checks from your former bank; Exp. - unknown
$25 bonus - Amboy Bank : direct deposit; Exp. - unknown
$20 bonus - Hills Bank and Trust Company : checking or savings account; Exp. - 12/31/08


Miles, gifts and miscellaneous bonuses.

Free iPod Nano - Bank of North Georgia : Signature Free Checking Account, make three Bill Pay payments; Exp. - 6/20/08
Free iPod shuffle - Compass bank : personal checking account; Exp. - 06/30/08
Free Garmin Nuvi 200 - Bryn Mawr Trust : checking account, two direct deposits; Exp. - 6/30/08
Free round trip ticket for Continental Airlines (21,000 miles) - Chase : checking account with direct deposit, Continental Airlines Preferred Banking Card; Exp. - 12/31/08
Free 1 year safe deposit box rental - Denali State Bank : checking or savings account; Eligibility - apply in Chena Pump branch; Exp. - unknown
iPod nano - Central Pacific Bank : checking account, $10,000 opening deposit; Exp. - unknown
Free iPod nano or portable DVD player - American Trust : checking account, direct deposit; Exp. - unknown
Free Quicken 2007 Premier - Affinity Bank : checking account, direct deposit; Exp. - unknown
3,000 miles - Alliance Bank : Alliance Rewards account with direct deposit; Exp. - unknown




Professional bonuses for personal accounts

Cash bonuses.

Total amount of cash bonuses is $270.00.

$50 bonus - Liberty Bank : Free 4 All student checking account; Exp. - unknown
$50 bonus - Capital One : Money Market account or CD, for Executive Costco members only; Exp. - unknown
$25 free iTunes card - Sovereign : Free Student Checking account; Exp. - 6/30/08
$25 bonus - First Bank & Trust : First Class Student Checking; Exp. - unknown


Miles, gifts and miscellaneous bonuses.
Free 4GB iPod nano - Key Bank : Student Checking Account; Exp. - 8/29/08



Bonuses for business accounts

Cash bonuses.

Total amount of cash bonuses is $925.00.

Total amount of cash bonuses is $1975.00.
$500 bonus - BankRI : Business First, Business Plus and BusinessMAX checking accounts; Exp. - unknown
$300 Cash Bonus - PNC Bank : Business Checking Account and Merchant Services Account; Exp. - 07/31/08

$250 bonus - Fox Chase Bank : Business Checking, Commercial Checking Bonuses, use bank services; Exp. - 7/15/08
$200 bonus - Metropolitan National Bank : Business Money Market Account; Exp. - unknown
$120 in bonuses - Bank of America : business credit account, new business savings, Visa Business Check Card; Exp. - 6/30/08
$100 bonus (50,000 Visa Extras points) - Webster Bank : open business checking account, 3 purchases with a check card, 3 bill payments; Eligibility - residents of CT, MA, NY and RI; Exp. - 6/30/08
$100 gift card - Sovereign Bank : Business Checking Plus and Business Cash Management Checking, Business Gold Rewards Card account; Exp. - unknown
$100 bonus - Parkway bank : business checking; Exp. - unknown
$100 Credit on First Order of Checks, Deposit Slips, and Endorsement Stamps - Guaranty Bond Bank : Free Business Checking; Exp - unknown
$75 bonus to order checks - Lasalle Bank : business checking; Exp. - unknown
$75 bonus - Hancock Bank : small business checking account and new personal checking account; Exp. - unknown
$50 SunTrust Visa® Gift Card - SunTrust : Business Checking Account; Exp. - 06/30/08
$50 bonus - Christian Community Credit Union : business checking account with direct deposit; Exp. - unknown
$50 for new checks - CapStone Bank : business checking; Exp. - unknown
$25 bonus - BankAtlantic : bring unused checks from your former bank; Exp. - unknown

Miles, gifts and miscellaneous bonuses.

Free check scanner - PNC bank : DepositNow service; Exp. - 6/31/08

Member Summary
Most Recent Posts
I have satisfied the DD requirement with a scheduled monthly transfer from my HSBC account. I transfer in $10 on the 10... (more)

joemama15 (Feb. 11, 2009 @ 11:12p) |

On bonuses in general - are they usually only given out when a new banking or credit card product is first introduced? ... (more)

uly (Feb. 28, 2009 @ 7:53a) |

BofA is offering $50 to open new checking account in person. Sorry no link, just saw flyers at a branch. No promo code n... (more)

americano (Mar. 10, 2009 @ 12:10p) |


Great!
Thanks!!!

Thanks. This was Extremely helpful.

Great job, and perfect timing. My buddy, who I introduced to fatwallet, and I were just getting ready to do a full round of signups.....thanks for the updated one.

thanks for the future updates

Thanks. Very helpful.

great job. thank OP

awesome, and since I have my own business and handle my own payroll, I can easily make Direct Deposits to myself. Costs me $1, but worth it for the deals.

This is a high quality, hard work thread. Deserves kudos----z

Superb work OP!! Keep it up and thanks

Thanks. Outstanding work!!!!

Free DVD player from Integra Bank for 4 bill payments or direct deposit.

http://www.integrabank.com/take2.html

Limited time offer. Limit one DVD player and movie per household. Free gift offer not available in combination with any other offer; applies only to new personal checking accounts opened with money not on deposit at Integra Bank. Initial $50 deposit required to open any Integra checking. All new accounts are subject to bank approval. DVD player will be awarded after two direct deposits have occurred (or) after 4 online bill payments have been made for two consecutive months. Direct deposits (or) online bill payments must have posted to your account within 90 days from account opening to receive DVD player. DVD titles subject to change. Allow 2-3 weeks for delivery of DVD movies. © 2004 Universal Studios. All Rights Reserved.

Just curious, but how are these reported for tax purposes? On a 1099-INT?

Thanks OP! This is a very useful list.

Do these banks charge any fees for closing the account, or is there any other impact of closing Checking accounts like on Credit Scores etc. I can also open an account take advantage of the offers and close the account after i have recd everything, which would be typically in about 6 months.

cheezedawg said: Just curious, but how are these reported for tax purposes? On a 1099-INT?

In most cases, yes. But this may depend on a bank. For example, Bank of America apparently did not report (expired) $125 bonuses to IRS

sanxxx said: Do these banks charge any fees for closing the account, or is there any other impact of closing Checking accounts like on Credit Scores etc.

If you open accounts in more than three banks (e.g. four) within a three month period, you may have trouble opening an account in another (e.g. fifth) bank because of ChexSystem.

If you open an account in a bank that makes a hard inquiry of your credit history to open a checking/savings account, such a inquiry may decrease your credit score.

Most banks I am aware of charge an early account termination fee. You should contact a bank of your interest to find info about such a fee.

Another question. Is the transfer from ING to any of these banks constitutes direct deposit for the purpose of getting the Direct deposit bonus. or it has to be a salary deposit.

sanxxx said: Another question. Is the transfer from ING to any of these banks constitutes direct deposit for the purpose of getting the Direct deposit bonus. or it has to be a salary deposit.

It may depend on a bank. I was able to get a direct deposit bonus using an ACH transfer (via Cashedge/Yahoo Fund transfer) instead of salary deposit in all cases I tried (E*Trade, Bank of America, Charter One).

Thanks. I plan to do that with ETrade.

markber said: sanxxx said: Another question. Is the transfer from ING to any of these banks constitutes direct deposit for the purpose of getting the Direct deposit bonus. or it has to be a salary deposit.

It may depend on a bank. I was able to get a direct deposit bonus using an ACH transfer (via Cashedge/Yahoo Fund transfer) instead of salary deposit in all cases I tried (E*Trade, Bank of America, Charter One).

$10+$10 Starbucks cards for using Meadows CU bill payment.


Thanks to fotomaniak for finding this deal.

If you did a Meadows CU deal but did not login into you account recently, you may want to do it. You will most likely find a link to the following bonus on your account web page (sorry, no unsecure link to post on FatWallet):

*******************************************************************************************

Try Meadows free online bill payer and we will send you a re-loadable Starbucks Card! Simply pay three bills or more during August using bill payer, we will send you a Starbucks Card with $10 on it!*

And We'll Refill Your Cup Next Month!

Then if you pay five bills or more during September using bill payer, we will reload your Starbucks card with an additional $10!

This is a special offer to our online banking checking members. You already use Meadows Online Banking, and bill payer is just as easy.

If you set up recurring payments this month, then you are most of the way to a refill for next month. Pay your bills using Meadows bill payer and we'll buy your next Vanilla Latte!
*Starbucks Cards will be sent out at the beginning of September for the August period and the beginning of October for the September period. Bills must be paid between August 1- 31, 2004 and September 1-30, 2004 to qualify for each month's award. Do NOT throw away your card after using the August period award. We will reload the September award onto the same card.

Military bonuses from Bank of America


Liberty Banking
Bonus after 6 months of using Direct Deposit & Automatic Transfers of $10 or more from Checking to Regular Savings - $50

Liberty Plus Banking
Bonus after 6 months of using Direct Deposit & Automatic Transfers of $100 or more per month from Checking to Regular Savings - $100

Liberty Gold Banking:
Bonus in a CD when you open a new 2-year CD with a minimum balance of $2,000 within 90 days of opening your Liberty Gold account - $200

All accounts:
Open both checking and savings with total listed at right for both accounts – with direct deposit- $30 $30 $30
http://www.bankofamerica.com/military/index.cfm?state=&view=PRODUCT&category=DEROS

Fidelity Bank B&M only, $50 for opening a new checking acct.


*Offer good at all Fidelity Bank locations Upon opening, the $50 will be direct deposited to your new checking account and subject to Form 1099-INT Rules. Free Checking, $25 deposit to open. Annual percentage yields are effective as of 7/14/04 and are subject to change. Money Market Banner APY was 1.00%, $2,500 deposit to open. Superior Money Market APY was 2.03% for $50,000+, %5,000-$49,999 APY was 1.50%. $0-$4,999 APY was 1.00%, $5,000 minimum to open. Fees could reduce earnings. Bonuses will be limited to one checking and one money market offer per customer and are not available if previously received. Some restrictions apply for Fidelity Bank employees and their immediate family.

**Must be 18 to register for shopping sprees. Limit one entry per customer. No purchase necessary.



Edit-- This afternoon I walked into the local Fidelity branch with $25 and 20 minutes later I've got a ZERO fee checking account with ZERO minimum balance requirements with $75 in it. Easiest $50 I can recall.

OmniAmerican Federal Credit Union $100 bonus (local to Dallas-Fort Worth, TX area only)
Link

Simply open an Omni Free Checking Account or an Omni Growth Packaged Checking & Savings Account, add direct deposit to that account, and you'll receive $100. That's right... $100! Plus, with Omni Free Checking, there are no monthly service charges or minimum opening balance requirements and you'll get free Omni Home Banking, a free VISA® check card, overdraft protection and much more.

Here are the details (just opened mine a couple weeks ago):
Since this is a credit union, you must open a savings and checking account.
You get $25 instantly in your savings upon opening the account. You need to have $250 in your savings to avoid monthly fees. So, I deposited $225 to open the account (plus the $25 they gave me makes $250 to avoid fees)

You get $75 in your checking account 2 days after your first direct deposit. This was so easy. I just linked my Paypal account and Paypal deposited $0.21 total to verify account. Omni considered this a DD, so I got $75 2 days later for free. There are no monthly fees for the checking and no minimum balance, so I withdrew my $75.21 immediately.

Now, I have to keep my account open for 6 months to avoid an account closing fee. No problem. I'm just not going to use it until I withdraw my $225 + interest.

Do the math, and this is a great deal. I am only out $150 for 6 months ($225 deposited initially less $75 withdrawn about 1 week later). I'll cancel this account in 6 months and put my $250 back in my fat wallet

markber said: Charter One
- $50 for direct deposit to Free checking
- $50 for direct deposit to Energized checking
- $70 in gift cards for using free Bill Pay
- $25 Switch Bonus from CharterOne
Read feedback about CharterOne bonuses onMSN, MoneyBB, FatWallet (1, 2, 3)
Find more info about this bank on Charter One Bank resource page.

The current "gift" for Charter One is a $50 opening bonus given the next business day for the "Best Free Checking" account. I already got my $50 bonus in my account and my mom got hers also

markber said: To make it possible, I removed information about ... and US Bank referral programs.I cannot find any info on the US Bank referral program on either site ?

Alcibiades said: markber said: To make it possible, I removed information about ... and US Bank referral programs.I cannot find any info on the US Bank referral program on either site ?

Sorry for confusion. US Bank bonus can be obtained through MoneyBB. Since I get traffic to iBankDesign from my similar Active Bonuses post on MoneyBB and moderate its Online Bank board, one can argue that I benefit indirectly from posting info about US Bank program here. I do not want to spend my time arguing about this issue so I deleted this program. It is just a $8 bonus and is not as important as having links to the rest of bonuses. I did correct the text of my Update #2 to make it clear what US Bank bonus program is.

Mark

Mark, You're doing a great job. Thanks again. Keep up the hard work from which we all benefit.---z

Thanks for the efforts, markber!

Has anyone tried for the Meadows CU bonus? I didn't see much activity in any of the other threads...

By the way, here is the new link for the fee schedule.

markber said: Update 2. After discussing the issue with FW admins, we reached a temporary solution that allows me to post a link to an external page

Thanks for all the hard work on this topic! Any plans to update the "external site" thread on this?

labboypro said: markber said: Update 2. After discussing the issue with FW admins, we reached a temporary solution that allows me to post a link to an external page

Thanks for all the hard work on this topic! Any plans to update the "external site" thread on this?


It is on my "to do list". The problem is that it is quite a long list. I did clean up the "external post" a little bit last night. There are not too many new deals though. The best one may be the following.


"
$100 from SalemFive for direct deposit.

LINK

The online application form has an entry for promotional code. It is not clear if the code is necessary to get the bonus or if you can get other bonuses using a promotional code. The bonus terms below do not mention a promotional code requirement.

**********************************************************

Terms:
*Annual Percentage Yield (APY) on a Star Checking account is 0.10% APY. Rate is variable and subject to change after the account is opened. If you do not establish direct deposit or maintain the minimum account/combined account balance, monthly fees may reduce earnings. Minimum balance to open a Star Checking account is $100 online or by mail. Direct deposit must be initiated within 30 days of opening a Star Checking account to receive the $100 bonus. The $100 bonus is an interest credit that will be posted to the Star Checking account within 60 days of the initial direct deposit transaction. Bonus offer is subject to change without notice. Personal accounts only. Member FDIC. Member DIF. Offer expires 12/31/04 "

The list is updated on 10/03/2004.

great post... been trying to find the netbank $75 bonus though and have been unable to...

snehal said: great post... been trying to find the netbank $75 bonus though and have been unable to...

LINK

I would read feedback about Netbank first just to have proper expectations about this bank.

Extended E*Trade deal, $175 for from for new account, bill payment and three months of direct deposits has been added to the list
(10/06/2004)

I would read feedback about Netbank first just to have proper expectations about this bank.

Suggest you try other banks. Just close my accounts in Netbank. Their customer serivice is EX bad.

Few examples:
It took them two months to send me the welcome package. During that period of time, I found no way to fund the accounts (I tried sending them Bank Mails but no one responded and their online funding system did not work as well) and they kept charging me the service fee because my balance was 0.

They promised to give out $15 for signing up their Bill Pay but the money never appeared. During these two months, I contacted them many times about this matter. The first time the lady told me I would get a response in two weeks. And sure I never got any response so I kept contact them. The answers were always the same "my claim was right now in the Marketing Dept." Hey!! This is a simple claim, how come it took them two months and went nowhere!

I read some stories saying that their deposit checks were lost when sending to Netbank. I am glad that this never happened to me.

Get $100 from Washington Trust (You will need Acrobat Reader to read the PDF file). Could be a local deal only, but you would have to contact the bank to find out if it accepts applications from out-of-state customers.

Terms :
************************************************************
With Freedom Checking ™ from Washington Trust, you enjoy free online banking,
free bill pay, a free debit card, a free set of checks, even free ATMs*! Plus we’ll give you $50 for your direct deposit and another $50 when you pay your first three bills using online banking. That’s $100 just for choosing the best free checking account around! Visit www.washtrust.com, stop by any branch, or call 800-475-2265 for our Switch Kit.

*Freedom Checking $100 offer requires direct deposit and bill pay transactions within the first three months of account opening. Bonus will be credited to account when first direct deposit is made and/or first three different bill pay
transactions are processed. Minimum balance to open account is $50. Annual Percentage Yield (APY) for balances over $5,000 is 0.10%. APY is as of 3/23/04. Interest rate may change at anytime. New accounts only. Other banks may
charge for use of their ATMs. First set of 50 checks free. Offers may be withdrawn at any time. A $100 service fee will be charged if the account is closed within the first three months. See a Customer Service Representative for details.

citizensbank.com $100 free for opening a checking account

Get $25 for setting up direct deposit.
Get $25 for paying 3 bills online.
Get $25 by using your debit card 10 times in one month.
Get $25 for setting up monthly transfers to a savings account.



Everybody likes free. That's why we're offering Green Checking™ for free. And everybody really, really likes free money. That's why you can get up to $100 just for using the account the way you normally would. It's free. It's easy. It's money in the bank.


Member FDIC. Receive a cash bonus of $25 if electronic direct deposit is established on your new checking account within 90 days from the day your account was opened. Receive $25 if you sign up for online banking with bill payment and pay three bills within 90 days of account opening. Receive $25 if you conduct ten Debit Card transactions within one of the first three calendar months following account opening. Receive $25 if you establish a monthly Steady Save transaction, with which you must transfer a minimum of $10 at least once per month from your Citizens Bank checking account to any of your Citizens Bank savings or money market accounts (other than a passbook savings account) within 90 days of account opening. Offers cannot be combined with any other offers. Cash bonus will be deposited into the checking account of eligible customers within 180 days after account opening and will be reported to the Internal Revenue Service for tax purposes. ATM/Debit Card required for online banking. This limited-time offer is subject to change and may be withdrawn at any time. All accounts and services subject to individual approval. See a banker for details.

Thanks, expert5186! It is a great deal for people who lives in Citizens's bank service areas. I wonder if they open accounts for consumers in other states.

Skipping 551 Messages...
BofA is offering $50 to open new checking account in person. Sorry no link, just saw flyers at a branch. No promo code needed.



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