I opened a presidential checking well over 6 months ago. Told them I was self employed and they may have asked that I make monthly deposits or something. Since I read that others have said they dont really enforce it, I never bothered.

Still earning 2.75% and didnt set up a monthly deposit.

EricGo said:Mark, I looked at Presidential. They require Direct Deposit for the 2.75% rate. How do you plan to fulfill the obligation ? (and do you know that it will work..)

darambo said:What is the catch here? A Liquid 3% looks so much better than what I am getting now, even given the 10k minimum. What is the EASIEST way ya'll have figured out to get the $ out if you need it? Thanks!

Doesn't get much easier than ACH in and out.

Oh, and USAA has free, unlimited ACH pulls and pushes...

Mark

thank you!