ShakuniMama said:So if I open an Interest checking and make 6 Checkcard transactions I will net $85 (after 3 months of $5 fees) without direct Deposit.

Do you know what constitutes DD for this bank?

I think they do a hard pull.

Past reports indicate that ACH push out from other accounts such as ING, ETrade, any other bank that has free ACH out will work for DD. No indication of how much you need to push out to the Sovereign bank account. NO hard pull. confirmed by previous reports and by the rep on the phone when I just opened.

You can fund with credit card up to $1000 if you call on the phone

ShakuniMama said:NYCSportsResearcher said: NO hard pull. confirmed by previous reports and by the rep on the phone when I just opened.

You can fund with credit card up to $1000 if you call on the phone
I tried to open an account online but canceled the application when they asked for the permission to check my credit history--I believe that will be a hard pull?

No, that is the Chex system. It is not a hard pull unless you ask for the overdraft line of credit on your checking account.

Get up-to $150 from Compass bank when you set-up automatic savings plan, establish direct deposit or use bill pay

FYI: Online Bill Pay and Direct Deposit offers are not stackable.

Terms:

Open a new Compass checking account and sign up for Online Bill Pay by 2/28/09
Pay at least 5 bills online every 30 days for the first three months your account is open
For each month that you do, you'll get $25 — up to $75 total

Applies to new consumer Compass checking account clients only. Open a new Compass checking account from January 5, 2009 to 02/28/09 and pay at least 5 bills via CompassPC Online Bill Pay every 30 days for the first 90 days your account is open, and receive $25 for each qualifying period up to $75. Online bill payments must be made to a third party and be at least $25.00 in order to be eligible. Gift will be automatically deposited in the checking account from which the online bill payment was made. Deposits will occur within 60 days of fifth qualifying bill payment for each qualifying time period. Account must be open at time of reward. May be subject to income tax reporting. Online Bill Pay is free with consumer checking accounts except Basic Checking. Deposit accounts and check cards subject to approval. Minimum $100 opening deposit required. Cannot be combined with Direct Deposit Offer.

Compass Bank is a Member FDIC. This Direct Deposit offer cannot be combined with $75 Online Bill Pay offer. Deposit accounts are subject to approval. Minimum $100 opening deposit required. Account opened between 01/05/2009 and 02/28/2009 that establish a recurring payroll direct deposit within the month following the account open date will receive $75. Accounts opened prior to 01/05/2009 that establish a recurring payroll direct deposit by 03/31/2009 will receive $25. Deposit will occur within 120 days of first recurring payroll direct deposit in the checking account that receives the recurring payroll direct deposit. Account must be open at time of reward. May be subject to income tax reporting.

Compass Bank is a Member FDIC. Open a new Compass checking account from January 5, 2009 to February 28, 2009 and set up automatic monthly transfers of $50 or more from the new Compass checking account to a new or existing savings/money market account. Three consecutive automatic transfers must occur within the first 4 statement cycles the checking account is open to qualify for offer. $75 will be paid to the savings/money market account in the first or second statement cycle following completion of the third automatic deposit. Automatic transfers cannot be made or set up online. Limited to new checking households. Limit one offer per household. $100 minimum opening deposit required. Does not apply to checking accounts existing before January 5, 2009. All new accounts are subject to approval. Fees could reduce earnings on the account. Limitations may apply. See branch for details. Accounts are FDIC insured to the maximum amount allowed by law.

markber said:Get up-to $150 from Compass bank when you set-up automatic savings plan, establish direct deposit or use bill pay

FYI: Online Bill Pay and Direct Deposit offers are not stackable.
Terms:
Compass Bank is a Member FDIC. Open a new Compass checking account from January 5, 2009 to February 28, 2009 and set up automatic monthly transfers of $50 or more from the new Compass checking account to a new or existing savings/money market account. Three consecutive automatic transfers must occur within the first 4 statement cycles the checking account is open to qualify for offer. $75 will be paid to the savings/money market account in the first or second statement cycle following completion of the third automatic deposit. Automatic transfers cannot be made or set up online. Limited to new checking households. Limit one offer per household. $100 minimum opening deposit required. Does not apply to checking accounts existing before January 5, 2009. All new accounts are subject to approval. Fees could reduce earnings on the account. Limitations may apply. See branch for details. Accounts are FDIC insured to the maximum amount allowed by law.

How do you set them up then?
Also, are there any account maintenance fees?

cclyde said:markber said:Get a $100 bonus with Chase checking account:

https://coupon.chaseinformation.com/?value=hudo

Submit your email address to get a unique promotional code. Direct deposit is required to get the bonus.


Terms:

It's easy to redeem your coupon! Just print this e-mail and take it to a Chase branch near you to open a Chase CheckingSM account. Valid only at Chase branches through December 31, 2008.

Or if you prefer, you can apply online now.

Bonus/Account Information — To qualify for the reward you must open a new Chase Checking(SM) account with a $100 minimum opening deposit of new money (money not currently held by Chase or its affiliates). Also, within 60 calendar days of account opening, you must initiate a monthly direct deposit such as payroll, pension or Social Security, or other government benefits. The reward will be deposited into your new account within 10 days after the initial direct deposit has posted to your account. Limit one personal checking account-related reward/premium per customer, per calendar year. Offer not available on account conversions or in combination with any other offer. Reward is not considered part of the minimum opening balance. Checking account must remain open for a minimum of six months or the reward will be debited from the account at closing. Account is subject to approval. Reward is considered interest and will be reported on IRS Form 1099-INT.

Does anyone know if the DD requirement can be 'met' by ING transfers? If so, is there a minimum amount to use (can I get away with $2 or something)?

I have satisfied the DD requirement with a scheduled monthly transfer from my HSBC account. I transfer in $10 on the 10th, and pull it out on the 15th

BofA is offering $50 to open new checking account in person. Sorry no link, just saw flyers at a branch. No promo code needed.