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Emigrant Direct constantly changing % APY

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YES! I just noticed the same today. Since i have a domain i alawys use the company name as my email address i.e. emigrant@mydomain. First time i've cought real spam on an address i gave to a major company.

I havn't kept money with emigrant for a while. Its all in presidential checking and they are about to add ach push/pulls.

bksavings said:I too have just started to receive spam at my unique email address that I have only given to Emigrant_Direct.

Complaint has been sent.


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bksavings said:I too have just started to receive spam at my unique email address that I have only given to Emigrant_Direct.

Complaint has been sent.
I don't think this is a damage that can be undone now that your email is already in the spammer's hands.


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davamond said: I don't think this is a damage that can be undone now that your email is already in the spammer's hands.Yes, the damage can be undone.

I can cancel that email address, and cancel my ED account.


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regarding zeros in front of your account number:

this is my case; under 'Preferences' online, i have 2 zeros in front. in my july statement, the 2 zeros are not present.

for me, i go with the acct. no. in my july statement, no preceding zeros. i have seen this similarly with my other bank accounts.


also, in my july statement i had this;

Annual Percentage Yield Earned : 10.64%

anyone else see this?!

Message edited by: opmnxtc on 2006-08-17 15:18:09 CDT
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Wow! Lucky you...mine said 4.99%

opmnxtc said:.
also, in my july statement i had this;

Annual Percentage Yield Earned : 10.64%

anyone else see this?!


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Can anybody post how long it takes to transfer money from an external account to the ED account, how long it's in probation before you can touch it and when it starts to affect the principle in interest earned? Also how long does it take to transfer out?

I know I saw it earlier, but that was way too many pages ago.

Perhaps if info like this was in quick links that'd be great =)


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Editing post, seems it was previously covered, the checking of the account numbers. Nothing to see here

Message edited by: ctujackbauer on 2006-08-18 00:34:33 CDT
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Did emigrant change their routing #? Or at least the ameritrade rep told me they did. anyone know what the new one is?

Message edited by: welookgoodcom on 2006-08-18 08:13:57 CDT
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welookgoodcom said:Did emigrant change their routing #? Or at least the ameritrade rep told me they did. anyone know what the new one is?

I used the same routing number and was able to verify the new account number with Ameritrade the next day!


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What a myth! If you try to open a CD with your saving account, the 2 zeros are there and the system won't allow you to change.

opmnxtc said:regarding zeros in front of your account number:

this is my case; under 'Preferences' online, i have 2 zeros in front. in my july statement, the 2 zeros are not present.

for me, i go with the acct. no. in my july statement, no preceding zeros. i have seen this similarly with my other bank accounts.


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tomprc said:What a myth! If you try to open a CD with your saving account, the 2 zeros are there and the system won't allow you to change.

opmnxtc said:regarding zeros in front of your account number:

this is my case; under 'Preferences' online, i have 2 zeros in front. in my july statement, the 2 zeros are not present.

for me, i go with the acct. no. in my july statement, no preceding zeros. i have seen this similarly with my other bank accounts.



What a ?! I don't get it. he's not even talking about opening a cd within EmigrantDirect. What are you talking about and why is it relevent?


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it is. i meant the 2 zeros in your account number are clearly there if you just try to open a CD.

And it says this is your account number with us!

matr8x said:tomprc said:What a myth! If you try to open a CD with your saving account, the 2 zeros are there and the system won't allow you to change.

opmnxtc said:regarding zeros in front of your account number:

this is my case; under 'Preferences' online, i have 2 zeros in front. in my july statement, the 2 zeros are not present.

for me, i go with the acct. no. in my july statement, no preceding zeros. i have seen this similarly with my other bank accounts.



What a ?! I don't get it. he's not even talking about opening a cd within EmigrantDirect. What are you talking about and why is it relevent?


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what a myth! like they will allow you to change or edit your EmigrantDirect savings account to open an EmigrantDirect mycd.


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you did not read the thread. at issue is whether there shall be 2 leading zeros in your account number. My direct deposit failed.


matr8x said:what a myth! like they will allow you to change or edit your EmigrantDirect savings account to open an EmigrantDirect mycd.


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tomprc said:you did not read the thread. at issue is whether there shall be 2 leading zeros in your account number. My direct deposit failed.


matr8x said:what a myth! like they will allow you to change or edit your EmigrantDirect savings account to open an EmigrantDirect mycd.


No, I read the thread. apparently you didn't understand what was being talked about.


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Well, what do you think "opmnxtc" was talking about here:

opmnxtcsaid:
regarding zeros in front of your account number:

this is my case; under 'Preferences' online, i have 2 zeros in front. in my july statement, the 2 zeros are not present.

for me, i go with the acct. no. in my july statement, no preceding zeros. i have seen this similarly with my other bank accounts.

Message edited by: tomprc on 2006-08-18 12:24:07 CDT
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Here is what it actually looks like when you choose to fund a CD with ED. Note that this is the same interface as funding from other banks via ACH. So in the context of ACH, the account number **here** has zeros. Note that the account numbers in the statement and in the preference tab are just for you to read. But in this case the account numbers may be also for the computer to read.

Fund Your Account
Application for "My Way" CD Maturing in July 2013
Fund Your Account Required fields in bold

Name of Bank
EmigrantDirect

Name(s) on Account
x

Routing Number
226070319
Re-enter Routing Number
226070319
Account Number
00XXXXXXXX
Re-enter Account Number
00XXXXXXXX

Message edited by: tomprc on 2006-08-18 12:58:30 CDT
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asdf83 said:YES! I just noticed the same today. Since i have a domain i alawys use the company name as my email address i.e. emigrant@mydomain. First time i've cought real spam on an address i gave to a major company.
It's possible the spammers were just doing a dictionary attack. Do you get
other spam at that domain?

I have my own domain too and I get mail for "brett" or "jenny" (i.e., fake users)
all the time. Just random probing.

Might want add some digits or something to the localpart in the future.


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asdf83 said:YES! I just noticed the same today. Since i have a domain i alawys use the company name as my email address i.e. emigrant@mydomain. First time i've cought real spam on an address i gave to a major company.
It's possible the spammers were just doing a dictionary attack. Do you get
other spam at that domain?

I have my own domain too and I get mail for "brett" or "jenny" (i.e., fake users)
all the time. Just random probing.

Might want add some digits or something to the localpart in the future.


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mla12 said:It's possible the spammers were just doing a dictionary attack. Do you get
other spam at that domain?

I have my own domain too and I get mail for "brett" or "jenny" (i.e., fake users)
all the time. Just random probing.

Might want add some digits or something to the localpart in the future.
I can tell you its not a dictonary attack. I do not get any other spam at this domain, and I checked my server logs, and there was NO guessing involved unless they got it on their first try. I have no doubts that ED leaked the address.


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