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Bagofchips
- Senior Member - 1K
posted: Jan. 25, 2005 @ 11:13p
tashayar said:Are there negative ramifications for opening multiple accounts to take advantage of these offers? I did search the FAQ and the boards and apparently, it shouldn't affect FICO. Of course I would only be interested in the ones which give me the most bang for my $ with the least amount of effort.
I am considering currently...
PNC $101 BoA $50 Chase $100 CitiGold $200
I already have ING and Citibank. Chase is local and easy enough to do. BoA is fine for the short term and they are in NY now. CitiGold would be pretty easy to do as they did invite me after all.
Any thoughts?
thanks!
I think you're overanalyzing it - they're just checking accounts. Just do it. Assume you saw this thread. |
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Cherry30303
- Senior Member
posted: Jan. 26, 2005 @ 12:45p
I thought that I saw once that Chase had offered a checking account with bonus. Did a search but couldn't find it. Does anyone know of or had a chase checking account? Thanks! |
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markber
- Senior Member
posted: Jan. 27, 2005 @ 11:52a
Cherry30303 said:I thought that I saw once that Chase had offered a checking account with bonus. Did a search but couldn't find it. Does anyone know of or had a chase checking account? Thanks!
I have not seen Chase promos for a checking account recently. |
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jlgrandam
- Addicted Member
posted: Jan. 27, 2005 @ 12:04p
On the previous page there are Chase promos, however they seem to be targeted mailings. |
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chariot
- New Member
posted: Jan. 27, 2005 @ 12:09p
The Citibank $200 renewed offer: expiring 2/28/05 linky This one gives $100 90 days from 1st 2 bill pays and another $100 after 12 mo of bill-pays. Takes too long. |
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chariot
- New Member
posted: Jan. 27, 2005 @ 12:29p
Citibank new $150 offer Expires 2/28/05 Offercode: CEU6 Fund with $1500 by 2/28/05 $1500 min bal / direct deposit 6 online bill pays Seems like the $200 offer in my prev post is better |
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tashayar
- Senior Member - 4K
posted: Jan. 28, 2005 @ 7:43p
The offer I saw was in a Val-pak that came in the mail. Sorry don't have it handy to give you the details but it did say bring it to the bank in person to open the account.
Cherry30303 said:I thought that I saw once that Chase had offered a checking account with bonus. Did a search but couldn't find it. Does anyone know of or had a chase checking account? Thanks! |
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scripta
- Senior Member - 1K
posted: Jan. 28, 2005 @ 8:06p
chariot said:Citibank new $150 offer Expires 2/28/05 Offercode: CEU6 Fund with $1500 by 2/28/05 $1500 min bal / direct deposit 6 online bill pays Seems like the $200 offer in my prev post is betterYou mean 6 months of billpay (2/mo). Link |
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chariot
- New Member
posted: Jan. 28, 2005 @ 8:11p
scripta said: You mean 6 months of billpay (2/mo). yep. That IS what I meant, which is why I thought the other one was better. Both take "forever". Thanks |
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pinkpig
- Senior Member
posted: Jan. 28, 2005 @ 9:41p
chariot said:Citibank new $150 offer Expires 2/28/05 Offercode: CEU6 Fund with $1500 by 2/28/05 $1500 min bal / direct deposit 6 online bill pays Seems like the $200 offer in my prev post is better Offer only available to AT&T Universal Card members? |
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elec
- Cranky Member
posted: Jan. 29, 2005 @ 8:27p
pinkpig said:chariot said:Citibank new $150 offer Expires 2/28/05 Offercode: CEU6 Fund with $1500 by 2/28/05 $1500 min bal / direct deposit 6 online bill pays Seems like the $200 offer in my prev post is better Offer only available to AT&T Universal Card members? I don't think so. |
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bozo007
- Cranky Member
posted: Jan. 31, 2005 @ 8:50a
Fidelity Bank Fee Schedule (check second page)
$50 bonus for opening E-Lion Account $100 minimum opening amount Free unlimited billpay + online banking Bonus credited within 60 days of first billpay $25 penalty if account is closed within 90 days No monthly fee with Direct Deposit or $500 minimum balance |
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CircuitCity
- Senior Member
posted: Jan. 31, 2005 @ 9:02a
bozo007 said:Fidelity Bank Fee Schedule (check second page)
$50 bonus for opening E-Lion Account $100 minimum opening amount Free unlimited billpay + online banking Bonus credited within 60 days of first billpay $25 penalty if account is closed within 90 days No monthly fee with Direct Deposit or $500 minimum balance
Please fill out the form below as completely as possible. Required information is noted. Offer only valid to Georgia residents or existing customers.
https://www.lionbank.com/promo_form.php?promo=1 |
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Cherry30303
- Senior Member
posted: Jan. 31, 2005 @ 10:28a
CircuitCity said:bozo007 said:Fidelity Bank Fee Schedule (check second page)
$50 bonus for opening E-Lion Account $100 minimum opening amount Free unlimited billpay + online banking Bonus credited within 60 days of first billpay $25 penalty if account is closed within 90 days No monthly fee with Direct Deposit or $500 minimum balance
Please fill out the form below as completely as possible. Required information is noted. Offer only valid to Georgia residents or existing customers.
https://www.lionbank.com/promo_form.php?promo=1
Thanks for the tip. I will certainly check this out!!
Cherry |
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rjax
- Member
posted: Feb. 2, 2005 @ 12:11a
There appears to be $50 available for joining Patelco.
Link
The notice says it's a free membership, but the application says there's a $20 fee... Still a moneymaker, but not as much.
However, when I go through the application process, that mention disappears. We'll see... |
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davelanton
- Senior Member
posted: Feb. 3, 2005 @ 11:39a
Meadows Credit Union offering $125 for opening echecking with direct deposit and making two bill payments (free billpay service). Membership open to all. I couldn't find this offer on their website, but I just opened a savings acct, and the e-mail from the acct rep told me about the deal.
If you open echecking and establish direct deposit, and make 2 bill payments, they will credit you $25/month for 5 months. |
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markber
- Senior Member
posted: Feb. 8, 2005 @ 2:15p
The list was updated on 02/05/2005. Thanks to everybody who posted new deals here. I tried to include all online and some offline bonuses in the list. |
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Bagofchips
- Senior Member - 1K
posted: Feb. 8, 2005 @ 2:54p
Meadows sounds good. But sounds like you need to open a savings account and then wait for the welcome offer.
I can't just blindly open an account and trust that a reward will happen... can I? |
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markber
- Senior Member
posted: Feb. 8, 2005 @ 3:32p
Bagofchips said:Meadows sounds good. But sounds like you need to open a savings account and then wait for the welcome offer.
I can't just blindly open an account and trust that a reward will happen... can I?
You can call Meadows CU, ask them about this promotion and, if it is valid, just open a checking account over the phone. Its customer service people are friendly.. at least, they used to be friendly last time I had to contact them. |
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markber
- Senior Member
posted: Feb. 22, 2005 @ 1:05a
Get $25 with Capital One 2.65% Money Market account if you have Costco Executive membership
Terms:
High yields coupled with easy access to your money make this a great way to save. Open your account online or by calling us toll free at 1-866-710-9304.
Costco Executive Members receive $25 when they open either their first Certificate of Deposit or Money Market Account.+
Capital OneŽ money market accounts
Interest compounded daily and credited monthly Statements sent monthly Withdrawals from ATMs or by check Is a money market account right for you?
A money market may be right for you if
You want your money to earn more interest than you can get from a regular checking or savings account You have a sum of money that you want to keep safe and have easily available You want to avoid the usual fees associated with checking accounts You want to be able to monitor your account online anytime You have at least $5,000 to deposit
+$25 is credited to new account balance and is reported as interest income.
Money Market Rates * Money Market (minimum deposit of $5,000)
Daily Balance Interest Rate Applied Annual Percentage Yield $0.00 - $999.99 0.00 % 0.00 % $1,000.00 - $9,999.99 2.62 % 2.65 % $10,000.00 - $49,999.99 2.62 % 2.65 % $50,000.00 - $99,999.99 2.62 % 2.65 % $100,000.00 + 2.62 % 2.65 %
Money Market Accounts are held at Capital One, F.S.B.
* Our rate and annual percentage yields are updated each Wednesday at 12:01 a.m. and are valid through the following Tuesday.
Variable Rate Information Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account daily. Interest will be compounded on a daily basis and will be credited on a monthly basis. Interest begins to accrue on the day we receive electronic funds and one business day after we receive all other non-cash deposits, including checks, cashier's checks and money orders.
Balance Computation Method The daily balance method is used to calculate interest. This method applies daily periodic rates to the collected balance in the account each day.
Money Market Account Transaction Limitations You must deposit at least $5,000 to open this account. No more than a maximum of six withdrawals in any calendar month are permitted, and only three of the six withdrawals may be by check, debit card or similar negotiable order. Please note, these restrictions do not apply to withdrawals made at an automatic teller machine (ATM).
ATM Card Transaction Limitations ATM Cards can be used for withdrawals only; withdrawals can be made up to $500.00 per day or 10 transactions per day, whichever comes first.
Costco Executive Members will receive $25.00 when they open their first Money Market account under this program. A minimum balance of $5,000 is required to obtain this $25.00. The $25.00 will be credited to the new account balance and is reported as interest income.
Fees Fees may reduce earnings
Returned check (NSF) $25.00 Overdraft $25.00 Copy of Check (per copy requested) $5.00 Account Reconcilement (per hour) $25.00 Expedited Mail Service (not including ATM cards) $15.00 Statement Copies $10.00 Deposited Check Return $25.00 ATM Expedited Mail Service $25.00 ATM Transaction Fees - US Terminal** $1.00 ATM Transaction Fees - International Terminal** $2.00 Stop Payment Requests $25.00 Wire Transfer $20.00 Maintenance for Excessive Transactions (per transaction)*** $10.00 Verification of Deposit $10.00 Checkbooks No charge Please see the Capital One Money Market Account Agreement for information on the terms of these accounts.
** Additional fees may be charged by the ATM owner.
*** Does not apply to ATM transactions. |
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