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ING Direct - now 2.35% --- up .10%! Archived From: Finance

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alert mods    
   posted: Dec. 27, 2004 @ 7:10a

ING just raised their rate today to 2.35%, up from 2.25%.

Now I can buy that yacht!


alert mods    
   posted: Dec. 27, 2004 @ 7:53a

INGDirect rocks


alert mods    
   posted: Dec. 27, 2004 @ 7:58a

Nice, I just put 8K more in this month.


alert mods    
   posted: Dec. 27, 2004 @ 8:05a

whats amazing about this is that wachovia just sent me a $10 offer to open a savings acct with them -- so i look at the rate they offer -- .15 - not even a half a percent!!!


alert mods    
   posted: Dec. 27, 2004 @ 8:33a

Should stay with ING Direct or a community bank that's offering Saving account at 3.00% guaranteed until 3/31/05?


alert mods    
   posted: Dec. 27, 2004 @ 8:45a

Toot said:Should stay with ING Direct or a community bank that's offering Saving account at 3.00% guaranteed until 3/31/05?

Why wouldn't you want 3% instead of 2.35%?

If you're wondering if ING's rates will go up enough by 3/31/05 to make locking in 3% now a worse deal, I think it's safe to say no.

There are plenty of places you can get higher interest rates than ING. The attraction of ING is that you get to keep your money very liquid. With ING, there are no minimums, no rules, no restrictions, no fees, and no bull.

If you know you're not going to use the money for a while, lock it up in a CD.


alert mods    
   posted: Dec. 27, 2004 @ 8:50a

Way to go ING


alert mods    
   posted: Dec. 27, 2004 @ 9:06a

With this community bank you need 15000 to open and 10000 minimum to stay everyday to keep the 3.00%. Other than that, there's $15 fee if you cancel within 6 months. That's why I am pondering to stay with ING or not. And I guess I shall.


alert mods    
   posted: Dec. 27, 2004 @ 10:02a

Toot said:With this community bank you need 15000 to open and 10000 minimum to stay everyday to keep the 3.00%. Other than that, there's $15 fee if you cancel within 6 months. That's why I am pondering to stay with ING or not. And I guess I shall.

If you got $15000 and you know you're not going to touch it for 6 months, stick it in the community bank and you could make $50 more than ING after 6 mos. (at current rates). If you shop around, you can do even better.


alert mods    
   posted: Dec. 27, 2004 @ 10:17a

woohoo


alert mods    
   posted: Dec. 27, 2004 @ 10:20a

im saving up for open heart surgery and the .10% will get me there! thanks ing


alert mods    
   posted: Dec. 27, 2004 @ 10:26a

Yippie!


alert mods    
   posted: Dec. 27, 2004 @ 10:30a

I have to transfer my money again back from virtualbank, this is getting annoying


alert mods    
   posted: Dec. 27, 2004 @ 10:45a

just cuz i dont feel like pulling out my hp12c -- what is the gain of the .10% increase if you have 10k in the bank and keep it there for a year?


alert mods    
   posted: Dec. 27, 2004 @ 11:13a

just making a point that after tax it aint that much to get that excited about - but every little bit helps

btw next semester i will be an mba

see i was making a managerial point! yea thats it


alert mods    
   posted: Dec. 27, 2004 @ 11:32a

allen074 said:just making a point that after tax it aint that much to get that excited about - but every little bit helps

btw next semester i will be an mba

see i was making a managerial point! yea thats it

So you asked someone to calculate a rate for you to make a point? Get a life, dude.

Everyone with a brain knows that .1% isn't much. Keep your lessons to yourself.


alert mods    
   posted: Dec. 27, 2004 @ 11:38a

lighten up - im just joking -- maybe you should be come decafecoffeeeater ?


alert mods    
   posted: Dec. 27, 2004 @ 11:46a

does anyone know when they adjust their CD rates?

I've got some coming due soon and their rates aren't really competitive any more...


alert mods    
   posted: Dec. 27, 2004 @ 12:48p

At least ING is going in the right direction....unlike our local credit union which insists on chopping rates even further. Checking earns .25% and savings .651%....grrr, so ING going up .10% is a whopping 40% increase of what my checking earns. My loyalty to our beloved credit union is dying.


alert mods    
   posted: Dec. 27, 2004 @ 1:01p

Member since Dec 2002.... Excellent savings bank alternative


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