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ING Direct - now 2.35% --- up .10%! Archived From: Finance

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alert mods    
   posted: Dec. 27, 2004 @ 1:08p

lukasz said:Member since Dec 2002.... Excellent savings bank alternative
Nice value-added post. Keep 'em coming!


alert mods    
   posted: Dec. 27, 2004 @ 1:43p

RallyCap said:lukasz said:Member since Dec 2002.... Excellent savings bank alternative
Nice value-added post. Keep 'em coming!

How about just negging these posts and keeping quiet?

I will now follow my own advice.


alert mods    
   posted: Dec. 27, 2004 @ 2:41p

i really wish they would bump the rates higher than .10%


alert mods    
   posted: Dec. 27, 2004 @ 2:53p

Yeah I can only dream that it gets back up to 6-8% territory.


alert mods    
   posted: Dec. 27, 2004 @ 6:15p

Yeah and the home equity line rates are in the 10-12% not something any of us desire!


alert mods    
   posted: Dec. 27, 2004 @ 6:37p

Buddino said:Yeah and the home equity line rates are in the 10-12% not something any of us desire!

I desire it. I'm not a debtor, what do I care about loan rates?


alert mods    
   posted: Dec. 27, 2004 @ 6:57p

You should be locked into a low rate already.


alert mods    
   posted: Dec. 27, 2004 @ 7:08p

Not on a revolving home equity line..but the other person's right who cares!


alert mods    
   posted: Dec. 27, 2004 @ 7:49p

are we going to have one of these posts every month for the next year...

rates should continue to steadily climb, and ING definitely has the best rates around as far as large, national banks go.


alert mods    
   posted: Dec. 27, 2004 @ 7:57p

I agree can we delete this thread. Rates will go up, will go down and maybe sideways.


alert mods    
   posted: Dec. 27, 2004 @ 7:57p

jlgrandam said:Nice, I just put 8K more in this month.Arent we special


alert mods    
   posted: Dec. 27, 2004 @ 8:18p

While short term rates inch up, your stinky dollars lose big buying power to the even stinkier euro.

This blip up is a fools paradise.


alert mods    
   posted: Dec. 27, 2004 @ 8:19p

Buddino said:jlgrandam said:Nice, I just put 8K more in this month.Arent we special

Hey ,lgrandam said he's leaving it all to me in his will. Don't knock it.


alert mods    
   posted: Dec. 27, 2004 @ 8:21p

jdopple said:While short term rates inch up, your stinky dollars lose big buying power to the even stinkier euro.

This blip up is a fools paradise.

such a true point as i buy a lot of stuff from europe and about 2 yrs ago the dollar got me about .7 gbp now it gets me .55 or so

big diff!


alert mods    
   posted: Dec. 27, 2004 @ 8:27p

jdopple said:Buddino said:jlgrandam said:Nice, I just put 8K more in this month.Arent we special

Hey ,lgrandam said he's leaving it all to me in his will. Don't knock it.Oohh. i m sorry dont wont to mess with your money! You may want to do a search on trusts and gift taxes. LOL


alert mods    
   posted: Dec. 28, 2004 @ 7:11a

Buddino said:I agree can we delete this thread. Rates will go up, will go down and maybe sideways.

I disagree. I wouldn't have known without this thread. Whahoo!


alert mods    
   posted: Dec. 28, 2004 @ 7:21a

kupop2 said:are we going to have one of these posts every month for the next year...

rates should continue to steadily climb, and ING definitely has the best rates around as far as large, national banks go.

Oh no! 1 thread a month! Whatever will we do!

Seriously, I cannot believe someone will complain about 1 thread a month versus the dozens of threads every week that someone posts about their FICO score and whether it will fall/drop.


alert mods    
   posted: Dec. 28, 2004 @ 9:26a

For some people saving their hard earned dollars isn't easy so it may be very nice to make a little more interest, no matter how small. Why is FW so hostile?


alert mods    
   posted: Dec. 28, 2004 @ 9:36a

jlgrandam said:For some people saving their hard earned dollars isn't easy so it may be very nice to make a little more interest, no matter how small. Why is FW so hostile?

Maybe Santa brought them coal.

Thanks OP.


alert mods    
   posted: Dec. 28, 2004 @ 9:44a

Currently the Fed's funds rate is at 2.25% and all bodes well for it to climb at 0.25% intervals to 3.5%-4.0% over the next 12 months which should set ING's rate at 3.6-4.10%. Beyond those levels it's up to inflation to drive rates higher. The major source of inflation is the stock market and if the Dow continues to rally we should see nice profit taking in the mid 11k's to drive more spending. Oil looks like it wants to dump and Greenspan does not see the price of oil adversely affecting the US economy any more. Currently inflation is well below the Fed's target of 2%. Real challenge comes in 2008 when the baby boomers start retiring and start sucking out of the stock market.....no wonder Bush is desperate to allow individuals to push some of their retirement into Wall St to help prop up what looks to be a slow sinking ship.


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