Can you BT directly into the ING account or do you have to go through your linked checking account first?

jlgrandam said:Can you BT directly into the ING account or do you have to go through your linked checking account first?

Linked account.

bozo007 said:jlgrandam said:Can you BT directly into the ING account or do you have to go through your linked checking account first?

Linked account.

Just requested a Discover BT to my ING account. Small test amount. Called ING csr, he said OK if had customer number on check (that was the account number I requested on the BT). If you have multiple accounts he suggests using customer number AND account number.

We'll see if it goes through OK. But there was no indication online or with csr that I could deposit a check from an unlinked account. What's been your experience???

Anyone have experience with these two: 3.04% - Superior Savings, FReD account (for balances above $10K) 3.00% - Access National Bank, Access Money Market (for balances above $25K) Their websites basically look like my butt. Also, I think money markets give you check writing privileges, but how do I get money out of a savings-only account? Right now I'm using Everbank and only getting 1.85% =(.

jludwick said:We'll see if it goes through OK. But there was no indication online or with csr that I could deposit a check from an unlinked account. What's been your experience???The linking of the account's really only relevant if you're intending to initiate ACH deposits / withdrawals from the ING side. ACH's can be initiated from another unlinked account and ING won't care. Similarly, you can deposit checks from any account, unlinked or no, and ING won't bat an eyelash.

I wish I was born in the hyper-inflation years for ONE DAY to buy a cr*pload of savings bond yielding 10%+ and go back to my mother's belly until my real birth year.

2.25%... getting better, but yuck.

I find it interesting that INGDirect thought it so great that they sent out an e-mail touting their increase of 0.05%. Gimme a break.

I love INGDirect

Yes.

I have $47K earning 3.04% APY at Superior Savings, $24K earning 4% in an SMCU 6-month CD, $1K earning 2.75% in a Presidential checking account, and $27K that I've used to pay off my HELOC (used to be my mortgage) that would otherwise be costing me 4.5%.

Used to have more out at 0%, but $26K came due ($4K at Chase, $10K at BofA, $12K at BankOne) and had to be repaid. Still trying to consolidate the $4K Chase line and $12K BankOne line to cards with active 0% BT deals.

HomieG said:I find it interesting that INGDirect thought it so great that they sent out an e-mail touting their increase of 0.05%. Gimme a break.

0.05% is more than I get at my online broker account. For this type of account, 0.05% is noteworthy. My account started at 2.05% BTW.