> $10,000 bank sign-up bonuses updated on 6/21/08

Get $100 bonus with HSBC Direct Online Savings Account

another link

Must have $5K account balance by September 28 2007;

Eligibility - must be a Union member;


Exp. - 09/21/07


It is not very clear if a member of any union is eligible for the bonus or if one needs to be a member of a union affiliated with AFL-CIO to get the bonus.

Terms:

To be eligible for the $100 bonus, you must open an HSBC Direct Online Savings Account from May 18, 2007 through September 21, 2007 and must have an available balance of $5,000.00 or more in your account at the close of business on September 28, 2007. Eligible customers will receive a $100 deposit to the qualifying account within 45 days of September 28, 2007. If the qualifying account is closed before the bonus is deposited, you will not receive the bonus. Limit one bonus per customer. Must be a Union member to participate. Cannot be combined with any other offers or promotions. Bonus will be reported as interest on your 1099.

Update on 6/16/07. Thanks to hard work of IBD member ichaelm, it has become possible to group local bank bonuses by state (see below). Since the process of state assignment has not been well tested, I have also included a non-grouped list of local bank bonuses in the Quick Summary. The bonuses were reviewed during a relatively long period (end of May - beginning of June). There is a non-zero chance that you can run into an expired bonus. So... please pay attention before you apply.

I added a new bonus category, "prefessional bonuses", for military accounts, student accounts, etc. Bonuses sorted by expiration date and bank name were removed, at least, for now.

Mercantile Bank has a $101 bonus for a new checking account if you set up DD. I saw the offer in City Paper (Baltimore, MD) and went to the bank for info. I opened the checking account with $50 (min) and was told I should have my $101 in 30 days.

Got free starter checks and ATM Card.

Easy money.

I think M&T has a Similar offer (Again, Baltimore, MD) where you open a checking and get $50 and a free air compressor for your car. I'll check this one out later.

markber said: Get $100 bonus with HSBC Direct Online Savings Account

another link

Must have $5K account balance by September 28 2007;

Eligibility - must be a Union member;


Exp. - 09/21/07


It is not very clear if a member of any union is eligible for the bonus or if one needs to be a member of a union affiliated with AFL-CIO to get the bonus.

Terms:

To be eligible for the $100 bonus, you must open an HSBC Direct Online Savings Account from May 18, 2007 through September 21, 2007 and must have an available balance of $5,000.00 or more in your account at the close of business on September 28, 2007. Eligible customers will receive a $100 deposit to the qualifying account within 45 days of September 28, 2007. If the qualifying account is closed before the bonus is deposited, you will not receive the bonus. Limit one bonus per customer. Must be a Union member to participate. Cannot be combined with any other offers or promotions. Bonus will be reported as interest on your 1099.

I was about to go for this, but when I called HSBC, they said that this is a targeted offer. The CSR said that not all union members would get this and that you would have to receive an email. It seems a little shaky. Unless someone knows something different, I'm gonna hold off on this. Thanks anyway for the heads up.

Get $75 when you open a Chase checking account with direct deposit ONLINE!!!!

... again... it does not appear that you have to visit a Chase branch in order to get the bonus.

Terms:
Offer expires 10/15/07. A $100 minimum opening deposit of new money (money not currently held by this bank or its affiliates) is required to qualify for the reward. The cash bonus will be automatically deposited into your new account within 10 business days of account opening, but not considered part of the minimum opening deposit. Limit one personal checking account-related reward/premium per customer, per calendar year. Offer not available on account conversions or in combination with any other offer. Chase Free Checking has no monthly service fee when you have a monthly direct deposit. Checking account must remain open for six months or the bonus will be debited from the account at closing. Account is subject to approval. CASH BONUS IS CONSIDERED INTEREST AND WILL BE REPORTED ON IRS FORM 1099-INT.

That's much hotter if you can apply online rather than a BandM location....maybe try generating a coupon code from one of the 100 dollar offers floating around and try applying with that link...

Get free iPod nano with Key Bank Express Free checking with 2 $100 direct deposits or automated payments; Exp. - 8/24/07:

https://www.key.com/html/H-1.11.html?sqkl=index_mc07045ipodpb1_img

Free Checking only applies to a Key Express Free Checking Account. You must open a Key Express Free Checking (this is the basic banking account in NY) or a Key Advantage Checking Account between July 21, 2007 and August 24, 2007, and make a combination of two direct deposits and/or automated payments each of $100 or more by October 26, 2007 and you will receive your iPod® by December 15, 2007. Automated payments excludes Key Bill Pay and debit card automated payments. Offer available to individuals without an existing checking account at KeyBank as of July 20, 2007. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. Limit one free iPod nano per qualifying account. Limit one free iPod nano per individual. Offer valid while supplies last. The value of the iPod nano will be reported on Form 1099-INT. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Accounts overdrawn or closed as of October 26, 2007 are not eligible for this offer. Account titled as Trust Accounts, Non-Individual, Estate, and No Access are excluded from eligibility. You must have a U.S. mailing address on October 26, 2007 to be eligible. The iPod nano shipped may differ from the iPod nano shown. Offer is subject to cancellation without notice, and cannot be combined with any other offer. Other miscellaneous charges may apply. iPod nano is a registered trademark of Apple Computer, Inc. All rights reserved. Apple is not a participant of this promotion. Key.com is a federally registered service mark of KeyCorp.

Thanks goes to IBD member whistler for reporting this deal.

Update on 8/29/07.

Please note that many bonuses will expire on 8/31/07. More specifically,

Nationwide bonuses:

8/31/07
$200
Citibank
checking account with direct deposit or bill payments for 6 months; Eligibility - Citibank credit card holder

8/31/07
$200
Sovereign Bank
Free Interest Checking, direct deposit, 10 Visa CheckCard purchases

8/31/07
$150
Amalgamated bank
free checking with direct deposit, 3 purchases with a debit card, 3 bill payments, CD or savings account

8/31/07
$100
Citibank
Ultimate Savings Account

8/31/07
$75
E*Trade Bank
Max Rate Checking Account

8/31/07
$50
Citibank
Ultimate Savings Account

8/31/07
$50
Citibank
regular checking and Ultimate Money Account

Local bonuses:

8/31/07
$125
Wachovia
checking account with direct deposit; Eligibility - CA residents

8/31/07
$100
Chase
Free Checking Account with direct deposit

8/31/07
$100
M&I Bank
M&I Gold Rewards Checking account

8/31/07
$90
Telephone Workers Credit Union
Free Benefits Checking Account with direct deposit

8/31/07
$75
Bank of America
checking account; Eligibility- in branch

8/31/07
$50
Lockheed Martin Federal Credit Union
checking account with direct deposit

8/31/07
$50
United Bank of Idaho
Personal Checking accounts

8/31/07
$50
Oklahoma Fidelity Bank
Checking account

8/31/07
$25
BB&T
checking account; Eligibility - residents of AL, FL, GA, IN, KY, MD, NC, SC, TN, DC, VA, WV

8/31/07
$25
Fifth Third Bank
Checking Account

8/31/07
Free Apple iPod 1GB
Compass Bank
Checking Account

Profession-restricted bonuses:

8/31/07
$100
FAA First FCU
First Checking with online banking, bill payment and direct deposit; Eligibility - employees of companies, government agencies and organizations serving the air transportation industry

8/31/07
$25
U.S. Bank
Student Checking account

8/31/07
$15
Chase
student checking account

Thanks Vivyip for letting me know about the bonus.

Get $150 from Imperial Capital Bank when you open an account with direct deposit and use online banking

Bank website

Bonus terms from the bank website:

$150 in bonus money when you open an account with direct deposit and use online banking

Redeem your $150 in Bonus Money by printing the coupon and opening up your account with us.

The minimum balance to open a non-interest checking account is $100. The minimum balance to open a checking account to possibly earn the $150 cash bonus is $250. To be eligible for the Bonus you must also establish direct deposit at the time of opening. Bonus is limited to one new checking account per household, may not be combined with any other offer, and is not transferable. Customer is responsible for all applicable State and Federal taxes. Open a non-interest checking account that includes direct deposit and earn $75. Upon verification of the first direct deposit, the $75 will be deposited. Earn $25 upon activation of online banking within 30 days of opening your account. Make your first five online bill payments within 60 days of opening your account and earn an additional $50 at end of statement cycle. Account opening for NEW non-interest checking accounts only, opened with funds not currently on deposit. Bonus offer may be withdrawn at any time. Accounts closed within the first 180 days are subject to an early closure fee of $75. All accounts opened are subject to applicable terms and conditions. All Bonuses will be deposited into your new checking account. **Visa International Conversion fees are not waived.

Below are terms and link for $50 bonus for ING Direct savings account. It is not clear at the moment if ING Direct is going to verify if you are indeed a nytimes.com reader. Copy and paste the link below into your browser.

Great Rate. No Fees. No Minimums.
No need to change banks - Your Orange Savings Account will be automatically linked to your current checking account.
Access your account around the clock via ingdirect.com.
Open your account online in under 5 minutes.
Exclusive $50 bonus for nytimes.com readers who open an account with an initial deposit of at least $250 by 10/01/07!

http://www.ingdirect.com/osa_newyork/

Heard an ad on the radio today for PNC Bank -- $101 bonus for new customers only opening a personal checking account with $25 and direct deposit. Direct Deposit must be $500 or more and post by Jan 31, 2008. Offer is good until November 17, 2007. Called PNC at 1-888-PNC-BANK to verify.

Edit: DC, MD, VA Only. Link to Offer

EugeneV,
where is $150 bonus mentioned?

EugeneV said: American Savings Bank of New Jersey (asbnj.com) promo until 11/22 in any branch:
Free Checking ($100 min to open, no min balance req, no DD req, no closing fee, free checks for life)
$150 after first DD credited within 30 days of cycle end
$100 BestBuy GC mailed to your address within 30 days of cycle end after 2 bills are paid via their billpay
One per household.

According to asst branch manager, cannot be combined with the promo that ended yesterday anyway, under which these same activities would give you extra three months of 6% APY on their Money Market account.

So this is B&M only (Branch & Mortar? ) and we can't ge this deal online correct?

I don't see anything on the intarwebs showing this offer.

(Sorry if i'm stupid )

We just opened an account with them over this thanks giving weekend. They said they have extended their promotion deadline (don't know exp date).

Here is their website
https://www.americansavingsnj2.com/home/home

150$ for opening Free checking account with direct deposit
100$ for online bill pay

contemplation said: EugeneV said: American Savings Bank of New Jersey (asbnj.com) promo until 11/22 in any branch:
Free Checking ($100 min to open, no min balance req, no DD req, no closing fee, free checks for life)
$150 after first DD credited within 30 days of cycle end
$100 BestBuy GC mailed to your address within 30 days of cycle end after 2 bills are paid via their billpay
One per household.

According to asst branch manager, cannot be combined with the promo that ended yesterday anyway, under which these same activities would give you extra three months of 6% APY on their Money Market account.

So this is B&M only (Branch & Mortar? ) and we can't ge this deal online correct?

I don't see anything on the intarwebs showing this offer.

(Sorry if i'm stupid )

$200? I got $100...

watssion said: Has anyone tried the citibank $200 promotion?
I just did this over the phone today. See Markber's post here for details. The personal banker I talked with was both very pleasant and knowledgeable. He told me that due to a Citibank policy change a few months ago, they now just use ChexSystems when opening up a checking account -- perhaps for other deposit accounts as well, but I'd want to confirm that. The only exception is if you get overdraft protection, then you'd get a hard credit inquiry, because that involves a line of credit.

Also, after opening up the account with $100 (which can be funded over the phone by e-check or by bringing the funds to a branch -- you've a certain number of days to do this after applying for the account), there is no minimum, as long as you meet the requirement for either a monthly direct deposit or using on-line bill pay for 2 bills per month.

Although they'll send you a welcome packet with a signature card, you can go to your local branch and fill out the signature card there, as well as provide additional information that's required. Your funding check will clear 5 - 7 days after Citibank receives the signature card. Regarding on-line bill pay, the amount is debited from your checking account the day the bill is paid, whether the payment is done electronically or by check (i.e. if the payee isn't on their list of on-line bill system payees). So that's a slight disadvantage with an on-line bill payment check compared with a check you've written yourself.

For those who have never had a savings or checking account with Citibank, this seems like a great deal. (This offer is only good for people new to Citibank with respect to savings and checking accounts.) My spouse will open an account at our local branch next week.

Edited to state that the offer applies only to people who never have had a savings or checking accout with Citibank, as opposed to someone who currently has no accounts with them. Also, a CSR told me that you can verify that you've had no past savings or checkings accounts with Citibank by contacting the account opening folks, at 1-800-745-1534, M-F, 8am - 7pm Central Time. Use option 1 to transfer to the account opening department.

That is probably true nowadays. I had to fight for my last easy checking/savings combo, despite the fact that my previous Citi deposit accounts were closed over a year prior to opening and I disclosed that when applying and verified that I would indeed get the bonus. Luckily, the CCS seem to give intro rates & any sign-on bonuses whether or not you had other cards with them before.

sloppy1 said: Citibank's $200 promotion is for new (never been) customers only...they are VERY STRICT about this!!!!

Yes, they will open your new checking account but they won't give you the $200 bonus if you have ever had a banking account with them!

sloppy1 said: Citibank's $200 promotion is for new (never been) customers only...they are VERY STRICT about this!!!!

Yes, they will open your new checking account but they won't give you the $200 bonus if you have ever had a banking account with them!

Thanks for pointing this out. Although it's already stated in marber's post that I referenced, I changed my original post to state that the offer is good only for people who have never had a savings or checking account with Citibank.

I also added a contact number for the account opening department that will let you verify whether or not you've had a previous checking or savings account with Citibank: 1-800-745-1534, M-F, 8am - 7pm Central Time. Use option 1 to transfer to the account opening department.

frank10b said: a bank recently closed my account b/c they said I had negative checkex report with too many recently opened accounts
Was it ChexSystems? How many accounts did you open recently?

frank10b said: a bank recently closed my account b/c they said I had negative checkex report with too many recently opened accounts, I dont want to triger a FR from BofA or anyone else what can/should I do about this? Have not found anything else on this out there but I am sure someone else here has had this problem.

Have you reviewed your Chexsystems report? Free Chexsystem Report