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OFFICIAL Banks That Count ING/Paypal/ACH Push Transfers as Direct Deposits. Post your experience please! Updated regular

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+58
lsufanatic
1/31/05 1:18 PM
I would like to compile a master listing of which banks count ING Direct, Paypal, Emigrant Direct, or CashEdge/ACH push transfers as direct deposits. I realize that we have mentions of some of this information in various threads on specific bank account bonuses, but I thought it would be helpful to have a single source for ready reference.

I will begin the master list on the next post with the little bit of information I know from personal experience, and will update periodically based on the information posted in the replies to this thread. When posting, please post which methods you have successfully used to fulfill your bank's direct deposit requirements. Thanks!

Note: I am updating the list based on exactly what is reported. I am trying to assume nothing. Therefore, if someone only mentions ING works, it will only be listed on the ING list. It can probably be assumed that CashEdge would work in this case as well, but I will not add to the list until someone verifies it.

New list format: I have made a single list for banks that count any psuedo-direct deposit methods, with the methods confirmed in parenthesis. Also, since the term Cashedge is foreign to many and not completely applicable in some situations, I will simply refer to these types of transactions as ACH pushes.
WikiPost
1/31/05 1:18 PM
All you ever wanted to know about Direct Deposit:
http://www.electronicpayments.org/

**NEVER** ask any bank rep to confirm if ING/Paypal/ACH push transfer is counted as direct deposit!

Banks that count ING/Paypal/ACH push transfers as direct deposits (confirmed successes):

Please indicate how much money was transferred.

Bank of America (ING, Paypal, ACH push) as of 8/2012, many said no longer works other than real payroll deposit
Bank of the West (ING, Paypal)
Bank One (ING, Paypal, ACH push)
Bank of New York (ACH push)
Capital One (ING)
Charter One (ING, ACH push)
Chase (ETrade, Ally, BofA ACH push, AmEx Serve, Bluebird, AP, Citibank) - seems to only allow ACH push and only from some banks, YMMV
Citibank (ING, ACH push) - Paypal shows as transfer 10/12, ACH push from some banks no longer work as of 12/2011
Citizens Bank (ING)
Columbia Bank (Paypal)
Commerce Bank (ING, Paypal) - refers to one in the northeast
Commerce Bank (ING) - refers to the one in Missouri
Compass Bank (ING)
E-Trade Bank (ING, ACH push)
Endura Financial
HSBC (ING, Paypal, ACH push)
Huntington National Bank (ING, PayPal, ACH push(from E-Trade , HSBC) )
KeyBank (Paypal, HSBC,Ally ACH push)
LaSalle (ACH push (ETrade ))
M&I Bank (Marshall & Ilsley) (Paypal)
M&T Bank (ACH push (HSBC trial deposit))
Northshore Bank (ACH push)
PNC Bank (Paypal, ACH push, ING)
Principal Bank (ING)
Regions (ING, ACH push)
Salem Five (ACH push)
Sovereign (ACH push-ETrade , ING)
Santander (ACH Push, Ally, Alliant, American Express Serve)
SunTrust (ING, Paypal)
TD Banknorth (ACH push)
UFBDirect (ACH push)
USAA (ING)
US Bank (Paypal, ACH push)
Valley National Bank (ING)
Wachovia (ING, ACH push)
Washington Mutual (ING, ED, Paypal)
Wells Fargo (ING?) - One report that ING is counted as DD, one report that it isn't...YMMV

Banks that don't count ING/Paypal/ACH push transfers as direct deposits (confirmed failures):

Please indicate how much money was transferred.

Charter One (no Paypal)
Chase (no paypal, no ING, no Amazon Payments)
DCU (No longer considers HSBC transfers as direct deposit)
MeadowsCU (no ACH push)
Metropolitan National Bank(NY)
PNC Bank (no ETrade , no GMAC)
Presidential Bank
Salem Five (no PayPal)
Sovereign (no HSBC Direct) No DD bonus.
Wachovia (no Paypal)
Wells Fargo (no ING?)
FTUB (no ING, no Ally ACH push)
+11
lsufanatic
1/31/05 1:19 PM
Updated July 29, 2005

Banks that count ING/Paypal/ACH push transfers as direct deposits

Bank of America (ING, Paypal, ACH push)
Bank of the West (ING, Paypal, Emigrant)
Bank One (ING, PayPal, ACH push)
Charter One (ACH push, ING)
Chase (ING)
Citibank (ING, Emigrant, Paypal)
Citizens Bank (ING)
Commerce Bank (ING, Paypal) - refers to one in the northeast
Commerce Bank (ING) - refers to the one in Missouri
Compass Bank (ING)
E-Trade Bank (ING, ACH push)
HSBC (ING)
PNC Bank (ACH push, Paypal)
Principal Bank (ING)
Salem Five (ACH push)
SunTrust (ING, PayPal)
USAA (ING)
Wachovia (ING)
Washington Mutual (ING, Paypal)
Wells Fargo (ING???) - One report that ING is counted as DD, one report that it isn't...YMMV

Banks that don't count ING/Paypal/ACH push transfers as direct deposits (confirmed failures)

Charter One (no PayPal)
Presidential Bank
Wells Fargo (no ING???)
Wachovia (no PayPal)
+2
lillazyfats81
1/31/05 1:20 PM
BofA
0
lsufanatic
1/31/05 1:35 PM
lillazyfats81: Can you confirm if you successfully used CashEdge or ING or both? Thanks!
+2
fotomaniak
1/31/05 1:37 PM
Salem Five counted the two small deposits which were made by E-Trade(to verify linked account) as a Direct Deposit
so I bet they'll count any ACH as DD.
+2
pruks
1/31/05 3:56 PM
I just noticed Bank One ( student checking account) treats money transferred from INGDirect to bank one as DIRECT DEOSIT.
+3
lillazyfats81
1/31/05 5:42 PM
lsufanatic said:

lillazyfats81: Can you confirm if you successfully used CashEdge or ING or both? Thanks!



Bank Of America CONFIRMED with ING Direct and Paypal.

PS. Thanks for the thread. Please keep it updated. I find it very useful.
+2
sloth911
1/31/05 6:04 PM
etrade will take ING as direct deposit.
+2
LalOoYadAv
1/31/05 7:17 PM
Wells Fargo does not treat ING Direct xfers as direct deposits
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