Get a DVD player when you open a free checking account in AMTrust Bank - branch only

Terms:

OUR TOTALLY FREE CHECKING NOW INCLUDES A TOTALLY FREE DVD PLAYER1
JUST OPEN A NEW TOTALLY FREE CHECKING ACCOUNT, ESTABLISH DIRECT DEPOSIT, AUTOMATIC BILL PAYMENT OR ONLINE BILL PAY, AND THIS DVD PLAYER IS YOURS, FREE. If you're thinking about opening a new checking account, why not open the best Totally Free checking available? It comes with all the free things you'd expect in a Totally Free Checking account and some additional free benefits that just may surprise you.
In addition, with more than 100 years of experience taking care of customers, you'll also receive (free) the best service available. Why not call or visit AmTrust today for details? The sooner you do, the sooner you'll start enjoying the best checking and the best service available. Not to mention watching your favorite movies on your new DVD player. DVD player must be picked up at branch, will not ship.


Receive a 1% rebate2 on your Check & Cash card purchases for 90 days
Open a new Totally Free Checking, Checking with Interest or Platinum Checking account and receive a 1% rebate on all of your Check & Cash card purchases for 90 days. Simply have your purchases processed using the "Credit" option. Your Check & Cash card is not a credit card, it is a debit card. Purchases will be processed as if you wrote a check. Each purchase made comes directly out of your checking account. By instructing the sales clerk to process your transactions using the "Credit" option, you can avoid paying fees associated with a "Debit" transaction. Once a month during your rebate period, we'll deposit 1% of your net purchases directly into your checking account. It's that easy!

Why continue to write checks, wait for approvals and show ID every time you want to make a purchase? Use your Amtrust Bank Check & Cash card to make your purchases and earn yourself a 1% rebate. Start enjoying all the benefits of using your Amtrust Bank Check & Cash card today.

Free Online Bill Pay
Paying bills online is fast, convenient and FREE. Once you try online bill pay you will see that it's a whole lot easier than writing and mailing paper checks. With point and click simplicity, paying bills online lets you take more control of your finances. You can pay all your bills in minutes or schedule future or recurring payments in no time. If you haven't already taken advantage of online bill payment, simply logon now and follow the directions to set up your payees and schedule payments.

Introducing Money HQ
Now you can view all of your financial, credit card, investment and brokerage accounts on amtrust.com with our Money HQ service. With Money HQ, you no longer have to log on to multiple websites to do your online banking.


View balance and transaction information from other financial institutions
Transfer funds to and from your AmTrust accounts and other financial institutions
Transfer funds to another person's account via use of email
View and pay bills online
Establish and receive financial account balance and biller due date alerts
At one glance, Money HQ can tell you balances, bills that are coming due, even how well your investments are doing. Take advantage of Money HQ today and receive the first 60 days FREE!* To sign up for money HQ, log in to your online banking account. Click on the Money HQ tab and follow the simple steps to begin.

*A Money HQ monthly charge applies after the first 60 days expire.

1 Offer not available to customers who transfer or deposit funds from any Ohio Savings or AmTrust Bank account. You will receive a coupon to redeem at any branch for a DVD player when your required ACH posts to your account (deadline for posting, 11/30/04). Minimum deposit to open a Totally Free checking account and qualify for DVD player is $250. DVD player is subject to 1099 reporting and is available while supplies last. Offer available for new checking account customers only. The DVD player comes with a remote control and features MP3, MP3 playback/WMA playback, audio CD/CD-R/CD-RW playback, and Kodak picture CD/JPEG playback.DVD player must be picked up at branch, will not ship.

2 1% Rebate Offer: 1% rebate offer applies to new Totally Free Checking, Checking with Interest and Platinum Checking accounts only. 1% rebate offer expires 90 days after date account is opened. To qualify for the rebate, all purchases must be processed using the "Credit" option. ATM and PIN based transactions do not qualify for this rebate. All Check Card purchases are subject to our standard Check Card usage limits. Offer available to new accounts only. In order for the transaction to qualify for the rebate, it must be posted to your account during your 90 day rebate period. 1% rebate offer is not available for transactions involving betting, including lottery tickets, casino gaming, chips, off track betting and wagers at race tracks. We may withdraw this offer at any time. Offer only available to new Totally Free Checking, Checking with Interest and Platinum Checking accounts opened after 4/21/04. Rebate subject to 1099 reporting.

BofA new checking account bonus took less than a month. Opened (second) account on 10-21. Received $50 deposited to account today, 11-12. This is my second bonus with them in the last few months-- I opened a savings account a while back and got a $50 bonus for that one too. I've since closed that account with no complaints on their end.

Thanks again markber for a great post!

Get $75 from Fremont Bank (CA residents only?)

LINK

Terms:

At Fremont Bank, we don't believe in charging you for what should be included - all the following are FREE with your new checking account:

FREE Unlimited BillPay

FREE Unlimited TouchTone Calls

FREE Unlimited Branch Visits

FREE Online Check Images

FREE Electronic Statements

FREE First Order of Checks


*This offer is only available at www.fremontbank.com/visa75. You must apply online for either a new Fremont Bank B-Mobile, California, or California Mortgage Checking account by 12/31/04. Monthly fees may apply if your account balance is below the minimum daily balance requirements. You must also apply for a Visa Check Card and our Personal Account Manager online banking service, and make two signature-based Visa Check Card purchases within 60 days of receipt of card to receive the $75 cash bonus. Certain restrictions may apply. Your account will be automatically credited $75 within 60 days of the second Visa Check Card purchase by one cardholder per household.

**ATM fees will be rebated for any bank-owned and operated ATM in the United States. Offer is made to California residents only, 18 years of age or older. Limit 1 per household.

Promotion Code: 41050web

vapno said:Keep up the good work markber.

I just wish the list had a few more giants on it other than BoA.

I am trying to keep an eye on giants. Have you done the Citibank $200 deal?

I'm thinking it's a good idea to secure an account I can use when I move for grad school and my first job in the next 5 years, before this type of exploitation yields a ChexSystem record.

Hmmm, why do you worry about ChexSystems? As long as you do not do anyhting bad to your bank accounts, you should be fine in a long run. Just do not do too many bank deals before you apply for an account you really want.

And hopefully they'll be easier to sign up for than HSBC. What a pain! lol

If you have an HSBC free account, be careful. They tend to use any excuse to convert it to basic checking that has a monthly fee. You would think that bill payment, ACH-in transfers should be counted as customer activity and prevent the conversion, but they apparently do not consider them as customer activity.

markber said:Have you done the Citibank $200 deal?

Hmmm, why do you worry about ChexSystems? As long as you do not do anyhting bad to your bank accounts, you should be fine in a long run. Just do not do too many bank deals before you apply for an account you really want.

If you have an HSBC free account, be careful.

For Citibank, I don't have enough for the minimum balance. Most of my money is in equities.

In regard to ChexSystems, I've done 3 bonus offers so. I'll probably end up cancelling 2 of those in 6 months. And if new $50+ offers come along, I'll be very tempted to hop in. Given that I don't know how many is "too many," I'm concerned about CS.

Add to this that I messed up when applying with HSBC, I used my current address rather than my permanent (on ID) and didn't notice the non-conspicious "proof of current address" requirement in the mail packet. So they just have a $5 cheque and a copy of my driver's licence from me. Perhaps they might think I filled out the form falsely and will report it. I dunno, but I'm anxious for their mail reply so I can get things fixed if possible.

ssr2 said:What is a Chexsystem record? Are these records considered when you apply for credit cards/loans, etc. or only to open bank accounts (CDs/Savings/Checking)?

... only when you open bank accounts. Check this link for more info.

The reason why banks do not like people with many accounts is that they are afraid of kiting. Apparently, ChexSystems does not have or provide banks with informaion about number of bank accounts a customer have. What it can provide is the number of requests of a customer's ChexSystem file within certain period of time. Banks use this information to "guess" number of accounts that prospective customers may have opened recently.

mikeres said:markber said:The reason why banks do not like people with many accounts is that they are afraid of kiting.

With the arrival of Check21 and overnight settlement, do the banks still have a rational basis for their fear of kiting?

yep. for the forseeable future, anyway....

JM(v)HO

Looks like E*Trade has a new $100 offer here.

But they're tightening up their belt on the DD requirements...

It's time to upgrade to a checking account that pays you. E*TRADE Bank offers interest checking accounts that give you real rates plus award-winning online banking features. All from a bank you can trust.

Right now, we'll give you $100 when you open a Value or Complete interest checking account.

Open and fund your E*TRADE Bank checking account with $100 or more.2
Establish a direct deposit of at least $1,000 per month.
Earn $100!



-- edit to fix linkie

It looks like Bank One extended its $125 Target Card offer until December 31, 2004.

Offer available July 5 - December 31, 2004, or while supplies last, at participating Bank One locations. Must open or have a Bank One consumer checking account to be eligible to participate in the promotion. Offer not valid on account conversions or in combination with any other offers or promotional interest rates. Accounts must be opened with money not currently on deposit at Bank One. Total rewards per person or household may not exceed $155. The $155 limit is based on the face value of the GiftCards. The Bullseye Design and Target are registered trademarks of Target Brands, Inc. All rights reserved. Target is not a participating partner in or sponsor of this offer. Offer valid only in FL, OH, MI, IN, AZ, IL, WV, UT, WI, LA, TX, OK.


LINK

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The list is updated on 12/05/2004.