I realize a bunch of us have ING accounts and are moving money to Superior/Emigrant for the 3%. I have been reading that people have said that they can ACH in/out using CapOne (they make two deposits, you verify the amout). For ING, you have to send in a voided check. Doesn't this one feature make CapOne more attractive than ING?
bk2 said: I realize a bunch of us have ING accounts and are moving money to Superior/Emigrant for the 3%. I have been reading that people have said that they can ACH in/out using CapOne (they make two deposits, you verify the amout). For ING, you have to send in a voided check. Doesn't this one feature make CapOne more attractive than ING?
When I opened my ING account I did not have to send a voided check. I had to verify two small deposits.
gnat
Senior Member - 1K
posted: Jan. 10, 2005 @ 12:45p
undefined said: When I opened my ING account I did not have to send a voided check. I had to verify two small deposits.
True, initial deposit at ING links it to your checking account without a voided check. But to add additional links, you do need to send physical voided checks.
And yes, it is a very nice perk of CapitalOne that you can easily add as many linked accounts as you want. I use my Cap1 account sometimes as a go-between from the rest of my banks to SuperiorSavings, which regretably does not have an online interface at all.
It sounds like Cap1 is a better deal with ease of linking accts. Are their rates usually competitive like ING? They have the same no minumum, no fee account like ING. The only other thing to compare seems to be interest rates. Am I missing something? I'm thinking of ditching my ING for Cap1.
alcibiades -- thanks; didn't know about the other thread
johto -- i think someone has five linked. not sure what the limitis.
mbaker4096
Senior Member - 1K
posted: Jan. 10, 2005 @ 9:26p
bk2 said: johto -- i think someone has five linked. not sure what the limit is.Yep. Four external, plus the one for CapOne. Thanks for the heads up that they're paying 2.35%!
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